Cape Canaveral Insurance Rates:

Cape Canaveral, FL homeowners insurance is nearly $985 to $1,361, about $82-$113/month. Our exhaustive analysis indicates shoppers can save upto $468 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Cape Canaveral, FL Homeowners Insurance By Home Value

Cape Canaveral, FL Home Value Total Homes % of Total Average Cape Canaveral, FL Homeowners Insurance
Less than $50,000 454 15.0% $164
$60,000 to $69,999 68 2.0% $445
$70,000 to $79,999 43 1.0% $515
$80,000 to $89,999 88 3.0% $586
$90,000 to $99,999 159 5.0% $656
$100,000 to $124,999 186 6.0% $750
$125,000 to $149,999 435 15.0% $949
$150,000 to $174,999 224 7.0% $1113
$175,000 to $199,999 172 5.0% $1289
$200,000 to $249,999 438 15.0% $1547
$250,000 to $299,999 420 14.0% $1898
$300,000 to $399,999 196 6.0% $2414

Top Home Insurance Agents Near Cape Canaveral, FL

Home Insurance Company Near Cape Canaveral, FL Homeowners Insurance Agency Near Cape Canaveral, FL Address
Allstate Cheryl Karr 2104 W New Haven Ave, West Melbourne, FL, 32904
Liberty Mutual Independent Fleming Enterprises Inc 2208 HILLCREST ST, ORLANDO, FL, 32803
Travelers Lykes Insurance Inc 280 W CANTON AVE STE 240, WINTER PARK, FL, 32789
State Farm Tamara Corell 7730 N Wickham Rd, Melbourne, FL, 32940
State Farm Tony Lopez 12908 S Ob Trl Unit 101, Orlando, FL, 32837-6598

Cost Of Homeowners Insurance By Street Near Cape Canaveral, FL

Streets in Cape Canaveral Area Homeowners Insurance Cost
Astronaut Blvd, Garden Beach Ln, Mullet Rd, Rosalind Ave, Mango Manor Dr, Bayside Dr, Azure Ln N, E Gadsden Ln, Puerto del Rio Dr, W Suwannee Ln$1,143
Richie Ave, Pierce Ave, Shorewood Dr, Azure Ln S, Cocoa Palms Ave, Surf Dr, Marbella Ct, Villanova Dr, E Alachua Ln, Caroline St$1,165
Church Ln, Manatee Bay Dr, Jack Dr, Beach Park Ln, Harrison Ave, Maria Ct, N Seaport Blvd, Commerce St, Portside Ave, Casa Bella Dr$1,149
Jefferson Ave, State Hwy 401, S Shepard Dr, E Suwannee Ln, Poinsetta Ave, E Columbia Ln, Coquina Ln, King Neptune Ln, Center St, W Gadsden Ln$1,208
Seaport S, Tranquility Way, Meridian Dr, Johnson Ave, Arthur Ave, Hendry Ave, Lindsey Ct, Ocean Beach Blvd, Buchanan Ave, Sago Cir$1,161

Cape Canaveral, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cape Canaveral$173 to $178
Cocoa Beach$183
Cocoa Beach-Cape Canaveral$180
Merritt Island$178

Cape Canaveral, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cocoa Beach city, Florida $153 $203 $305
Cocoa Beach-Cape Canaveral CCD, Brevard County, Florida $151 $201 $301
Merritt Island CCD, Brevard County, Florida $149 $199 $298

Cape Canaveral, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cape Canaveral, FL6.4%18.1%
Cocoa Beach5.49%15.62%
Cocoa Beach-Cape Canaveral5.81%16.82%
Merritt Island5.67%19.55%

Cape Canaveral Renters Insurance as a Percentage of Rent

Cape Canaveral Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 100 4.0% $1236
$500 to $749 693 29.0% $1911
$750 to $999 843 36.0% $2661
$1,000 to $1,499 461 19.0% $3786
$1,500 or more 203 8.0% $5436

Average Cost Of Home Insurance By Company In Areas Nearby Cape Canaveral For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Liberty Mutual Fire Insurance $3,264
150,000 27 NO St. Johns Insurance $2,750
150,000 27 YES Asi Preferred Insurance $1,655
150,000 27 YES Federated National Insurance $1,239
300,000 12 NA American Integrity Insurance $2,837
300,000 12 NA American Traditions Insurance $2,187
300,000 12 NA First Community Insurance $3,012
300,000 12 NA Security First Insurance $2,601
300,000 12 NA State Farm Florida Insurance $3,689
300,000 12 NA Tower Hill Signature Insurance $2,294

