How To Make Your Cambridge, MA Home Insurance Cheaper
Cambridge, MA, homeowners insurance is about $1442. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Cambridge, MA Home Insurance Rates with the Middlesex County Average
| Place | Middlesex County Average: $1,456.5 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Cambridge, MA | $1,442.43 | -14.07 | -0.01 | 105,026 | 670,200 |
Cost of Cambridge, MA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Revere | 332,100 | 7,439 | $1,329 |
| Middlesex County | 453,300 | 2,222 | $1,456.5 |
| Stow | 474,800 | 21,457 | $1,449.5 |
| Harvard | 544,000 | 33,162 | $1,469.2 |
Homeowners Insurance Comparison for the Cheapest Premiums in Cambridge, MA
| The Hartford | Safety Insurance | Olympus Insurance | |
| Median Home Value ($) | 670,200 | 670,200 | 670,200 |
| Age of Home | Year 40 Old | Above Year 50 | Year 30 Old |
| Home Coverage ($) | $250,000 -$299,999 | $300,000 -$399,999 | $750,000 -$999,999 |
| Total Premium ($) | $798.8 | $1,053.5 | $1,817.7 |
Cost of Cambridge, MA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Safety Insurance | 500 | $150,000-$174,999 | 283.4 |
| State Farm | 1500 | $150,000-$174,999 | 257.1 |
| The Hartford | 2500 | $200,000-$249,999 | 297.9 |
| Horace Mann Educators Corporation | 500 | $500,000-$749,999 | 1,361.5 |
| Allstate | 2500 | $300,000-$399,999 | 611.7 |
| AAA | 2000 | $300,000-$399,999 | 696.7 |
| Nationwide | 500 | $300,000-$399,999 | 824.1 |
| Universal Property & Casualty Insurance Company | 2000 | $250,000-$299,999 | 545.9 |
| Progressive | 1000 | $175,000-$199,999 | 337.6 |
| Travelers | 500 | $750,000-$999,999 | 1,574.3 |