Caribou, ME homeowners insurance is approximately $544 to $739, about $45-$61/month. Our exhaustive analysis indicates shoppers can save as much as $256 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Caribou, ME | Homeowners Insurance Agency Near Caribou, ME | Address |
|---|---|---|
| Allstate | Varney Agency | 11 W Main St Ste 102, Fort Kent, ME, 4743 |
| Travelers | F A Peabody & Company | 63 Main Street , Mars Hill, ME, 4758 |
| Travelers | F A Peabody Company | 29 N ST, HOULTON, ME, 4730 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Fort Fairfield town, Aroostook County, Maine | $79 | $105 | $158 |
| Limestone town, Aroostook County, Maine | $79 | $105 | $158 |
| Washburn town, Aroostook County, Maine | $80 | $106 | $159 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Caribou, ME | 5.2% | 13.2% |
| Fort Fairfield | 6.28% | 13.67% |
| Limestone | 7.71% | 15.38% |
| Washburn | 6.77% | 18.55% |
| Caribou Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 77 | 8.0% | $353 |
| $200 to $299 | 99 | 10.0% | $803 |
| $300 to $499 | 148 | 15.0% | $1253 |
| $500 to $749 | 342 | 35.0% | $1928 |
| $750 to $999 | 273 | 28.0% | $2678 |
| $1,000 to $1,499 | 20 | 2.0% | $3803 |
| Streets in Caribou Area | Homeowners Insurance Cost |
|---|---|
| Roberts St, Katahdin Ave, Thomas Ave, Summit St, St Anne St, Franklin St, E Hardison Ave, Wellington Ave, Raymond Joseph Ln, Hardison Rd | $640 |
| State Rte 223, Marshall Ave, Bog Rd, Access Hwy, State Rte 89, Thompson Rd, Dahlgren St, Green Ridge Rd, W Presque Isle Rd, Violette St | $637 |
| St Anne Ave, Kittinger Ave, Back Rd, Hoover Ave, Wilbur Ave, Alpha St, Roosevelt Ave, Old Washburn Rd, Van Buren Rd, Doyle Rd | $639 |
| Pilgrim Rd, Page Ave, Watson Memorial Dr, Windy Hill Dr, Home Farm Rd, Washburn St, Elizabeth Ave, Meadowbrook Dr, Bernadette St, Sperry Dr | $641 |
| Midland St, Myrtle St, Belanger Rd, Columbus Ave, View St, Barretts Rd, Garden Cir S, Woodland Center Rd, Lyndon St, Hammond St | $640 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Caribou | $95 to $98 |
| Fort Fairfield | $95 |
| Limestone | $94 |
| Presque Isle | $97 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $4,000 |
| Yearly Caribou Homeowner Insurance Premium Example | $1,800 | $1,300 |
| Out of Pocket Expense During Claim | $1,000 | $4,000 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $13,600 | $13,100 |
| Net Savings to Caribou Home Owner from High Deductible Plan | $500 | |
| Scenario | Caribou, ME Home Replacement Value MORE than Home Value | Caribou, ME Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $106,000 | $69,500 |
| Insurance Premium based on Replacement Value | $475 | $325 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $19,500 | Risk Exposure from Under Insuring Coverage is $17,000 |
| Premium Impact | Insurance cheaper by $75/year | Insurance costlier by $75/year |
| Insurance Company | Travelers | Nationwide Insurance | Liberty Mutual |
| Monthly Premium | 47 | 51 | 26 |
| Year Built | 1983 | 1948 | 1969 |
| Home Details | 4 Beds, 2 Baths | 3 Beds, 1 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $150000-$175000 | $150000-$175000 | $75000-$100000 |
| Deductible | $2500-$5000 Deductible | $500- $1000 Deductible | $2500-$5000 Deductible |