Calumet City Insurance Rates:

Calumet City, IL homeowners insurance is roughly $630 to $856, about $52-$71/month. Our extensive analysis indicates shoppers can save as much as $297 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Liberty Mutual
I also like that when i shopped around for home insurance a couple years ago, theirs was by far the cheapest option.
Prudential
Honestly, with insurance you get what you pay for, so even though prudential has high rates, if you use the offered discounts, take a high deductible, you'll be glad you did, they are worth the extra money.
Homesite Insurance
My home insurance allows me to view and change my coverage details online which is very convenient. this saves me the hassle of having to deal with someone who may try to up-sell me for no reason.
Travelers
I'm overall satisfied. It's just something we need to do is to pay insurance every year in case of problems like natural disasters or fire. I don't think about it much.
Travelers
I'm satisfied with their service. They have given us great service, kept us up to date on our claim status. Anytime we emailed them for status they were always quick with their response.
American Family
My communication with my home insurance company is by far a pleasant and overall well-enjoyed conversation due to its customer support helping and hiding me out along the way in a polite and courteous manner. They make me feel as if I am a human being.
State Farm
Overall I am well pleased with all my dealings with State Farm Insurance Company. I have relied on them and they have been shown to be very dependable.

Calumet City, IL Homeowners Insurance By Home Value

Calumet City, IL Home Value Total Homes % of Total Average Calumet City, IL Homeowners Insurance
Less than $50,000 576 6.0% $148
$50,000 to $59,999 307 3.0% $312
$60,000 to $69,999 335 4.0% $393
$70,000 to $79,999 361 4.0% $453
$80,000 to $89,999 462 5.0% $512
$90,000 to $99,999 610 7.0% $572
$100,000 to $124,999 1,804 21.0% $661
$125,000 to $149,999 1,116 13.0% $832
$150,000 to $174,999 1,417 16.0% $980
$175,000 to $199,999 613 7.0% $1136
$200,000 to $249,999 456 5.0% $1367
$250,000 to $299,999 185 2.0% $1671
$300,000 to $399,999 107 1.0% $2117

Top Home Insurance Agents Near Calumet City, IL

Home Insurance Company Near Calumet City, IL Homeowners Insurance Agency Near Calumet City, IL Address
Travelers Insure-Rite 3901 W 95TH ST, EVERGREEN PARK, IL, 60805
State Farm Matt Soergel 8182 Cass Ave, Darien, IL, 60561-5013
Travelers Thee Insurance Shoppe 1517 E ROOSEVELT ROAD, WHEATON, IL, 60187
Allstate Victor Herrera 1115 Essington Rd # A8, Joliet, IL, 60435
Farmers William "Barks" Barclay 322 Hamilton St, Geneva, IL, 60134

Cost Of Homeowners Insurance By Street Near Calumet City, IL

Streets in Calumet City Area Homeowners Insurance Cost
Legion Dr, Michigan City Rd, River Oaks W, Webb St, Cregier Ave, Oglesby Ave, Schrum Rd, Patricia Pl, E 172nd St, Imperial Ave$748
Crandon Ave, E 171st St, Calumet Way, Buffalo Ave, Twilight Ln, Williams St, 169th Pl, Rudolph St, Astor St, Virginia St$800
Yates St, Hirsch Ave, E 168th St, Superior Ave, Arthur St, Houston Ave, Mason St, Price Ave, Highland St, E 169th Pl$748
Manistee Ave, Harbor Ave, Herbert Breclaw Dr, Chappel St, Detroit St, Jeffrey Ave, Muskegon Ave, Stanley Blvd, E 171st Pl, Forsythe Ave$794
Manistee Ave, Shady Acres Ln, Dawn Ln, Dolton Ave, 153rd Pl, East-West Rd, Hirsch Blvd, Gordon Ave, Mackinaw Ave, Price Ave$733

Calumet City, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Calumet City$111 to $113
Lansing$112
Hammond$120
Thornton$111

Calumet City, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lansing village, Illinois $94 $125 $188
Hammond city, Indiana $100 $133 $200
Burnham village, Illinois $94 $125 $187

Calumet City, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Calumet City, IL4.1%12.5%
Lansing4.22%11.69%
Hammond6.14%17.18%
Burnham4.72%14.06%

