Carencro Insurance Rates:

Carencro, LA homeowners insurance is approximately $1,064 to $1,473, about $88-$122/month. Our complete analysis indicates shoppers can save upto $507 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Carencro, LA Homeowners Insurance By Home Value

Carencro, LA Home Value Total Homes % of Total Average Carencro, LA Homeowners Insurance
Less than $50,000 254 14.0% $253
$50,000 to $59,999 90 5.0% $532
$60,000 to $69,999 81 4.0% $659
$70,000 to $79,999 121 6.0% $760
$80,000 to $89,999 108 6.0% $862
$90,000 to $99,999 120 6.0% $963
$100,000 to $124,999 159 8.0% $1128
$125,000 to $149,999 183 10.0% $1407
$150,000 to $174,999 282 15.0% $1661
$175,000 to $199,999 199 11.0% $1914
$200,000 to $249,999 87 4.0% $2307
$250,000 to $299,999 61 3.0% $2827
$300,000 to $399,999 49 2.0% $3588

Top Home Insurance Agents Near Carencro, LA

Home Insurance Company Near Carencro, LA Homeowners Insurance Agency Near Carencro, LA Address
State Farm Erik Guillory 176 Heritage Ste E, Broussard, LA, 70518-8046
State Farm Joey John Jr 4041 Amb Cafry Pkwy Ste C, Lafayette, LA, 70503-5277
State Farm Nathan Sonnier 115 E Shankland Ave Ste C, Jennings, LA, 70546-4754
Allstate Pcbt/Geiling Ins Agc 706 Main St, Baldwin, LA, 70514
State Farm Terry Bertrand 1219 Elton Rd, Jennings, LA, 70546-4135

Cost Of Homeowners Insurance By Street Near Carencro, LA

Streets in Carencro Area Homeowners Insurance Cost
Spanish Oak Dr, Safari Cir, Ovide Rd, Frontage Rd, Tori Ct, la Place Ave, Herlil Cir, Klint St, N Gentilly Rd, Summerfest Dr$1,245
Outwood Dr, Quebec Cir, Rue St Anne St, Elena Dr, Trillium Triangle, Brigid St, W Armand St, Blaine Ln, McZeal Dr, Carnival Ln$1,267
Ola St, Marcus Dr, Nova Scotia Dr, Old Heritage Ln, Wagon Trail Rd, Saint Esprit Rd, Kate Rd, Ante Bellum Rd, Magnifique Rd, I- 49$1,242
Wisteria Bnd, Louveteau Rd, Post Rd, Hidden Oak Dr, Pasture Ln, Mark Ln, Pontchartrain Dr, Collins St, Sunflower Estates Ln, Pope Dr$1,266
Bottle Brush Ln, Amesbury Dr, Bridgeport Ln, Lynda St, Perkins St, Loire Ave, Vatican Rd, W Pont Des Mouton Rd, Virginia Ave, Liteon Ln$1,255

Carencro, LA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Carencro$187 to $192
Ossun$191
Cankton$180
Scott$189

Carencro, LA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Ossun CDP, Louisiana $160 $213 $319
Cankton village, Louisiana $150 $200 $300
Scott city, Louisiana $158 $210 $315

Carencro, LA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Carencro, LA9.1%34.3%
Ossun10.77%38.01%
Cankton13.95%40.49%
Scott9.75%38.24%

Carencro Renters Insurance as a Percentage of Rent

Carencro Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 58 4.0% $357
$200 to $299 123 10.0% $807
$300 to $499 100 8.0% $1257
$500 to $749 509 41.0% $1932
$750 to $999 338 27.0% $2682
$1,000 to $1,499 83 6.0% $3807

Average Cost Of Home Insurance By Company In Areas Nearby Carencro For Different Scenarios

Building Coverage Contents coverage Construction type Age of home Company Premium
$200,000 $100,000 brick veneer 10-year Allstate Ins Co $2948
$200,000 $100,000 brick veneer 10-year American Risk Ins Co $8088
$200,000 $100,000 brick veneer 10-year Americas Ins Co $3742
$200,000 $100,000 brick veneer 10-year Amica Mutual Ins Co $2327
$200,000 $100,000 brick veneer 10-year Encompass Ins Co Of America $2511
$200,000 $100,000 brick veneer 10-year Federal Ins Co $4525
$150,000 $75,000 brick veneer 20-year Great Northern Ins Co $4187
$200,000 $100,000 brick veneer 10-year Liberty Mutual Fire Ins Co $2151
$200,000 $100,000 brick veneer 10-year Praetorian Ins Co $3188
$200,000 $100,000 brick veneer 10-year The Standard Fire Ins Co $2441

