Camp Springs Insurance Rates:

Camp Springs, MD homeowners insurance is about $601 to $816, about $50-$68/month. Our detailed research indicates shoppers can save upto $283 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
They make sure that you are well taken care of as soon as you switch to them and provide thorough information about their services.
Allstate
I made a claim in the past and i felt like the adjuster was doing everything possible not to pay any money on the claim. i paid good money for the policy and it was very frustrating because the one time i needed to make a claim, allstate was fighting me rather than trying to help me.
Usaa
They have always trusted me at when i have a claim to file, providing me the funds i need to fix the damage before investigating heavily.
Erie Insurance
Erie insurance has always been straightforward with me about pricing and what my plan entails. The representative is smart and knows what he's talking about.
Erie Insurance
Erie is an old-fashioned company that operates through agency-based customer service. Meaning, I don't call some 1-800 number and speak to a random person every time, I have an actual agent that is familiar with my policy and my needs.
Usaa
There are multiple methods of communication and they all work very well the only issue is when you work between departments that can be cumbersome
Usaa
I had a bad experience with a claim. It was impossible to get ahold of my claims representative and took forever to get back to me.
Allstate
They have been good at communicating with me, and have been available when we have a claim. friendly too so good service overall, I'm pretty happy with it

Camp Springs, MD Homeowners Insurance By Home Value

Camp Springs, MD Home Value Total Homes % of Total Average Camp Springs, MD Homeowners Insurance
Less than $50,000 195 3.0% $56
$100,000 to $124,999 66 1.0% $261
$125,000 to $149,999 119 2.0% $332
$150,000 to $174,999 200 3.0% $389
$175,000 to $199,999 396 7.0% $453
$200,000 to $249,999 927 18.0% $545
$250,000 to $299,999 1,230 24.0% $665
$300,000 to $399,999 1,953 38.0% $842

Top Home Insurance Agents Near Camp Springs, MD

Home Insurance Company Near Camp Springs, MD Homeowners Insurance Agency Near Camp Springs, MD Address
Travelers Charles R Grant Agency 620 HUNGERFORD DR STE 33, ROCKVILLE, MD, 20850
Liberty Mutual Independent Federal Ins Federation Inc 5800 HUBBARD DR, ROCKVILLE, MD, 20852
Travelers G A Bondon Insurance Services Llc 7835 EASTERN AVE STE 204, SILVER SPRING, MD, 20910
Travelers Valley Ins Partners Llc 7939 HONEYGO BLVD SUITE 100, WHITE MARSH, MD, 21236
Travelers Willis Of Maryland Inc 225 SCHILLING CIR STE 150, HUNT VALLEY, MD, 21031

Cost Of Homeowners Insurance By Street Near Camp Springs, MD

Streets in Camp Springs Area Homeowners Insurance Cost
Braymer Ave, Allentown Way, Cimarron Ln, Trueman Dr, Forest Grove Dr, Mill Crossing Dr, Calydon Ct, Schenley Ln, Devon Ct, Napoli Rd$713
Eisenhower Ct, Skyline Dr, Glenn Hills Roadway, Harley Ln, Davis Blvd, Cedell Ct, Beachcraft Ct, Long View Rd, Pine Lane Dr, Alderney Pl$712
Tarboro Pl, Rehling St, Wills Ln, Braddock Rd, Silver Ct, Anderson Dr, Kult Ln, Fernandes Dr, Windsor Dr, Westridge Pl$697
Stan Haven Rd, Toby Dr, Auth Pl, Arundel Dr, Miledge Blvd, Heatherfield Ct, Lanham Ln, Prince Georges Dr, Magruder Ave, Dalton St$716
Ivy Bridge Rd, McKinley St, Westridge Ct, Fielding Ln, Flintwood Ct, Hargrove Dr, Lothian Ln, Stonesboro Rd, Kilbourne Dr, Janet Ln$719

Camp Springs, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Camp Springs$105 to $108
Temple Hills$105
Morningside$103
Silver Hill$102

Camp Springs, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Temple Hills CDP, Maryland $88 $117 $175
Marlow Heights CDP, Maryland $88 $117 $176
Morningside town, Maryland $87 $115 $173

Camp Springs, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Camp Springs, MD2.6%8.7%
Temple Hills2.68%9.82%
Marlow Heights3.04%9.43%
Morningside2.67%11.77%

Camp Springs Renters Insurance as a Percentage of Rent

Camp Springs Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 13 1.0% $330
$750 to $999 43 4.0% $2655
$1,000 to $1,499 395 38.0% $3780
$1,500 or more 557 54.0% $5430