Calumet City Renters Insurance as a Percentage of Rent

Calumet City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 149 2.0% $348
$200 to $299 214 3.0% $798
$300 to $499 617 10.0% $1248
$500 to $749 923 15.0% $1923
$750 to $999 1,920 33.0% $2673
$1,000 to $1,499 1,571 27.0% $3798
$1,500 or more 381 6.0% $5448

Calumet City, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Calumet City Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,100$6,500
Net Savings to Calumet City Home Owner from High Deductible Plan $600

Calumet City, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Calumet City, IL Home Replacement Value MORE than Home Value Calumet City, IL Home Replacement Value LESS than Home Value
Replacement Value $293,000 $209,500
Insurance Premium based on Replacement Value $1,425 $1,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,000 Risk Exposure from Under Insuring Coverage is $60,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $125/year

Example Calumet City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceErie InsuranceAmica Mutual Insurance Company
Monthly Premium 463081
Year Built 194119841975
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $125000-$150000$75000-$100000$250000-$300000
Deductible $500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Calumet City, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1979 110,000 Shingles Roof 1,450 2 $1000-$2500 Deductible 80 3 Vinyl siding yes
1984 75,000 Shingles Roof 1,200 2 $2500-$5000 Deductible 80 4 Stucco siding No
1969 95,000 Slate Shingles Roof 1,070 2 $500- $1000 Deductible 130 4 Stone Siding yes
1941 75,000 Composition Roof 1,210 2 $2500-$5000 Deductible 200 9 Stucco siding No
1966 195,000 Asphalt Shingles Roof 2,110 4 $500 Deductible 190 2 Brick siding yes
1978 105,000 Membrane Roof 1,620 2 $2500-$5000 Deductible 130 6 Vinyl siding No
1964 120,000 Wood Shake Roof 1,700 3 $2500-$5000 Deductible 170 6 Brick siding No
1961 170,000 Tile Roof 1,830 3 $500- $1000 Deductible 460 8 Fiber-Cement Siding No
1942 240,000 Composition Roof 3,280 4 > $10,000 Deductible 550 9 Vinyl siding No
1976 130,000 Metal Roof 1,670 4 $1000-$2500 Deductible 270 7 Stone Siding yes
1964 150,000 Wood Shake Roof 2,170 4 $500- $1000 Deductible 40 1 Stone Siding No
1983 80,000 Composition Roof 1,090 2 $500- $1000 Deductible 240 6 Fiber-Cement Siding yes
1949 85,000 Asphalt Shingles Roof 1,170 2 $2500-$5000 Deductible 210 10 Stone Siding No
1943 80,000 Membrane Roof 1,220 2 $500- $1000 Deductible 180 7 Stucco siding yes
1980 170,000 Asphalt Shingles Roof 1,820 3 $500 Deductible 900 12 Brick siding yes
1947 95,000 Tile Roof 1,380 2 $500- $1000 Deductible 180 7 Wood siding No
1949 265,000 Slate Shingles Roof 3,020 4 $500 Deductible 570 6 Fiber-Cement Siding No
1941 110,000 Slate Shingles Roof 1,140 2 $500 Deductible 540 12 Vinyl siding No
1970 165,000 Slate Shingles Roof 1,710 3 $5000 to $10,000 Deductible 520 10 Stucco siding No
1970 140,000 Tile Roof 2,190 4 $500- $1000 Deductible 120 2 Stone Siding No
1977 215,000 Slate Shingles Roof 2,960 4 $2500-$5000 Deductible 110 2 Stone Siding No
1985 165,000 Asphalt Shingles Roof 2,220 4 $2500-$5000 Deductible 400 6 Brick siding No
1985 140,000 Composition Roof 1,580 2 $1000-$2500 Deductible 170 4 Brick siding No
1970 160,000 Wood Shake Roof 1,760 3 $1000-$2500 Deductible 630 10 Fiber-Cement Siding yes
1988 130,000 Tile Roof 1,870 4 $500 Deductible 260 4 Wood siding yes
1946 115,000 Metal Roof 1,520 2 $2500-$5000 Deductible 90 3 Fiber-Cement Siding yes