Cameron Insurance Rates:

Cameron, TX homeowners insurance is nearly $854 to $1,172, about $71-$97/month. Our comprehensive research reveals consumers can save upto $404 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Cameron, TX Homeowners Insurance By Home Value

Cameron, TX Home Value Total Homes % of Total Average Cameron, TX Homeowners Insurance
Less than $50,000 393 25.0% $283
$50,000 to $59,999 58 3.0% $607
$60,000 to $69,999 163 10.0% $748
$70,000 to $79,999 101 6.0% $870
$80,000 to $89,999 88 5.0% $981
$90,000 to $99,999 52 3.0% $1092
$100,000 to $124,999 172 11.0% $1275
$125,000 to $149,999 82 5.0% $1588
$150,000 to $174,999 162 10.0% $1882
$175,000 to $199,999 75 4.0% $2175
$200,000 to $249,999 21 1.0% $2610
$250,000 to $299,999 134 8.0% $3187
$300,000 to $399,999 36 2.0% $4058

Top Home Insurance Agents Near Cameron, TX

Home Insurance Company Near Cameron, TX Homeowners Insurance Agency Near Cameron, TX Address
Liberty Mutual Nic Redwine 1103 Rivery Blvd. Ste 170, Georgetown, TX, 78628
Allstate Rudy Garza 1204 S 31st St, Temple, TX, 76504
State Farm David Jennings 1304 S 1st St, Temple, TX, 76504-5761
Allstate Doug Buchanan 536 N New Rd, Waco, TX, 76710
Farmers Harry Cleveland Lutcf 534 N New Rd, Waco, TX, 76710

Cost Of Homeowners Insurance By Street Near Cameron, TX

Streets in Cameron Area Homeowners Insurance Cost
N Harding Ave, E 3rd St, Davis Ave, Post Oak Ave, Wallace St, Co Rd 220, Mesquite Ave, S Bowie Ave, N Hoover Ave, Co Rd 244 A$998
W 8th St, Co Rd 218A, Co Rd 214, W 11th St, Terral Ct, N Austin Ave, Scott Ave, W Housing Project St, S Lamar Ave, Reenie Dr$1,010
Cr 215 A, N Karnes Ave, Co Rd 227, S Vine Ave, Co Rd 237, S Fannin Ave, Co Rd 213, Yale St, E 8th St, Duke St$1,000
E 4th St, E 19th St, S Mason Ave, Pvt Rd 6040, Burkett Cir, N Fannin Ave, Co Rd 206, N Lee Ave, US Hwy 190, W 22nd St$1,006
Raleigh Ave, E 11th St, E 14 1/2 St, W Main St, E 4th St, N Polk Ave, N Orchard Ave, Industrial Blvd, Co Rd 238 Lp, E Main St$1,015

Cameron, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cameron$150 to $153
Milam County$151
Burlington$153
Buckholts$152

Cameron, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Milam County, Texas $152 $202 $303
Burlington CCD, Milam County, Texas $153 $204 $306
Buckholts CCD, Milam County, Texas $152 $203 $305

Cameron, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cameron, TX8.5%20.6%
Milam County7.6%22.17%
Burlington5.79%22.52%
Buckholts7.32%24.03%

Cameron Renters Insurance as a Percentage of Rent

Cameron Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 45 6.0% $807
$300 to $499 228 32.0% $1257
$500 to $749 243 35.0% $1932
$750 to $999 176 25.0% $2682

Cameron, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Cameron Homeowner Insurance Premium Example $2,100$1,600
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $11,300$9,800
Net Savings to Cameron Home Owner from High Deductible Plan $1,500

Cameron, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cameron, TX Home Replacement Value MORE than Home Value Cameron, TX Home Replacement Value LESS than Home Value
Replacement Value $102,500 $69,500
Insurance Premium based on Replacement Value $775 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $12,500 Risk Exposure from Under Insuring Coverage is $20,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $100/year

Example Cameron Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceTravelersGEICO Insurance
Monthly Premium 739956
Year Built 196419801942
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths4 Beds, 2 Baths
Coverage Amount $125000-$150000$125000-$150000$100000-$125000
Deductible $1000-$2500 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Cameron, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2005 165,000 Metal Roof 2,300 3 $500 Deductible 1320 8 Brick siding No
1994 110,000 Membrane Roof 1,690 4 $1000-$2500 Deductible 1000 12 Stucco siding yes
1945 180,000 Metal Roof 2,590 4 $2500-$5000 Deductible 160 2 Brick siding No
1964 130,000 Slate Shingles Roof 2,010 3 $500- $1000 Deductible 450 5 Brick siding yes
1995 85,000 Asphalt Shingles Roof 1,660 4 $500 Deductible 70 1 Fiber-Cement Siding No
1948 95,000 Tile Roof 1,270 3 $2500-$5000 Deductible 500 12 Vinyl siding yes
1966 170,000 Composition Roof 2,420 4 $5000 to $10,000 Deductible 490 9 Wood siding No
1943 95,000 Slate Shingles Roof 1,250 3 $1000-$2500 Deductible 470 10 Wood siding yes
1968 170,000 Wood Shake Roof 2,780 4 $5000 to $10,000 Deductible 760 7 Fiber-Cement Siding yes
1945 115,000 Slate Shingles Roof 1,790 4 $2500-$5000 Deductible 190 3 Brick siding No
1964 165,000 Composition Roof 2,240 3 $500 Deductible 490 4 Stone Siding yes
1991 130,000 Composition Roof 2,220 4 $1000-$2500 Deductible 780 10 Brick siding yes
1979 85,000 Slate Shingles Roof 1,490 3 $2500-$5000 Deductible 390 10 Brick siding yes
1968 160,000 Composition Roof 2,210 3 $5000 to $10,000 Deductible 1000 9 Brick siding No
1994 110,000 Wood Shake Roof 1,670 4 $1000-$2500 Deductible 220 4 Fiber-Cement Siding yes
2006 135,000 Composition Roof 2,310 4 $2500-$5000 Deductible 330 5 Brick siding yes
1943 100,000 Slate Shingles Roof 1,920 3 $2500-$5000 Deductible 130 3 Fiber-Cement Siding yes
1985 140,000 Composition Roof 1,840 3 $2500-$5000 Deductible 220 3 Stucco siding No
1982 100,000 Composition Roof 1,860 3 $1000-$2500 Deductible 520 7 Fiber-Cement Siding No
1974 200,000 Tile Roof 2,830 4 $5000 to $10,000 Deductible 840 10 Vinyl siding No
1974 120,000 Tile Roof 1,810 3 $2500-$5000 Deductible 260 4 Brick siding No
1940 80,000 Metal Roof 1,480 3 $500 Deductible 220 4 Wood siding No
2009 185,000 Composition Roof 2,540 4 $2500-$5000 Deductible 880 10 Brick siding yes
2000 90,000 Shingles Roof 1,220 3 $500 Deductible 80 1 Stone Siding No
1968 165,000 Slate Shingles Roof 2,290 3 $2500-$5000 Deductible 140 2 Stucco siding No
1993 210,000 Shingles Roof 2,920 4 $500 Deductible 1110 6 Fiber-Cement Siding No
2006 95,000 Slate Shingles Roof 1,630 4 $500- $1000 Deductible 350 6 Vinyl siding yes
1963 140,000 Slate Shingles Roof 2,250 3 $500 Deductible 1610 12 Vinyl siding No