How Much Does Cape Coral, FL Home Insurance Cost?
Cape Coral, FL Average Homeowners Insurance Cost
$1,686
Homeowners Insurance Cost - Cape Coral, FL
$191,000
Median Home Value - Cape Coral, FL
Cape Coral, FL Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$20.23 | $1,665.77 |
| $1000 Deductible | -$179.05 | $1,506.95 |
| $1500 Deductible | -$267.4 | $1,418.6 |
| $2000 Deductible | -$398.23 | $1,287.77 |
| $2500 Deductible | -$475.45 | $1,210.55 |
Cape Coral, FL Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$455 | $1,231 |
| 30 year old | +$25 | $1,711 |
| 40 year old | +$44 | $1,730 |
| 50 year old | +$64 | $1,750 |
| Above 50 year old | +$81 | $1,767 |
Cape Coral, FL Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$236 | $1,450 |
| Superior | -$169 | $1,517 |
| Masonry | -$84 | $1,602 |
| Brick | -$84 | $1,602 |
| Hail Resistant Roof | -$51 | $1,635 |
Cape Coral, FL Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$34 | $1,720 |
| Swimming Pool With A Diving Board | +$84 | $1,770 |
| Swimming Pool With Slide | +$101 | $1,787 |
Cape Coral, FL Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $51 | $1,635 |
| Police Department | $17 | $1,669 |
Cape Coral, FL Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$708.12 | $2,394 |
| Filing a Second Liability Claim | +$640.68 | $2,327 |
| Filing a Second Theft Claim | +$640.68 | $2,327 |
| Filing a Second Water Claim | +$556.38 | $2,242 |
| Filing a Fire Claim | +$337.2 | $2,023 |
| Filing a Liability Claim | +$320.34 | $2,006 |
| Filing a Theft Claim | +$320.34 | $2,006 |
| Filing a Water Claim | +$269.76 | $1,956 |
| Filing a Weather Claim | +$269.76 | $1,956 |