Average Cost Of Home Insurance By Company In Areas Nearby Camp Springs For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
410,000 1,000 Masonry 15 Allstate Vehicle & Property Insurance Co. 1,226
410,000 1,000 Masonry 15 Cincinnati Insurance Co. 1,461
360,000 500 Frame 25 Erie Insurance Co. 1,319
310,000 500 Frame 35 Frederick Mutual Insurance Co. 898
460,000 1,000 Frame 10 Frederick Mutual Insurance Co. 1,207
410,000 1,000 Masonry 15 Garrison Property & Casualty Ins. Co. 1,606
360,000 500 Frame 25 Horace Mann Insurance Co. 1,374
460,000 1,000 Frame 10 Pharmacists Mutual Insurance Co. 1,426
310,000 500 Frame 35 Qbe Insurance Corp. 1,541
460,000 1,000 Frame 10 Universal Property & Casualty Ins. Co. 1,692

Camp Springs, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$4,600
Yearly Camp Springs Homeowner Insurance Premium Example $1,800$1,200
Out of Pocket Expense During Claim$1,600$4,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $14,200$13,000
Net Savings to Camp Springs Home Owner from High Deductible Plan $1,200

Camp Springs, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Camp Springs, MD Home Replacement Value MORE than Home Value Camp Springs, MD Home Replacement Value LESS than Home Value
Replacement Value $341,500 $246,500
Insurance Premium based on Replacement Value $1,700 $1,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $33,500 Risk Exposure from Under Insuring Coverage is $61,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $175/year

Example Camp Springs Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualGEICO Insurance
Monthly Premium 81145122
Year Built 201119681977
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$400000-$500000$300000-$350000
Deductible $500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Camp Springs, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1990 235,000 Asphalt Shingles Roof 1,820 4 $500 Deductible 660 8 Fiber-Cement Siding No
2010 350,000 Shingles Roof 2,410 4 $500- $1000 Deductible 810 7 Brick siding yes
1992 310,000 Shingles Roof 2,230 4 $500- $1000 Deductible 1240 10 Wood siding yes
1981 365,000 Metal Roof 2,120 4 $500 Deductible 910 7 Brick siding No
2011 700,000 Asphalt Shingles Roof 4,400 5 $500 Deductible 520 2 Stucco siding No
1971 485,000 Tile Roof 3,440 5 $1000-$2500 Deductible 1570 10 Brick siding yes
1975 440,000 Wood Shake Roof 2,790 4 $500 Deductible 1980 12 Brick siding yes
1970 275,000 Asphalt Shingles Roof 2,180 3 $500- $1000 Deductible 1180 10 Wood siding yes
1984 295,000 Asphalt Shingles Roof 2,140 3 > $10,000 Deductible 300 4 Stucco siding yes
1986 425,000 Shingles Roof 3,050 4 $500- $1000 Deductible 740 6 Vinyl siding No
1980 320,000 Membrane Roof 2,410 4 > $10,000 Deductible 450 8 Fiber-Cement Siding yes
1969 315,000 Slate Shingles Roof 2,350 4 $500 Deductible 510 4 Brick siding No
1977 310,000 Slate Shingles Roof 2,530 5 $5000 to $10,000 Deductible 580 8 Vinyl siding No
1990 455,000 Slate Shingles Roof 3,110 4 $500 Deductible 1810 9 Vinyl siding yes
1982 310,000 Wood Shake Roof 2,060 3 > $10,000 Deductible 360 4 Wood siding yes
1996 245,000 Composition Roof 1,630 3 $500 Deductible 780 6 Fiber-Cement Siding yes
1994 425,000 Composition Roof 2,880 4 $500- $1000 Deductible 1290 10 Stucco siding No
1963 575,000 Wood Shake Roof 4,340 5 > $10,000 Deductible 1120 7 Stone Siding yes
1968 305,000 Metal Roof 2,400 3 $1000-$2500 Deductible 460 4 Vinyl siding yes
1994 315,000 Membrane Roof 1,840 4 $5000 to $10,000 Deductible 460 5 Wood siding No
1992 320,000 Tile Roof 1,990 5 $2500-$5000 Deductible 590 8 Stucco siding yes
1972 215,000 Slate Shingles Roof 1,360 3 $5000 to $10,000 Deductible 230 4 Stucco siding No
2011 260,000 Slate Shingles Roof 1,960 3 $500- $1000 Deductible 600 7 Fiber-Cement Siding No
1974 670,000 Metal Roof 3,860 5 $500- $1000 Deductible 2380 10 Stone Siding yes
1965 255,000 Asphalt Shingles Roof 1,830 3 $500 Deductible 990 9 Wood siding yes
1961 220,000 Membrane Roof 1,740 3 $5000 to $10,000 Deductible 180 3 Vinyl siding yes
1968 290,000 Tile Roof 1,770 4 $500- $1000 Deductible 870 6 Fiber-Cement Siding yes