Carencro, LA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Carencro Homeowner Insurance Premium Example $2,500$2,000
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $8,200$7,700
Net Savings to Carencro Home Owner from High Deductible Plan $500

Carencro, LA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Carencro, LA Home Replacement Value MORE than Home Value Carencro, LA Home Replacement Value LESS than Home Value
Replacement Value $142,500 $93,500
Insurance Premium based on Replacement Value $1,950 $1,275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,000 Risk Exposure from Under Insuring Coverage is $31,000
Premium Impact Insurance cheaper by $425/year Insurance costlier by $250/year

Example Carencro Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateFarmers Insurance
Monthly Premium 220133173
Year Built 197420122002
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $125000-$150000$100000-$125000$175000-$200000
Deductible $500 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Carencro, LA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1999 130,000 Tile Roof 1,800 2 $500- $1000 Deductible 1760 12 Stucco siding yes
1983 220,000 Composition Roof 2,280 3 $500 Deductible 1720 6 Stucco siding yes
1984 80,000 Composition Roof 1,050 2 $500 Deductible 670 5 Brick siding yes
1983 180,000 Tile Roof 2,370 4 $2500-$5000 Deductible 500 3 Stone Siding yes
2014 80,000 Wood Shake Roof 1,280 2 $2500-$5000 Deductible 220 4 Stone Siding yes
1994 150,000 Wood Shake Roof 1,710 2 $2500-$5000 Deductible 1580 9 Stone Siding yes
1992 175,000 Shingles Roof 2,300 3 $5000 to $10,000 Deductible 1260 6 Wood siding No
1998 170,000 Wood Shake Roof 1,870 3 $5000 to $10,000 Deductible 1960 9 Vinyl siding No
1978 275,000 Composition Roof 3,080 4 $5000 to $10,000 Deductible 2000 10 Fiber-Cement Siding No
1978 200,000 Shingles Roof 2,390 3 > $10,000 Deductible 1340 7 Brick siding No
1976 115,000 Shingles Roof 1,650 2 $500 Deductible 370 2 Brick siding yes
2013 120,000 Tile Roof 1,820 3 $2500-$5000 Deductible 110 1 Fiber-Cement Siding No
1976 110,000 Slate Shingles Roof 1,240 2 $2500-$5000 Deductible 700 7 Stucco siding No
1979 165,000 Metal Roof 1,790 2 $500- $1000 Deductible 1350 6 Fiber-Cement Siding No
1984 145,000 Asphalt Shingles Roof 1,820 3 $500- $1000 Deductible 1660 8 Vinyl siding yes
2011 110,000 Membrane Roof 1,670 2 $500 Deductible 630 4 Wood siding No
2003 200,000 Tile Roof 2,150 3 $1000-$2500 Deductible 880 4 Vinyl siding yes
2009 205,000 Membrane Roof 2,470 4 $5000 to $10,000 Deductible 370 2 Brick siding yes
2000 80,000 Shingles Roof 980 2 $2500-$5000 Deductible 600 9 Wood siding yes
1974 220,000 Membrane Roof 2,790 4 $1000-$2500 Deductible 440 2 Stucco siding yes
2004 270,000 Slate Shingles Roof 3,300 4 $500 Deductible 1000 3 Vinyl siding No
1994 185,000 Membrane Roof 2,220 4 $500 Deductible 1210 5 Wood siding No
1996 160,000 Slate Shingles Roof 1,720 3 $5000 to $10,000 Deductible 2030 12 Wood siding No
2003 105,000 Asphalt Shingles Roof 1,430 2 $1000-$2500 Deductible 340 3 Fiber-Cement Siding No
1986 125,000 Slate Shingles Roof 1,640 4 $500- $1000 Deductible 1220 6 Brick siding No
1991 90,000 Membrane Roof 1,160 2 $1000-$2500 Deductible 720 9 Brick siding No
1995 160,000 Slate Shingles Roof 1,690 4 $500 Deductible 990 4 Stucco siding yes
1984 95,000 Tile Roof 1,080 2 $1000-$2500 Deductible 1070 9 Vinyl siding yes
1992 160,000 Asphalt Shingles Roof 2,200 3 $1000-$2500 Deductible 230 1 Fiber-Cement Siding yes
1979 255,000 Membrane Roof 3,200 4 $500 Deductible 2480 6 Vinyl siding yes
1973 200,000 Asphalt Shingles Roof 2,910 4 $500 Deductible 1040 4 Vinyl siding No
2005 130,000 Tile Roof 1,450 3 $1000-$2500 Deductible 1300 8 Brick siding No
2002 260,000 Shingles Roof 3,310 4 $2500-$5000 Deductible 2650 7 Fiber-Cement Siding No
2010 205,000 Wood Shake Roof 2,370 3 $2500-$5000 Deductible 140 1 Brick siding No