Campbell Insurance Rates:

Campbell, CA homeowners insurance is approximately $571 to $776, about $47-$64/month. Our comprehensive research indicates shoppers can save upto $269 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
The deductible of our policy is somewhat low compared to other policies in our area. Our premium as well appears to be much lower than surrounding companies.
Progressive
i would recommend progressive not just because i use it but because i trust it as well
Farmer's Insurance
I recommend this company because I have the best rates other name of the insurance companies were we currently looked at.
Allstate
I think my home insurance company's customer service is excellent. They do not send me to a robot as soon as they answer it is a human who knows me by name. They really care about their customers.
State Farm
I would recommend State Farm for their knowledge and experience with insurance. They have great customer service and they always try to do what's best for you and not their pocketbook.
Geico
Their customer service is just ok. I prefer to have the same agent, dealing with all of my issues. You have to call and speak with a different agent each time you call, even if its the same issue.
Allstate
There are a lot of positive things about my insurance the first thing is i have a homeowners policy and an auto policy. therefor i receive a multi-policy discount which lowers my insurance by 20%.
Allstate
I think our premium is quite low compared to many of my friends. We got the best deal from our local agent
Liberty Mutual
I rarely visit the site as I have the insurance directly deducted from escrow on my mortgage. However, when I do visit the site I find that it is easy to navigate and very user-friendly.
Progressive
The only item I can disagree with is the cost of some of the policies. But again, they are only handing down rates they do not have control over the regulations and what the main holder suggest is the right amount of coverage, my credit etc...
Nationwide
They keep me updated on the policy and my coverage. They have always been responsive when I have called with questions. I've never had to file a claim, however.
Allstate
I recommend it because I feel very comfortable, I feel completely comfortable because when dealing with a problem they are very efficient

Campbell, CA Homeowners Insurance By Home Value

Campbell, CA Home Value Total Homes % of Total Average Campbell, CA Homeowners Insurance
Less than $50,000 82 6.0% $20
$50,000 to $59,999 36 2.0% $47
$70,000 to $79,999 30 2.0% $74
$80,000 to $89,999 31 2.0% $80
$90,000 to $99,999 37 2.0% $94
$100,000 to $124,999 34 2.0% $107
$125,000 to $149,999 44 3.0% $134
$150,000 to $174,999 104 8.0% $161
$175,000 to $199,999 74 5.0% $188
$200,000 to $249,999 148 11.0% $222
$250,000 to $299,999 104 8.0% $275
$300,000 to $399,999 505 40.0% $349

Top Home Insurance Agents Near Campbell, CA

Home Insurance Company Near Campbell, CA Homeowners Insurance Agency Near Campbell, CA Address
State Farm Daria Moraveck 4115 Blackhawk Plaza Circle, Danville, CA, 94506
State Farm Debbie Yang 3484 Stevens Creek Blvd Ste A, San Jose, CA, 95117-1000
State Farm Dennis Fraga 3730 Mt Diablo Blvd Ste 310, Lafayette, CA, 94549-3636
State Farm Rachel Bhan 1625 N Capitol Ave, San Jose, CA, 95132-2106
Travelers Sst Insurance Brokers Inc 4966 EL CAMINO REAL STE 200, LOS ALTOS, CA, 94022

Campbell, CA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Campbell, CA

Streets in Campbell Area Homeowners Insurance Cost
Via Deste, Fewtrell Dr, Kara Way, Sadie Ct, Poplar Ave, Lamont Ct, Lois Way, Saint Francis Dr, Sharmon Palms Ln, Golf Links Dr$669
Grace Ave, Teakwood Dr, Mount Vernon Dr, Van Dusen Ln, Sobrato Ln, Essex Way, Whiterock Cir, Highland Park Ln, Lexington Dr, Sunnyside Ave$715
Pfeffer Ln, Lindaire Ave, Westfield Ave, Radford Dr, Parsons Ave, Memphis Dr, Penwith Ave, Redoaks Dr, Phantom Ave, Peggy Ave$680
Loyalton Dr, Vallejo Dr, Lyle Ln, Scarsborough Way, Yellowstone Dr, Vale Ave, Delna Manor Ln, Elam Ave, Blackford Ln, Patio Dr$690
Stokes St, Casitas Bulevar, Dolores Dr, Marconi Way, Rose Ct, Monte Carlo Way, Foxhall Loop, Starview Dr, Ashbrook Cir, Phoenix Dr$670

Campbell, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Campbell$100 to $103
Cambrian Park$102
Fruitdale$99
Los Gatos$109

Campbell, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cambrian Park CDP, California $85 $113 $170
Fruitdale CDP, California $83 $110 $165
Los Gatos town, California $91 $121 $181

Campbell, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Campbell, CA1.9%10.2%
Cambrian Park1.72%12.56%
Fruitdale2.36%11.96%
Los Gatos1.51%8.21%

Campbell Renters Insurance as a Percentage of Rent

Campbell Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 125 1.0% $760
$300 to $499 281 3.0% $1210
$500 to $749 95 1.0% $1885
$750 to $999 464 6.0% $2635
$1,000 to $1,499 3,326 44.0% $3760
$1,500 or more 3,160 42.0% $5410

