Calumet City, IL homeowners insurance is roughly $630 to $856, about $52-$71/month. Our extensive analysis indicates shoppers can save as much as $297 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Calumet City, IL | Homeowners Insurance Agency Near Calumet City, IL | Address |
|---|---|---|
| Travelers | Insure-Rite | 3901 W 95TH ST, EVERGREEN PARK, IL, 60805 |
| State Farm | Matt Soergel | 8182 Cass Ave, Darien, IL, 60561-5013 |
| Travelers | Thee Insurance Shoppe | 1517 E ROOSEVELT ROAD, WHEATON, IL, 60187 |
| Allstate | Victor Herrera | 1115 Essington Rd # A8, Joliet, IL, 60435 |
| Farmers | William "Barks" Barclay | 322 Hamilton St, Geneva, IL, 60134 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Lansing village, Illinois | $94 | $125 | $188 |
| Hammond city, Indiana | $100 | $133 | $200 |
| Burnham village, Illinois | $94 | $125 | $187 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Calumet City, IL | 4.1% | 12.5% |
| Lansing | 4.22% | 11.69% |
| Hammond | 6.14% | 17.18% |
| Burnham | 4.72% | 14.06% |
| Calumet City Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 149 | 2.0% | $348 |
| $200 to $299 | 214 | 3.0% | $798 |
| $300 to $499 | 617 | 10.0% | $1248 |
| $500 to $749 | 923 | 15.0% | $1923 |
| $750 to $999 | 1,920 | 33.0% | $2673 |
| $1,000 to $1,499 | 1,571 | 27.0% | $3798 |
| $1,500 or more | 381 | 6.0% | $5448 |
| Streets in Calumet City Area | Homeowners Insurance Cost |
|---|---|
| Legion Dr, Michigan City Rd, River Oaks W, Webb St, Cregier Ave, Oglesby Ave, Schrum Rd, Patricia Pl, E 172nd St, Imperial Ave | $748 |
| Crandon Ave, E 171st St, Calumet Way, Buffalo Ave, Twilight Ln, Williams St, 169th Pl, Rudolph St, Astor St, Virginia St | $800 |
| Yates St, Hirsch Ave, E 168th St, Superior Ave, Arthur St, Houston Ave, Mason St, Price Ave, Highland St, E 169th Pl | $748 |
| Manistee Ave, Harbor Ave, Herbert Breclaw Dr, Chappel St, Detroit St, Jeffrey Ave, Muskegon Ave, Stanley Blvd, E 171st Pl, Forsythe Ave | $794 |
| Manistee Ave, Shady Acres Ln, Dawn Ln, Dolton Ave, 153rd Pl, East-West Rd, Hirsch Blvd, Gordon Ave, Mackinaw Ave, Price Ave | $733 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Calumet City | $111 to $113 |
| Lansing | $112 |
| Hammond | $120 |
| Thornton | $111 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $1,700 |
| Yearly Calumet City Homeowner Insurance Premium Example | $800 | $600 |
| Out of Pocket Expense During Claim | $700 | $1,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $7,100 | $6,500 |
| Net Savings to Calumet City Home Owner from High Deductible Plan | $600 | |
| Scenario | Calumet City, IL Home Replacement Value MORE than Home Value | Calumet City, IL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $293,000 | $209,500 |
| Insurance Premium based on Replacement Value | $1,425 | $1,025 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $23,000 | Risk Exposure from Under Insuring Coverage is $60,500 |
| Premium Impact | Insurance cheaper by $275/year | Insurance costlier by $125/year |
| Insurance Company | Nationwide Insurance | Erie Insurance | Amica Mutual Insurance Company |
| Monthly Premium | 46 | 30 | 81 |
| Year Built | 1941 | 1984 | 1975 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 2 Baths | 4 Beds, 3 Baths |
| Coverage Amount | $125000-$150000 | $75000-$100000 | $250000-$300000 |
| Deductible | $500 Deductible | $1000-$2500 Deductible | $2500-$5000 Deductible |