Calvert City Insurance Rates:

Calvert City, KY homeowners insurance is roughly $644 to $877, about $53-$73/month. Our all inclusive analysis indicates shoppers can save as much as $304 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Calvert City, KY Homeowners Insurance By Home Value

Calvert City, KY Home Value Total Homes % of Total Average Calvert City, KY Homeowners Insurance
Less than $50,000 586 13.0% $167
$50,000 to $59,999 383 8.0% $357
$60,000 to $69,999 254 5.0% $440
$70,000 to $79,999 205 4.0% $509
$80,000 to $89,999 287 6.0% $577
$90,000 to $99,999 253 5.0% $646
$100,000 to $124,999 627 14.0% $752
$125,000 to $149,999 274 6.0% $934
$150,000 to $174,999 579 13.0% $1109
$175,000 to $199,999 331 7.0% $1276
$200,000 to $249,999 279 6.0% $1542
$250,000 to $299,999 149 3.0% $1884
$300,000 to $399,999 175 3.0% $2394

Top Home Insurance Agents Near Calvert City, KY

Home Insurance Company Near Calvert City, KY Homeowners Insurance Agency Near Calvert City, KY Address
NA Western Kentucky Insurance Agency 304 S 6Th St, Mayfield, KY, 42066
NA Center Of Insurance Hopkinsville 1300 Liberty St South, Hopkinsville, KY, 42241
Allstate Huffman Ins. Agency 4018 Sycamore Street, Cairo, IL, 62914
Travelers Bodiford-White Ins 124 W WASHINGTON ST, PARIS, TN, 38242
Travelers Yarbrough Insurance Agency Inc 113 W Gum St, Marion, KY, 42064

Cost Of Homeowners Insurance By Street Near Calvert City, KY

Streets in Calvert City Area Homeowners Insurance Cost
Shady Ln, State Hwy 795, Hawkeye Rd, Billy Watkins Rd, Maple Ave, Meadowbrook Subdivision Rd, Gate Rd, Sanshirl Dr, Patterson Ferry Rd, Arkansas St$758
Woodland Dr, Oak Valley Rd, Cherrywood, Briensburg Rd, Country Club Ln, el Dorado Ln, Allegheny Rd, McKenzi Park Dr, Samuel Dr, State Hwy 1462$761
Warren Ln, Tatumsville Rd, Sherrifs Ranch Rd, S Main St, Spr 3 Ln, Parrott Ln, Rudy Brooks Ln, Stagner Ln, Ridge Rd, Mt Moriah Rd$772
Benton-Briensburg Rd, Aspen St SE, Lawrence Rd, State Hwy 1042, Calvert City Rd, US Hwy 68 W, George Clark Ln, Galloway Ln, Helton St, Jericho Ln$766
US Hwy 641 N, Noles Ln, Ivory Ln, Shar Cal Rd, Scale Rd, State Hwy 1422, New Hope Rd, Scillion Dr, Jacobs Ln, Frontage Ln$767

Calvert City, KY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Calvert City$113 to $116
Gilbertsville$104
Marshall County$113
Grand Rivers$118

Calvert City, KY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Gilbertsville CDP, Kentucky $104 $139 $209
Marshall County, Kentucky $113 $151 $227
Grand Rivers city, Kentucky $119 $158 $237

Calvert City, KY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Calvert City, KY6.6%20.2%
Marshall County6.65%19.57%
Grand Rivers8.79%20.79%
Ledbetter6.81%19.03%

Calvert City Renters Insurance as a Percentage of Rent

Calvert City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 87 9.0% $798
$300 to $499 179 19.0% $1248
$500 to $749 428 46.0% $1923
$750 to $999 204 22.0% $2673
$1,000 to $1,499 22 2.0% $3798

Average Cost Of Home Insurance By Company In Areas Nearby Calvert City For Different Scenarios

Home value ($) Construction type Age of home Company premium ($)
250,000 Masonry 9 years American National General Insurance Company 838
150,000 Brick Veneer 19 years Indiana Insurance Company 1,120
250,000 Masonry 9 years Standard Fire Insurance Company (The) 937
125,000 Frame 29 years State Farm Fire And Casualty Company 1,370
150,000 Brick Veneer 19 years Associated Indemnity Corporation 1,134
150,000 Brick Veneer 19 years Fidelity And Deposit Company Of Maryland 3,234
125,000 Frame 29 years Fireman's Fund Insurance Company 1,201
250,000 Masonry 9 years Guideone Elite Insurance Company 905
250,000 Masonry 9 years Hamilton Mutual Insurance Company 747
150,000 Brick Veneer 19 years Unitrin Auto And Home Insurance Company 1,596

