Capital Insurance Rates:

Capital, IL homeowners insurance is nearly $629 to $851, about $52-$70/month. Our in depth research reveals consumers can save upto $295 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

I am so happy that i switched to geico for my home insurance. i used to have them only for my auto insurance and because they were so great i decided to use them for home insurance as well.
Amica Mutual Insurance
I understand things change, but every single year my price increases. when is it going to decrease or stay the same? i wish it would.
I love my home insurance the fix any inflicted damage on my fix fast and easy i love my home insurance.
American Family
Honestly, there isn't anything I don't like about American Family Insurance. They don't have an office nearby but that is ok.
State Farm
They only notify me when I need to pay my bill, so I guess that is okay. Would be nice to hear specials or deals they have.
It is very modern looking and uses simple colors and shapes to show things, it is just easy.
Erie Insurance
I haven't shopped around for a while, I am happy for the premium rates as of know
State Farm
I like this company's app. It runs quickly and does everything I need it to do.
Liberty Mutual
The insurance agent is a family friend, so we didn't shop around much for a better rate/premium. My understanding is that $800 dollar a year would be typical for a $200k house, so we're about $100 a year under what I would expect to pay for the value of our home.
American Family
This was the cheeps premium that I have found and it was really well thought out by our agent
This is getting a little redundant as I'm reaping information at this point. But they're very good and clear when it comes to instructions and they are quite helpful when you have payment issues and helping you get a cheap payment
They have been ok to deal with. I am not super excited about the company, but the people I have dealt with have been competent and polite.
State Farm
I did do not like that my call was never returned and that I had to call in again a few days later to get my questions answered.
I wish they would work on their website, sometimes it's hard to navigate when you have a specific search in mind. I think these websites need to implement an AI that can sift through the whole of the site and tell a customer if they will even be able to find what they're looking for.
State Farm
I will say I dislike going through claims. It takes forever to get anything covered and approved.It took over a year the hear back on one claim.
I have no negative concerns with Progressive. I have never reported a claim and have no experience with their response. I would recommend based on price alone.
I would recommend Geico for insurance because they have a wide range of products to fit just about everyone's needs. The customer care department is efficient and work to keep customers happy.
I would recommend this company due to the quickness of response to any issues or policy changes that I may have. They are extremely quick in addressing any issues that I may have.
Liberty Mutual
I like that Liberty Mutual was pretty easy to get homeowners and auto insurance bundled together. I have the low car and house insurance because of this. This was partly due to the fact that I have a credit union account with one of their partners so I was able to save money. The also had the lowest rates compared to their competitors.
Erie Insurance
My home insurance company is a reputable company with fair rates and good customer service. I like that they communicate without being overbearing yet helpful. It is nice to several ways to contact them with questions or any other concerns about my policy.
Homesite Insurance
It is priced right for the amount of coverage. I am not too concerned that we will need insurance services, but if we do, I am confident we will be helped.

Capital, IL Homeowners Insurance By Home Value

Capital, IL Home Value Total Homes % of Total Average Capital, IL Homeowners Insurance
Less than $50,000 3,782 12.0% $155
$50,000 to $59,999 1,393 4.0% $332
$60,000 to $69,999 1,774 5.0% $413
$70,000 to $79,999 2,059 6.0% $472
$80,000 to $89,999 2,424 7.0% $539
$90,000 to $99,999 2,023 6.0% $605
$100,000 to $124,999 4,510 14.0% $702
$125,000 to $149,999 3,534 11.0% $872
$150,000 to $174,999 2,781 8.0% $1034
$175,000 to $199,999 1,711 5.0% $1197
$200,000 to $249,999 2,476 7.0% $1433
$250,000 to $299,999 1,573 4.0% $1758
$300,000 to $399,999 1,443 4.0% $2231

Top Home Insurance Agents Near Capital, IL

Home Insurance Company Near Capital, IL Homeowners Insurance Agency Near Capital, IL Address
NA Whitacre-Mcnamara Insurance Services 2828 North Main St Ste 105 , Decatur, IL, 62526
NA Agents Insurance Service, Inc. 4360 Wabash Avenue, Springfield, IL, 62711
NA Morris Insurance Services Inc P O Box 290 , Minier, IL, 61759
NA Goodman Agency Inc. 230 E Main Street, Carlinville, IL, 62626
Travelers Formea Insurance Group Inc 512 S Church Street, Chatham, IL, 62629

Cost Of Homeowners Insurance By Street Near Capital, IL

Streets in Capital Area Homeowners Insurance Cost
W Ash St, Hollis Dr, Charter Oak Dr, Taylor Ave, Stelte Ln, W Jackson St, E Dodge St, Winfield Dr, Harbor Lndg, Aberdeen Ct$753
Taintor Rd, W Glenn Ave, Hurstbourne Ln, Buddy, Fair Oaks St, Basswood Rd, Linden Ln, Appomattox Dr, S Price Ave, Greenbriar Dr$728
W Cook St, Gardner Rd, E Co Rd 6 1/2 N, Walberta Dr, Meadowlands Dr, Wyndmoor Dr, Hunter Ridge Dr, Illinois Central RR, Doe Run Trl, Illini Ct$768
Hedge Dr, Etherton Ln, N 17th St, Pickett St, Southport Ln, W Reynolds St, Bock Rd, Gilreath Rd, Stevenson Dr, W Carpenter St$729
S Oaklane Rd, Engineering Dr, Ramblewood Rd, W Lenox Ave, Northridge Dr, Heritage Valley Dr, Kingsway Dr, Capital Airport Rd, Kirkwood Dr, Mayfield Rd$767
Magnolia Dr, Lancaster Rd, Leach Rd, Wind Fall Ln, Wahl Rd, Amherst Dr, Hooker St, Bluestem Ct, Cambridge Rd, Hill Top Rd$763
Hackberry Rd, Angelo St, Wentworth Dr, N Grand Ave W, Killarney Rd, Outer Park Dr, Parkway Dr, Granada Ct, Spindel Dr, Varsity Ct$767
E Barber Rd, Terrace Ln, Rainbow Rd, N 23rd St, Arrowhead Dr, W Oak St, S Cantrall Creek Rd, N Walnut St, Monterey Dr, Wayside Meadows Rd$768
E Dodge St, Candletree Dr, First St, Santa Clara Dr, Tanglewood Dr, Star Ave, E Oak St, Candlewood Dr, E Oberlin Ave, New St$720
Hosta St, Timber Ridge, Lester Rd, W Pheasant Run, E Oak St, Illmo Dr, Conklin Rd, New Salem Church Rd, Soleil Rd, Satinwood Dr$763

Capital, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Capital$110 to $113
Leland Grove$118

Capital, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Springfield city, Illinois $92 $123 $184
Leland Grove city, Illinois $99 $131 $197
Grandview village, Illinois $90 $119 $179

Capital, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Capital, IL5.2%13.5%
Leland Grove3.66%8.79%

Capital Renters Insurance as a Percentage of Rent

Capital Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 355 2.0% $350
$200 to $299 620 3.0% $800
$300 to $499 2,200 13.0% $1250
$500 to $749 6,297 37.0% $1925
$750 to $999 4,845 28.0% $2675
$1,000 to $1,499 1,804 10.0% $3800
$1,500 or more 669 3.0% $5450