Camden Insurance Rates:
Camden, NJ homeowners insurance is roughly $666 to $902, about $55-$75/month. Our detailed analysis indicates shoppers can save upto $313 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
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Home Insurance Companies in Camden, NJ: Customer-Reviewed Options
Top Home Insurance Agents Near Camden, NJ
| Home Insurance Company Near Camden, NJ |
Homeowners Insurance Agency Near Camden, NJ |
Address |
| Travelers |
Domenick & Associates |
325 CHESTNUT STREET SUITE 916, PHILADELPHIA, PA, 19106 |
| Travelers |
Raynock & Associates Llc |
3261 ROUTE 100 STE 230, MACUNGIE, PA, 18062 |
| State Farm |
Stephen Diorio |
512 W Lancaster Ave, Wayne, PA, 19087-3122 |
| Farmers |
William Boldizar |
1119 S Black Horse Pike, Blackwood, NJ, 8012 |
Camden, NJ Auto & Homeowners Insurance Bundling Discounts
| Place |
1 Car Bundle Savings On Insurance |
2 Car Bundle Savings On Insurance |
3 Car Bundle Savings On Insurance |
| Woodlynne borough, New Jersey |
$99 |
$132 |
$198 |
| Collingswood borough, New Jersey |
$104 |
$138 |
$207 |
| Oaklyn borough, New Jersey |
$103 |
$137 |
$205 |
Camden, NJ Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
| Camden, NJ | 5.8% | 12.9% |
| Woodlynne | 4.74% | 10.97% |
| Collingswood | 3.31% | 7.9% |
| Oaklyn | 3.66% | 8.12% |
Camden Renters Insurance as a Percentage of Rent
| Camden Home By Monthly Rent |
Total Homes |
% of Total |
Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|
| Less than $200 |
722 |
5.0% |
$363 |
| $200 to $299 |
1,201 |
8.0% |
$813 |
| $300 to $499 |
1,654 |
11.0% |
$1263 |
| $500 to $749 |
2,584 |
17.0% |
$1938 |
| $750 to $999 |
2,680 |
18.0% |
$2688 |
| $1,000 to $1,499 |
4,778 |
33.0% |
$3813 |
| $1,500 or more |
770 |
5.0% |
$5463 |
Camden, NJ Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible |
|---|
| Deductible | $1,400 | $2,400 |
| Yearly Camden Homeowner Insurance Premium Example | $500 | $300 |
| Out of Pocket Expense During Claim | $1,400 | $2,400 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim |
$5,400 | $4,800 |
| Net Savings to Camden Home Owner from High Deductible Plan |
$600 |
Camden, NJ Home Insurance Costs With Home Replacement Value Scenarios
| Scenario |
Camden, NJ Home Replacement Value MORE than Home Value |
Camden, NJ Home Replacement Value LESS than Home Value |
| Replacement Value |
$140,000 |
$83,000 |
| Insurance Premium based on Replacement Value |
$800 |
$475 |
| Risk Exposure from Under Insuring Coverage |
Unnecessary Home Insurance Coverage of $26,500 |
Risk Exposure from Under Insuring Coverage is $30,500 |
| Premium Impact |
Insurance cheaper by $175/year |
Insurance costlier by $150/year |
Example Camden Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company |
Liberty Mutual | Nationwide Insurance | State Farm |
| Monthly Premium |
29 | 53 | 65 |
| Year Built |
1971 | 1944 | 1950 |
| Home Details |
2 Beds, 1 Baths | 3 Beds, 2 Baths | 4 Beds, 3 Baths |
| Coverage Amount |
$50000-$75000 | $100000-$125000 | $175000-$200000 |
| Deductible |
$500 Deductible | $500 Deductible | $2500-$5000 Deductible |