Average Cost Of Home Insurance By Company In Areas Nearby Campbell For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewCalifornia Casualty250
300000500NewEncompass814
5000001000NewAmco814
5000001000NewHomesite967
7500002500NewAmco972
7500002500NewChubb/Federal1955
1500002501-3 YearsAIG Prop Cas694
2000005001-3 YearsCalifornia Casualty397
2000005001-3 YearsGeneral Ins239
2500005001-3 YearsWawanesa725
50000010001-3 YearsKemper874
50000025001-3 YearsHorace Mann883
75000025001-3 YearsEncompass1551
2000005004-6 YearsLiberty Ins Corp563
25000010004-6 YearsAmerican Modern748
2500005004-6 YearsForemost Insurance881
2500005004-6 YearsTokio Marine America236
2500005004-6 YearsWawanesa751
3000005004-6 YearsAmerican Reliable848
75000025004-6 YearsAmerican Security2062
75000025004-6 YearsFarmers (Fire Ins)1659
75000025004-6 YearsFirst American Ins1348
75000025004-6 YearsMetropolitan Direct2439

Campbell, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$8,100
Yearly Campbell Homeowner Insurance Premium Example $2,800$1,800
Out of Pocket Expense During Claim$1,100$8,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $23,500$22,500
Net Savings to Campbell Home Owner from High Deductible Plan $1,000

Campbell, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Campbell, CA Home Replacement Value MORE than Home Value Campbell, CA Home Replacement Value LESS than Home Value
Replacement Value $881,500 $610,500
Insurance Premium based on Replacement Value $2,900 $2,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $83,500 Risk Exposure from Under Insuring Coverage is $187,500
Premium Impact Insurance cheaper by $600/year Insurance costlier by $275/year

Example Campbell Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceTravelersState Farm
Monthly Premium 154160112
Year Built 196319991987
Home Details 5 Beds, 4 Baths4 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount More than 10000000$700000-$800000$350000-$400000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Campbell, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1968 380,000 Metal Roof 1,220 2 $500 Deductible 600 9 Brick siding No
1991 745,000 Tile Roof 2,890 4 $1000-$2500 Deductible 990 8 Stone Siding No
1981 475,000 Slate Shingles Roof 1,900 3 > $10,000 Deductible 750 8 Fiber-Cement Siding No
1963 825,000 Membrane Roof 2,250 4 > $10,000 Deductible 910 6 Stone Siding No
1992 1,135,000 Shingles Roof 3,130 4 $500 Deductible 2390 9 Fiber-Cement Siding No
1986 520,000 Asphalt Shingles Roof 1,720 2 $500- $1000 Deductible 1110 9 Wood siding yes
1978 1,035,000 Asphalt Shingles Roof 2,980 4 $2500-$5000 Deductible 260 2 Vinyl siding yes
1970 440,000 Slate Shingles Roof 1,200 2 $5000 to $10,000 Deductible 90 1 Brick siding yes
1990 325,000 Asphalt Shingles Roof 930 2 $5000 to $10,000 Deductible 380 10 Fiber-Cement Siding No
1976 685,000 Wood Shake Roof 2,190 3 $500 Deductible 1740 8 Stone Siding No
1994 710,000 Tile Roof 2,160 5 $1000-$2500 Deductible 1320 12 Stone Siding yes
1962 1,050,000 Tile Roof 3,940 5 $500 Deductible 1510 7 Wood siding yes
1965 725,000 Slate Shingles Roof 2,420 4 $500- $1000 Deductible 640 4 Fiber-Cement Siding No
1975 780,000 Wood Shake Roof 2,330 3 > $10,000 Deductible 260 2 Wood siding No
1980 935,000 Tile Roof 3,510 5 $5000 to $10,000 Deductible 1030 6 Vinyl siding yes
1979 505,000 Membrane Roof 1,660 4 $500- $1000 Deductible 260 2 Stone Siding yes
1983 825,000 Asphalt Shingles Roof 3,250 5 $500 Deductible 1360 9 Fiber-Cement Siding No
1970 350,000 Tile Roof 1,320 2 $1000-$2500 Deductible 210 2 Wood siding No
1984 1,040,000 Asphalt Shingles Roof 3,220 4 > $10,000 Deductible 730 7 Stucco siding yes
1963 770,000 Asphalt Shingles Roof 2,160 5 $500 Deductible 1730 7 Stucco siding yes
1991 405,000 Metal Roof 1,090 2 $500 Deductible 600 6 Stucco siding yes
1982 535,000 Wood Shake Roof 1,620 3 $5000 to $10,000 Deductible 80 1 Fiber-Cement Siding yes
1968 760,000 Membrane Roof 2,830 5 $500 Deductible 160 1 Fiber-Cement Siding yes
1992 465,000 Wood Shake Roof 1,850 4 $1000-$2500 Deductible 530 5 Wood siding yes
1965 1,585,000 Slate Shingles Roof 4,590 5 $5000 to $10,000 Deductible 180 1 Fiber-Cement Siding No
1966 510,000 Composition Roof 2,050 4 $5000 to $10,000 Deductible 340 5 Fiber-Cement Siding yes
1980 430,000 Shingles Roof 1,610 2 > $10,000 Deductible 340 7 Wood siding yes
1982 1,450,000 Wood Shake Roof 4,330 5 > $10,000 Deductible 940 6 Brick siding No
1978 995,000 Composition Roof 2,850 5 > $10,000 Deductible 610 6 Stucco siding yes
1965 1,520,000 Wood Shake Roof 4,780 5 $500- $1000 Deductible 3240 12 Fiber-Cement Siding No
1963 730,000 Shingles Roof 2,080 3 $5000 to $10,000 Deductible 120 1 Vinyl siding yes
1986 1,170,000 Wood Shake Roof 4,320 5 $2500-$5000 Deductible 1150 7 Brick siding yes
1984 770,000 Membrane Roof 2,520 4 $5000 to $10,000 Deductible 850 6 Stucco siding yes

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