Carlisle Insurance Rates:

Carlisle, PA homeowners insurance is approximately $618 to $843, about $51-$70/month. Our exhaustive analysis shows customers can save as much as $292 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Grange Insurance
Customer service is friendly, if I call the office I will have my answer by the end of the day. This helps with any misunderstandings I may have.
State Farm
I have no dislikes about my home insurance company and see no opportunities for areas of improvement with customer satisfaction being extremely satisfactory overall.
Allstate
The company's sales representatives are relatively polite. They are very knowledgeable about their policies even if they are not adequately priced.
Farmer's Insurance
I like how when i first joined, my agent took the time to send me a letter and introduce himself. it was a nice personal touch.
Mutual Benefit Group
If you need to make monthly payments you will get hit hard with the payment service fees.
Grange Insurance
The next positive that i have with them is the fact that they give me a multi-line discount as well as offer monthly payments and not a lot of companies do that
State Farm
I like that my State Farm agent, or another agent of hers, is always readily available to help. I have to call up State Farm sometimes in order to change my address or phone number, and they are always so helpful and easy to get in contact with. I don't have any phone "prompts" as I go directly to my agent's phone.

Carlisle, PA Homeowners Insurance By Home Value

Carlisle, PA Home Value Total Homes % of Total Average Carlisle, PA Homeowners Insurance
$70,000 to $79,999 57 1.0% $321
$80,000 to $89,999 156 4.0% $358
$90,000 to $99,999 199 5.0% $402
$100,000 to $124,999 563 15.0% $467
$125,000 to $149,999 384 10.0% $584
$150,000 to $174,999 592 16.0% $694
$175,000 to $199,999 402 10.0% $804
$200,000 to $249,999 471 12.0% $964
$250,000 to $299,999 533 14.0% $1176
$300,000 to $399,999 243 6.0% $1498

Top Home Insurance Agents Near Carlisle, PA

Home Insurance Company Near Carlisle, PA Homeowners Insurance Agency Near Carlisle, PA Address
Erie Deibler Insurance Associates Inc 26 Westminster Drive, Carlisle, PA, 17013
Allstate R. Gregory Nicholas 1550 Kenneth Rd, York, PA, 17408
State Farm Tricia Melnichak 2055 Carlisle Rd, York, PA, 17408-4052
NA Weaver Insurance Group Of Elizabethtown 1225 S Market St , Elizabethtown, PA, 17022
Travelers Beacon Insurance Agency 9190 ROUTE 35, MT PLEASANT MILLS, PA, 17853

Cost Of Homeowners Insurance By Street Near Carlisle, PA

Streets in Carlisle Area Homeowners Insurance Cost
Metzgar Ave, Acre Dr, Carlwynne Mnr, Linn Dr, Northfield Dr, F St, Maple St, Craig Ln, Allen Rd, B St$721
Grand View Ct, Bryn Mawr Rd, W High St, Hamilton Ct, Carlisle Springs Rd, Armstrong Rd, 4th Ave, Arch St, N Bedford St, K St$722
Noble Ave, Dale Pl, Highland Ave, E Pomfret St, E Pomfret St, S Pitt St, Carlisle Springs Rd, Redwood Dr, Ascot Ln, S West St$762
S Spring Garden St, Winding Ln, Garland Dr, Glendale Ct, Stanwix St, Ash Ave, McKnight St, W Church Ave, Frederick Ave, Sutton Dr$754
S Hanover St, Reed St, Olson Dr, N Pitt St, S Bedford St, E Ridge St, E Willow St, E Garland Dr, Chestnut Ave, Devonshire Dr$751

Carlisle, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Carlisle$109 to $112
North Middleton$108
Cumberland County$110
Boiling Springs$112

Carlisle, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North Middleton township, Cumberland County, Pennsylvania $91 $121 $181
Schlusser CDP, Pennsylvania $90 $120 $180
Cumberland County, Pennsylvania $92 $123 $184

Carlisle, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Carlisle, PA4.2%13.3%
North Middleton4.3%12.2%
Schlusser4.38%12.73%
Cumberland County4.12%12.67%

Carlisle Renters Insurance as a Percentage of Rent

Carlisle Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 75 2.0% $337
$200 to $299 106 3.0% $787
$300 to $499 371 10.0% $1237
$500 to $749 1,476 42.0% $1912
$750 to $999 936 26.0% $2662
$1,000 to $1,499 475 13.0% $3787
$1,500 or more 38 1.0% $5437

