Camden Insurance Rates:

Camden, NJ homeowners insurance is roughly $666 to $902, about $55-$75/month. Our detailed analysis indicates shoppers can save upto $313 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I would recommend State Farm as a home insurance company because I have had them as my insurance provider (vehicle, home and personal items) since I was 16 years old.
State Farm
I would give State Farm a 5/5 again in this area. In addition to offering outstanding customer service they also have the most reasonable prices compared to larger companies.
Geico
I would recommend my insurance company to others because they have always been easily available and helpful when I call with questions. I will reconsider my recommendation pending any potential claims.
New Jersey Manufacturers Insurance Company
From what I know about my current insurance policy everything is covered except what they call "acts of god" and flood damage.
State Farm
I am completely satisfied with everything that State Farm has to offer me. State Farm has one of the best bundle prices for home and car that I can find.
Geico
We have been with Geicho for over 5 years. Whenever we have had any questions or concerns, we have had few times of waiting more than 5 minutes.
State Farm
The premium is not terrible. I feel like all insurance costs are higher than they should be but that is part of life and I accept it. Insurance is a bit of a rigged system anyway.
Farmer's Insurance
I like that my home insurance company has online customer service support. this allows me to get quick and easy customer service from home!
Allstate
They did not carry vacant house insurance when we needed it a few years back. they instead had us go through a much more expensive company that they were contracted with.
Allstate
They have a simple way of billing, it does not change and they always answer any questions I have, every time I have ever needed to check something I have been able to find it quickly.
Farmer's Insurance
I am very happy with my insurance company. They are there when I need them but they don't push me to get more coverage.
Allstate
Great customer service, easy to contact, not too salesy. Really no complaints at all, but then again I've only had them for 6 months.
State Farm
I wish the company would do more direct customer feedback about their shortcomings. If I mention that anything went wrong I will only be asked about it once the entire claims process is done a month or so later.
Geico
I feel I am getting a pretty good rate for bundling, but my homeowner's policy did go up this year without me making any claims against it.
Allstate
I would recommend Allstate Insurance to others who are looking for a company for their own residetal needs for auto and home owner's insurance. I am not sure about any other offerings they have.
Allstate
I recommend Allstate highly. Customer service is friendly, policy is flexible and overall their premium and deductible is fair for the amount that you pay.

Camden, NJ Homeowners Insurance By Home Value

Camden, NJ Home Value Total Homes % of Total Average Camden, NJ Homeowners Insurance
Less than $50,000 1,118 11.0% $211
$50,000 to $59,999 768 8.0% $454
$60,000 to $69,999 670 7.0% $564
$70,000 to $79,999 932 9.0% $650
$80,000 to $89,999 1,456 15.0% $736
$90,000 to $99,999 997 10.0% $823
$100,000 to $124,999 1,589 16.0% $956
$125,000 to $149,999 490 5.0% $1191
$150,000 to $174,999 393 4.0% $1411
$175,000 to $199,999 220 2.0% $1630
$200,000 to $249,999 349 3.0% $1960
$250,000 to $299,999 270 2.0% $2399
$300,000 to $399,999 252 2.0% $3041

Top Home Insurance Agents Near Camden, NJ

Home Insurance Company Near Camden, NJ Homeowners Insurance Agency Near Camden, NJ Address
NA Best Choice Insurance Agency 4169 Germantown Ave, Philadelphia, PA, 19140
Travelers Domenick & Associates 325 CHESTNUT STREET SUITE 916, PHILADELPHIA, PA, 19106
Travelers Raynock & Associates Llc 3261 ROUTE 100 STE 230, MACUNGIE, PA, 18062
State Farm Stephen Diorio 512 W Lancaster Ave, Wayne, PA, 19087-3122
Farmers William Boldizar 1119 S Black Horse Pike, Blackwood, NJ, 8012

Camden, NJ Home Insurance Agents for Top Companies


Camden, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Woodlynne borough, New Jersey $99 $132 $198
Collingswood borough, New Jersey $104 $138 $207
Oaklyn borough, New Jersey $103 $137 $205

Camden, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Camden, NJ5.8%12.9%
Woodlynne4.74%10.97%
Collingswood3.31%7.9%
Oaklyn3.66%8.12%

Camden Renters Insurance as a Percentage of Rent

Camden Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 722 5.0% $363
$200 to $299 1,201 8.0% $813
$300 to $499 1,654 11.0% $1263
$500 to $749 2,584 17.0% $1938
$750 to $999 2,680 18.0% $2688
$1,000 to $1,499 4,778 33.0% $3813
$1,500 or more 770 5.0% $5463

