Carl Junction Insurance Rates:

Carl Junction, MO homeowners insurance is about $814 to $1,126, about $67-$93/month. Our in depth guide shows customers can save as much as $388 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Carl Junction, MO Homeowners Insurance By Home Value

Carl Junction, MO Home Value Total Homes % of Total Average Carl Junction, MO Homeowners Insurance
Less than $50,000 131 7.0% $194
$50,000 to $59,999 29 1.0% $417
$60,000 to $69,999 185 10.0% $514
$70,000 to $79,999 137 7.0% $601
$80,000 to $89,999 203 11.0% $679
$90,000 to $99,999 134 7.0% $756
$100,000 to $124,999 156 8.0% $882
$125,000 to $149,999 249 13.0% $1105
$150,000 to $174,999 223 12.0% $1299
$175,000 to $199,999 105 5.0% $1503
$200,000 to $249,999 101 5.0% $1813
$250,000 to $299,999 129 7.0% $2211
$300,000 to $399,999 41 2.0% $2813

Top Home Insurance Agents Near Carl Junction, MO

Home Insurance Company Near Carl Junction, MO Homeowners Insurance Agency Near Carl Junction, MO Address
NA Bowles Insurance Agency 208 E Main, Miller, MO, 65707
NA Darnell & Associates, Llc 115 S Wilson St., Vinita, OK, 74301
Farmers Janet Walker 1829 N Main St, Miami, OK, 74354
Liberty Mutual Independent Schroeder Insurance Agency 916 N. Broadway, Pittsburg, KS, 66762
Liberty Mutual Independent The Cole Organization 404 W 3Rd, Grove, OK, 74344

Cost Of Homeowners Insurance By Street Near Carl Junction, MO

Streets in Carl Junction Area Homeowners Insurance Cost
S Tri State Rd, W Eternity Ln, Frisco Ln, Leffen Ln, York Dr, Co Ln 292, Prairie Hills Dr, S Cunningham Ave, Forest Dr, N Regency Dr$963
Co Ln 303, Wall St, Fox Glove Ln, Winfield Ave, W Pennell St, W Cedar Meadows Ln, W Expedite Ln, W Estate Ln, Impatiens Ln, Birch St$964
Spruce Dr, N Grimes St, Sunflower Ln, Richey Ave, N Peace Church Ave, Hawthorn Rd, Brussels Dr, N Dallas Ln, Mountain Ash Dr, N Valve Rd$959
Heavenly Ln, N Adams Ave, Lindsey Ln, Dogwood Dr, S Quarter Ln, Co Ln 262, Cherry Ln, Mistflower Ln, Clark St, W Clearbrook Ln$963
Co Ln 274, Sunnybrook Ln, W Unity Ln, State Hwy Z, Lakeview Ln, Co Ln 289, Broadway, State Hwy P, W Redbud Dr, W Well St$979

Carl Junction, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Carl Junction$143 to $147
Airport Drive$148
Twin Groves$143
Webb City$142

Carl Junction, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Airport Drive village, Missouri $149 $198 $297
Twin Groves township, Jasper County, Missouri $143 $190 $285
Galena township, Jasper County, Missouri $143 $190 $285

Carl Junction, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Carl Junction, MO7.5%20.6%
Airport Drive6.6%19.78%
Twin Groves7.67%19.11%
Galena8.62%21.72%

Carl Junction Renters Insurance as a Percentage of Rent

Carl Junction Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 64 8.0% $1247
$500 to $749 195 26.0% $1922
$750 to $999 321 43.0% $2672
$1,000 to $1,499 157 21.0% $3797

Carl Junction, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Carl Junction Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,600$6,000
Net Savings to Carl Junction Home Owner from High Deductible Plan $600

Carl Junction, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Carl Junction, MO Home Replacement Value MORE than Home Value Carl Junction, MO Home Replacement Value LESS than Home Value
Replacement Value $143,000 $94,500
Insurance Premium based on Replacement Value $825 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,000 Risk Exposure from Under Insuring Coverage is $27,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year

