How Much Does Cambridge, MA Home Insurance Cost?
Cambridge, MA Average Homeowners Insurance Cost
$1,442.43
Homeowners Insurance Cost - Cambridge, MA
$670,200
Median Home Value - Cambridge, MA
Cambridge, MA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$17.31 | $1,425.12 |
| $1000 Deductible | -$153.19 | $1,289.24 |
| $1500 Deductible | -$228.77 | $1,213.66 |
| $2000 Deductible | -$340.7 | $1,101.73 |
| $2500 Deductible | -$406.77 | $1,035.66 |
Cambridge, MA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$389 | $1,053 |
| 30 year old | +$22 | $1,464 |
| 40 year old | +$38 | $1,480 |
| 50 year old | +$55 | $1,497 |
| Above 50 year old | +$69 | $1,512 |
Cambridge, MA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$144 | $1,298 |
| Superior | -$130 | $1,313 |
| Masonry | -$72 | $1,370 |
| Brick | -$72 | $1,370 |
| Hail Resistant Roof | -$29 | $1,414 |
Cambridge, MA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$29 | $1,471 |
| Swimming Pool With A Diving Board | +$72 | $1,515 |
| Swimming Pool With Slide | +$87 | $1,529 |
Cambridge, MA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $43 | $1,399 |
| Police Department | $14 | $1,428 |
Cambridge, MA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$605.8206 | $2,048 |
| Filing a Second Liability Claim | +$548.1234 | $1,991 |
| Filing a Second Theft Claim | +$548.1234 | $1,991 |
| Filing a Second Water Claim | +$476.0019 | $1,918 |
| Filing a Fire Claim | +$288.486 | $1,731 |
| Filing a Liability Claim | +$274.0617 | $1,716 |
| Filing a Theft Claim | +$274.0617 | $1,716 |
| Filing a Water Claim | +$230.7888 | $1,673 |
| Filing a Weather Claim | +$230.7888 | $1,673 |