Camden, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Camden Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,400$4,800
Net Savings to Camden Home Owner from High Deductible Plan $600

Camden, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Camden, NJ Home Replacement Value MORE than Home Value Camden, NJ Home Replacement Value LESS than Home Value
Replacement Value $140,000 $83,000
Insurance Premium based on Replacement Value $800 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $30,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $150/year

Example Camden Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualNationwide InsuranceState Farm
Monthly Premium 295365
Year Built 197119441950
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $50000-$75000$100000-$125000$175000-$200000
Deductible $500 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Camden, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1951 150,000 Membrane Roof 1,870 4 $1000-$2500 Deductible 50 1 Brick siding No
1974 160,000 Composition Roof 2,400 3 $5000 to $10,000 Deductible 50 1 Stone Siding No
1948 115,000 Tile Roof 1,470 2 $1000-$2500 Deductible 130 5 Wood siding No
1979 135,000 Shingles Roof 1,890 3 $1000-$2500 Deductible 380 7 Stucco siding yes
1978 110,000 Wood Shake Roof 1,430 2 $2500-$5000 Deductible 50 2 Wood siding yes
1944 205,000 Asphalt Shingles Roof 2,880 4 $2500-$5000 Deductible 400 6 Stucco siding yes
1968 150,000 Tile Roof 2,280 4 $500 Deductible 310 4 Brick siding yes
1948 95,000 Tile Roof 1,550 2 $500- $1000 Deductible 230 6 Wood siding yes
1946 125,000 Slate Shingles Roof 1,630 3 $1000-$2500 Deductible 380 12 Stone Siding yes
1948 70,000 Tile Roof 930 2 $500- $1000 Deductible 290 10 Stone Siding yes
1956 125,000 Wood Shake Roof 1,790 2 $2500-$5000 Deductible 290 7 Stone Siding yes
1969 230,000 Shingles Roof 3,090 4 $5000 to $10,000 Deductible 620 12 Stone Siding No
1956 115,000 Tile Roof 2,100 4 $500- $1000 Deductible 550 12 Stucco siding yes
1952 100,000 Asphalt Shingles Roof 1,490 2 $500 Deductible 480 12 Brick siding yes
1951 210,000 Slate Shingles Roof 2,940 4 $500- $1000 Deductible 840 10 Fiber-Cement Siding No
1945 100,000 Metal Roof 1,480 3 $2500-$5000 Deductible 210 7 Fiber-Cement Siding yes
1946 130,000 Metal Roof 1,910 4 $1000-$2500 Deductible 340 7 Brick siding yes
1951 90,000 Tile Roof 1,330 2 $2500-$5000 Deductible 140 6 Wood siding yes
1967 135,000 Wood Shake Roof 2,460 4 $500- $1000 Deductible 410 8 Stucco siding yes
1963 125,000 Shingles Roof 1,650 3 $500- $1000 Deductible 90 2 Vinyl siding yes
1949 105,000 Tile Roof 1,480 3 $500 Deductible 420 10 Vinyl siding yes
1956 80,000 Wood Shake Roof 1,270 2 $1000-$2500 Deductible 170 7 Stucco siding yes
1955 105,000 Tile Roof 1,700 2 $500 Deductible 450 8 Brick siding yes
1944 70,000 Wood Shake Roof 1,250 2 $2500-$5000 Deductible 170 6 Stucco siding No
1957 75,000 Asphalt Shingles Roof 1,130 2 $500- $1000 Deductible 30 1 Stone Siding yes
1960 90,000 Wood Shake Roof 1,310 3 $2500-$5000 Deductible 30 1 Wood siding yes
1972 215,000 Composition Roof 2,690 4 $5000 to $10,000 Deductible 90 2 Stone Siding No
1967 140,000 Metal Roof 2,120 3 $500 Deductible 240 4 Stone Siding No
1946 120,000 Membrane Roof 1,570 2 $500- $1000 Deductible 460 10 Fiber-Cement Siding yes
1971 110,000 Slate Shingles Roof 1,710 2 $2500-$5000 Deductible 210 6 Stone Siding yes
1940 110,000 Wood Shake Roof 1,710 2 $1000-$2500 Deductible 300 9 Vinyl siding No
1965 110,000 Tile Roof 1,680 2 $500- $1000 Deductible 230 5 Wood siding yes
1975 90,000 Composition Roof 1,140 2 $2500-$5000 Deductible 190 9 Stone Siding No
1955 60,000 Wood Shake Roof 940 2 $1000-$2500 Deductible 100 4 Vinyl siding yes

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