Example Carl Junction Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAllstateAmica Mutual Insurance Company
Monthly Premium 4511426
Year Built 200319952014
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $125000-$150000$300000-$350000$100000-$125000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Carl Junction, MO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2000 185,000 Slate Shingles Roof 2,600 4 $5000 to $10,000 Deductible 360 8 Wood siding No
2013 265,000 Membrane Roof 2,820 4 > $10,000 Deductible 590 9 Wood siding No
1993 155,000 Composition Roof 2,410 4 $500- $1000 Deductible 260 4 Vinyl siding yes
2006 135,000 Composition Roof 1,780 3 $500 Deductible 130 2 Stone Siding yes
2007 210,000 Metal Roof 2,240 4 $5000 to $10,000 Deductible 760 12 Stone Siding No
1997 180,000 Wood Shake Roof 2,050 4 $500- $1000 Deductible 550 6 Stone Siding yes
1990 195,000 Metal Roof 2,850 4 $1000-$2500 Deductible 240 4 Stucco siding No
1990 130,000 Asphalt Shingles Roof 1,640 3 $500 Deductible 340 6 Brick siding No
2004 160,000 Asphalt Shingles Roof 1,860 4 $2500-$5000 Deductible 500 12 Wood siding yes
1990 260,000 Tile Roof 4,100 5 > $10,000 Deductible 140 3 Stucco siding No
2002 135,000 Metal Roof 1,650 3 $500 Deductible 180 3 Stone Siding yes
2006 190,000 Membrane Roof 2,040 5 $1000-$2500 Deductible 60 1 Brick siding No
2004 150,000 Metal Roof 1,950 4 $500- $1000 Deductible 120 2 Brick siding No
1983 200,000 Shingles Roof 2,550 4 $500 Deductible 800 9 Stone Siding No
1997 410,000 Wood Shake Roof 4,880 5 $500 Deductible 2470 12 Stone Siding No
2011 340,000 Wood Shake Roof 3,820 5 $500- $1000 Deductible 620 5 Stucco siding No
1990 200,000 Membrane Roof 2,460 4 > $10,000 Deductible 410 10 Stucco siding No
2014 120,000 Composition Roof 1,630 3 $1000-$2500 Deductible 110 3 Stucco siding yes
2014 90,000 Shingles Roof 1,410 3 $1000-$2500 Deductible 200 8 Fiber-Cement Siding yes
1992 160,000 Tile Roof 2,000 4 $500 Deductible 600 10 Wood siding No
1989 140,000 Tile Roof 1,940 4 $500 Deductible 270 5 Stucco siding No
2005 215,000 Composition Roof 3,410 5 $1000-$2500 Deductible 240 4 Brick siding No
2012 105,000 Membrane Roof 1,560 3 $2500-$5000 Deductible 230 8 Stone Siding No
1989 160,000 Membrane Roof 1,980 3 $2500-$5000 Deductible 380 10 Fiber-Cement Siding yes
1998 210,000 Tile Roof 2,680 4 $500 Deductible 190 3 Fiber-Cement Siding yes
1987 125,000 Wood Shake Roof 1,860 3 $500 Deductible 340 6 Vinyl siding yes
2013 120,000 Composition Roof 1,370 3 $500 Deductible 130 3 Stucco siding No
2002 180,000 Shingles Roof 2,130 3 $2500-$5000 Deductible 360 7 Brick siding No
1990 200,000 Shingles Roof 2,170 5 $5000 to $10,000 Deductible 120 2 Stone Siding yes
2004 140,000 Composition Roof 1,660 3 $500- $1000 Deductible 370 10 Fiber-Cement Siding No
1993 205,000 Shingles Roof 2,280 3 $5000 to $10,000 Deductible 150 4 Brick siding yes
2011 190,000 Membrane Roof 2,180 5 $2500-$5000 Deductible 260 6 Fiber-Cement Siding yes
1998 235,000 Membrane Roof 2,620 4 $5000 to $10,000 Deductible 50 1 Fiber-Cement Siding yes
1988 135,000 Shingles Roof 1,860 3 $1000-$2500 Deductible 460 8 Vinyl siding No