Cape Canaveral, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$9,700
Yearly Cape Canaveral Homeowner Insurance Premium Example $3,900$2,300
Out of Pocket Expense During Claim$1,700$9,700
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $25,100$23,500
Net Savings to Cape Canaveral Home Owner from High Deductible Plan $1,600

Cape Canaveral, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cape Canaveral, FL Home Replacement Value MORE than Home Value Cape Canaveral, FL Home Replacement Value LESS than Home Value
Replacement Value $196,500 $130,500
Insurance Premium based on Replacement Value $4,700 $3,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,500 Risk Exposure from Under Insuring Coverage is $35,500
Premium Impact Insurance cheaper by $850/year Insurance costlier by $725/year

Example Cape Canaveral Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualTravelersState Farm
Monthly Premium 163333299
Year Built 197220031994
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $100000-$125000$200000-$250000$250000-$300000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Cape Canaveral, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 150,000 Membrane Roof 1,400 2 $1000-$2500 Deductible 1040 6 Wood siding yes
1970 230,000 Tile Roof 2,050 3 $500 Deductible 1980 6 Stucco siding No
1995 180,000 Tile Roof 1,800 4 $2500-$5000 Deductible 2340 7 Stone Siding yes
2006 175,000 Asphalt Shingles Roof 1,580 2 $1000-$2500 Deductible 2300 10 Brick siding No
1996 215,000 Membrane Roof 2,130 3 > $10,000 Deductible 160 1 Stucco siding yes
1998 240,000 Slate Shingles Roof 2,060 3 > $10,000 Deductible 1010 5 Stucco siding No
1972 200,000 Slate Shingles Roof 1,960 3 $2500-$5000 Deductible 1120 4 Fiber-Cement Siding yes
1973 155,000 Wood Shake Roof 1,540 2 $5000 to $10,000 Deductible 2380 12 Brick siding yes
2010 125,000 Metal Roof 1,270 2 $1000-$2500 Deductible 150 1 Wood siding yes
1993 110,000 Shingles Roof 1,180 2 $1000-$2500 Deductible 910 7 Stone Siding yes
2009 155,000 Slate Shingles Roof 1,330 3 $500 Deductible 1920 9 Stone Siding No
2010 115,000 Metal Roof 1,040 2 $1000-$2500 Deductible 650 5 Stone Siding yes
2007 175,000 Membrane Roof 1,610 2 $1000-$2500 Deductible 930 5 Stucco siding No
2009 155,000 Asphalt Shingles Roof 1,860 3 $500- $1000 Deductible 2030 10 Vinyl siding No
1972 85,000 Wood Shake Roof 1,050 2 $1000-$2500 Deductible 1320 8 Brick siding No
2007 255,000 Composition Roof 2,170 4 $2500-$5000 Deductible 2820 10 Wood siding No
1971 245,000 Slate Shingles Roof 2,300 3 $500- $1000 Deductible 1160 3 Fiber-Cement Siding yes
1970 230,000 Metal Roof 2,470 4 $5000 to $10,000 Deductible 3130 12 Wood siding yes
1981 215,000 Asphalt Shingles Roof 2,330 3 $5000 to $10,000 Deductible 600 3 Brick siding No
1973 125,000 Wood Shake Roof 1,560 2 $1000-$2500 Deductible 830 4 Wood siding No
2006 155,000 Tile Roof 1,670 2 $500 Deductible 1900 9 Stone Siding No
2009 200,000 Shingles Roof 1,760 2 $2500-$5000 Deductible 600 3 Fiber-Cement Siding yes
1989 180,000 Wood Shake Roof 1,880 3 $2500-$5000 Deductible 1590 5 Brick siding No
1984 80,000 Metal Roof 970 2 $1000-$2500 Deductible 490 6 Brick siding yes
2013 235,000 Asphalt Shingles Roof 2,830 4 $2500-$5000 Deductible 3800 10 Brick siding yes
1984 150,000 Metal Roof 1,840 4 $500- $1000 Deductible 1670 7 Brick siding yes
1996 165,000 Tile Roof 2,040 3 $500- $1000 Deductible 2080 9 Fiber-Cement Siding yes
2011 255,000 Composition Roof 2,590 4 $1000-$2500 Deductible 1160 3 Stone Siding No
1979 255,000 Composition Roof 2,240 3 $1000-$2500 Deductible 530 2 Fiber-Cement Siding No
2014 185,000 Membrane Roof 2,080 4 $1000-$2500 Deductible 2720 10 Stone Siding No
1983 205,000 Metal Roof 1,820 3 $1000-$2500 Deductible 1780 5 Wood siding yes