Carlisle, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Carlisle Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $8,900$8,400
Net Savings to Carlisle Home Owner from High Deductible Plan $500

Carlisle, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Carlisle, PA Home Replacement Value MORE than Home Value Carlisle, PA Home Replacement Value LESS than Home Value
Replacement Value $188,000 $112,000
Insurance Premium based on Replacement Value $1,100 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $43,500 Risk Exposure from Under Insuring Coverage is $32,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $250/year

Example Carlisle Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAllstateFarmers Insurance
Monthly Premium 466173
Year Built 197919461986
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$150000-$175000$175000-$200000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Carlisle, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1975 240,000 Metal Roof 2,250 3 $2500-$5000 Deductible 130 2 Stone Siding yes
1974 350,000 Membrane Roof 2,910 4 $5000 to $10,000 Deductible 490 6 Fiber-Cement Siding yes
1987 490,000 Composition Roof 4,840 5 $1000-$2500 Deductible 1300 7 Fiber-Cement Siding yes
1988 405,000 Asphalt Shingles Roof 4,360 5 $500- $1000 Deductible 410 3 Wood siding yes
1947 385,000 Slate Shingles Roof 3,220 4 > $10,000 Deductible 390 6 Stucco siding No
1977 210,000 Membrane Roof 2,300 4 $500- $1000 Deductible 540 7 Stone Siding No
1974 115,000 Slate Shingles Roof 1,440 2 $500- $1000 Deductible 110 2 Wood siding yes
1989 200,000 Wood Shake Roof 2,010 4 $500- $1000 Deductible 350 5 Brick siding yes
1974 100,000 Composition Roof 1,080 2 $1000-$2500 Deductible 40 1 Wood siding yes
1982 215,000 Shingles Roof 2,460 4 $500- $1000 Deductible 860 9 Vinyl siding No
1981 185,000 Shingles Roof 1,920 5 $5000 to $10,000 Deductible 410 7 Vinyl siding No
1984 410,000 Shingles Roof 4,340 5 $1000-$2500 Deductible 290 2 Stucco siding No
1947 280,000 Shingles Roof 2,450 4 $1000-$2500 Deductible 290 4 Stucco siding No
1974 430,000 Asphalt Shingles Roof 3,860 5 $2500-$5000 Deductible 410 2 Stucco siding No
1986 410,000 Metal Roof 3,680 5 $500- $1000 Deductible 320 2 Vinyl siding No
1977 175,000 Asphalt Shingles Roof 1,670 2 $2500-$5000 Deductible 260 5 Vinyl siding yes
1979 155,000 Asphalt Shingles Roof 1,330 2 $500 Deductible 630 10 Brick siding No
1975 110,000 Metal Roof 1,290 2 $1000-$2500 Deductible 300 7 Vinyl siding yes
1979 365,000 Tile Roof 3,200 5 $500- $1000 Deductible 390 2 Brick siding No
1983 300,000 Metal Roof 2,990 4 $1000-$2500 Deductible 270 2 Wood siding yes
1976 400,000 Tile Roof 3,360 4 > $10,000 Deductible 190 2 Stucco siding No
1973 195,000 Wood Shake Roof 2,160 4 $5000 to $10,000 Deductible 90 2 Fiber-Cement Siding No
1976 220,000 Metal Roof 2,360 4 $5000 to $10,000 Deductible 70 1 Stucco siding yes
1981 255,000 Tile Roof 2,240 3 $1000-$2500 Deductible 560 8 Stone Siding No
1972 385,000 Membrane Roof 3,680 5 > $10,000 Deductible 670 7 Fiber-Cement Siding yes
1984 165,000 Slate Shingles Roof 1,400 3 $500- $1000 Deductible 380 6 Brick siding No
1949 400,000 Slate Shingles Roof 4,570 5 $500- $1000 Deductible 580 4 Brick siding yes
1943 125,000 Composition Roof 1,330 2 $1000-$2500 Deductible 350 10 Vinyl siding yes
1981 305,000 Metal Roof 3,230 4 $1000-$2500 Deductible 900 10 Fiber-Cement Siding yes
1980 120,000 Tile Roof 1,410 2 $500 Deductible 350 6 Fiber-Cement Siding yes
1982 180,000 Wood Shake Roof 1,520 5 $5000 to $10,000 Deductible 840 12 Stone Siding No
1970 280,000 Wood Shake Roof 2,760 5 $500 Deductible 400 4 Wood siding No