Calvert City, KY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Calvert City Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,900$6,300
Net Savings to Calvert City Home Owner from High Deductible Plan $600

Calvert City, KY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Calvert City, KY Home Replacement Value MORE than Home Value Calvert City, KY Home Replacement Value LESS than Home Value
Replacement Value $153,500 $99,500
Insurance Premium based on Replacement Value $650 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $27,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $100/year

Example Calvert City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmErie InsuranceAllstate
Monthly Premium 673366
Year Built 198319772002
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$100000-$125000$200000-$250000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Calvert City, KY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 130,000 Shingles Roof 1,940 3 $2500-$5000 Deductible 320 9 Wood siding No
1988 185,000 Metal Roof 2,240 4 $500- $1000 Deductible 320 3 Fiber-Cement Siding No
2014 110,000 Asphalt Shingles Roof 1,740 3 $2500-$5000 Deductible 60 3 Fiber-Cement Siding No
1988 210,000 Membrane Roof 2,920 4 $500 Deductible 740 7 Vinyl siding No
1996 145,000 Wood Shake Roof 1,950 3 $2500-$5000 Deductible 410 9 Vinyl siding yes
2013 120,000 Slate Shingles Roof 1,500 3 $1000-$2500 Deductible 70 2 Stucco siding yes
1987 315,000 Asphalt Shingles Roof 3,930 5 $1000-$2500 Deductible 920 9 Vinyl siding No
1963 195,000 Metal Roof 3,110 5 $5000 to $10,000 Deductible 410 7 Fiber-Cement Siding No
2009 195,000 Composition Roof 2,280 3 $2500-$5000 Deductible 450 8 Brick siding No
2006 180,000 Metal Roof 2,090 4 $500- $1000 Deductible 950 12 Fiber-Cement Siding yes
1986 280,000 Slate Shingles Roof 3,320 4 $2500-$5000 Deductible 350 6 Wood siding yes
1979 135,000 Tile Roof 2,210 3 $500 Deductible 210 5 Vinyl siding yes
1980 195,000 Membrane Roof 2,620 4 $500 Deductible 420 4 Wood siding yes
1960 185,000 Wood Shake Roof 2,170 3 $2500-$5000 Deductible 540 12 Wood siding yes
1992 110,000 Membrane Roof 1,420 3 $500 Deductible 50 1 Vinyl siding No
1999 85,000 Tile Roof 1,360 3 $2500-$5000 Deductible 60 2 Fiber-Cement Siding yes
1979 345,000 Composition Roof 3,880 5 $5000 to $10,000 Deductible 230 3 Fiber-Cement Siding No
1964 190,000 Slate Shingles Roof 2,110 5 $500 Deductible 550 5 Stone Siding No
2012 210,000 Membrane Roof 2,870 5 $5000 to $10,000 Deductible 420 8 Stone Siding yes
1969 80,000 Slate Shingles Roof 1,240 3 $2500-$5000 Deductible 150 7 Brick siding No
2014 130,000 Shingles Roof 1,770 3 $2500-$5000 Deductible 390 9 Brick siding No
1990 120,000 Asphalt Shingles Roof 1,680 4 $1000-$2500 Deductible 350 8 Stucco siding yes
1988 115,000 Composition Roof 1,590 5 $500- $1000 Deductible 310 6 Fiber-Cement Siding No
1994 150,000 Metal Roof 2,000 5 $500 Deductible 130 2 Stone Siding No
1998 175,000 Wood Shake Roof 2,100 3 $500- $1000 Deductible 50 1 Brick siding yes
1960 290,000 Wood Shake Roof 4,130 5 $2500-$5000 Deductible 220 4 Stone Siding No
1992 170,000 Wood Shake Roof 2,220 3 $1000-$2500 Deductible 170 3 Stone Siding yes
2001 140,000 Tile Roof 1,830 5 $500- $1000 Deductible 50 1 Stone Siding yes
1985 185,000 Membrane Roof 2,900 4 $2500-$5000 Deductible 290 6 Brick siding No
1977 235,000 Slate Shingles Roof 3,230 4 $500 Deductible 1320 10 Wood siding yes
2010 140,000 Shingles Roof 2,220 3 $500- $1000 Deductible 50 1 Vinyl siding No
2011 195,000 Composition Roof 2,370 3 $500- $1000 Deductible 120 2 Stone Siding yes
1964 160,000 Shingles Roof 2,280 4 $500- $1000 Deductible 560 12 Stucco siding No
1972 370,000 Asphalt Shingles Roof 4,830 5 $500- $1000 Deductible 1120 7 Wood siding yes