Calumet City Insurance Rates:

Calumet City, IL homeowners insurance is roughly $630 to $856, about $52-$71/month. Our extensive analysis indicates shoppers can save as much as $297 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Calumet City, IL: Customer-Reviewed Options

Top Home Insurance Agents Near Calumet City, IL

Home Insurance Company Near Calumet City, IL Homeowners Insurance Agency Near Calumet City, IL Address
Travelers Insure-Rite 3901 W 95TH ST, EVERGREEN PARK, IL, 60805
State Farm Matt Soergel 8182 Cass Ave, Darien, IL, 60561-5013
Travelers Thee Insurance Shoppe 1517 E ROOSEVELT ROAD, WHEATON, IL, 60187
Allstate Victor Herrera 1115 Essington Rd # A8, Joliet, IL, 60435
Farmers William "Barks" Barclay 322 Hamilton St, Geneva, IL, 60134

Calumet City, IL Home Insurance Agents for Top Companies


Calumet City, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lansing village, Illinois $94 $125 $188
Hammond city, Indiana $100 $133 $200
Burnham village, Illinois $94 $125 $187


Calumet City, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Calumet City, IL4.1%12.5%

Calumet City Renters Insurance as a Percentage of Rent

Calumet City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 149 2.0% $348
$200 to $299 214 3.0% $798
$300 to $499 617 10.0% $1248
$500 to $749 923 15.0% $1923
$750 to $999 1,920 33.0% $2673
$1,000 to $1,499 1,571 27.0% $3798
$1,500 or more 381 6.0% $5448

Cost Of Homeowners Insurance By Street Near Calumet City, IL

Streets in Calumet City Area Homeowners Insurance Cost
Legion Dr, Michigan City Rd, River Oaks W, Webb St, Cregier Ave, Oglesby Ave, Schrum Rd, Patricia Pl, E 172nd St, Imperial Ave$748
Crandon Ave, E 171st St, Calumet Way, Buffalo Ave, Twilight Ln, Williams St, 169th Pl, Rudolph St, Astor St, Virginia St$800
Yates St, Hirsch Ave, E 168th St, Superior Ave, Arthur St, Houston Ave, Mason St, Price Ave, Highland St, E 169th Pl$748
Manistee Ave, Harbor Ave, Herbert Breclaw Dr, Chappel St, Detroit St, Jeffrey Ave, Muskegon Ave, Stanley Blvd, E 171st Pl, Forsythe Ave$794
Manistee Ave, Shady Acres Ln, Dawn Ln, Dolton Ave, 153rd Pl, East-West Rd, Hirsch Blvd, Gordon Ave, Mackinaw Ave, Price Ave$733

Calumet City, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Calumet City$111 to $113

Calumet City, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Calumet City Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,100$6,500
Net Savings to Calumet City Home Owner from High Deductible Plan $600


Calumet City, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Calumet City, IL Home Replacement Value MORE than Home Value Calumet City, IL Home Replacement Value LESS than Home Value
Replacement Value $293,000 $209,500
Insurance Premium based on Replacement Value $1,425 $1,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,000 Risk Exposure from Under Insuring Coverage is $60,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $125/year


Example Calumet City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceErie InsuranceAmica Mutual Insurance Company
Monthly Premium 463081
Year Built 194119841975
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $125000-$150000$75000-$100000$250000-$300000
Deductible $500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible