Calimesa Insurance Rates:

Calimesa, CA homeowners insurance is approximately $504 to $685, about $42-$57/month. Our thorough analysis shows customers can save upto $238 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Calimesa, CA Homeowners Insurance By Home Value

Calimesa, CA Home Value Total Homes % of Total Average Calimesa, CA Homeowners Insurance
Less than $50,000 597 23.0% $83
$50,000 to $59,999 72 2.0% $178
$70,000 to $79,999 82 3.0% $255
$90,000 to $99,999 28 1.0% $327
$100,000 to $124,999 219 8.0% $374
$125,000 to $149,999 95 3.0% $470
$150,000 to $174,999 309 11.0% $559
$175,000 to $199,999 182 7.0% $642
$200,000 to $249,999 417 16.0% $773
$250,000 to $299,999 238 9.0% $946
$300,000 to $399,999 324 12.0% $1207

Top Home Insurance Agents Near Calimesa, CA

Home Insurance Company Near Calimesa, CA Homeowners Insurance Agency Near Calimesa, CA Address
State Farm Adam Guss 60 Plaza Sq Ste 200, Orange, CA, 92866-1473
Allstate Amanda Guardado 20786 Bear Valley Rd Ste B, Apple Valley, CA, 92308
State Farm Dan Ching 1406 Industrial Park Ave, Redlands, CA, 92374-4517
Allstate Jaswant Roberts 7710 Limonite Ave Ste B, Riverside, CA, 92509
State Farm Laurie Ferraro 10600 N Trademark Pkwy Ste 409, Rch Cucamonga, CA, 91730-5936

Cost Of Homeowners Insurance By Street Near Calimesa, CA

Streets in Calimesa Area Homeowners Insurance Cost
Pecan Ave, Tournament Way, Jade Ct, Sandalwood Dr, Cherry Tree Rd, Devlin Dr, County Line Ln, Runyan Rd, Roberts St, Utica Way$611
Briar Oak Way, Sharonknoll Ct, Golf Ave, Legends Ln, Tradition Ct, Hill Crest Ct, Muirfield Ln, Donna Ln, Willow Ct, Brentwood Rd$608
Sahalee Ln, Hummingbird Ct, Nilsen Ct, Erwin St, S Forest Oaks Dr, Pear Blossom Ln, Armour Ave, Butterfly Dr, Slack Pl, Autumn Ct$605
Star Ln, Par Ln, Country Pl, Harruby Dr, Champagne Dr, Spyglass Ct, Dunes Dr, Erlinda Ct, Golf Course Dr, Slope Dr$624
Singleton Rd, Trevino Trl, W Monte Verde Dr, Copper Cir, Acacia Ln, Pinnacle St, County Line Ave, W County Line Ln, Plantation Dr, Annandale Rd$608

Calimesa, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Calimesa$88 to $91
Yucaipa$90
Cherry Valley$89
Oak Glen$96

Calimesa, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Yucaipa CCD, San Bernardino County, California $91 $121 $182
Cherry Valley CDP, California $89 $119 $179
Mentone CDP, California $90 $120 $180

Calimesa, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Calimesa, CA3.1%12.9%
Yucaipa2.52%12.32%
Cherry Valley2.96%11.58%
Mentone2.59%15.58%

Calimesa Renters Insurance as a Percentage of Rent

Calimesa Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 56 14.0% $1252
$500 to $749 48 12.0% $1927
$750 to $999 58 14.0% $2677
$1,000 to $1,499 154 38.0% $3802
$1,500 or more 81 20.0% $5452

Average Cost Of Home Insurance By Company In Areas Nearby Calimesa For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewFirst American Ins340
150000500NewPrivilege Underwriters Exch805
200000500NewAmerican Modern660
200000500NewHorace Mann420
300000500NewAmerican Modern937
300000500NewAmerican Security633
5000002500NewMetropolitan Direct1317
1500002501-3 YearsHorace Mann P & C400
2500005001-3 YearsAmco633
3000005001-3 YearsAmco729
3000005001-3 YearsCentury National821
40000010001-3 YearsAmerican Modern1219
40000010001-3 YearsWestern Mutual/Residence787
50000025001-3 YearsGrange975
50000025001-3 YearsTravelers842
75000025001-3 YearsAmco1323
75000025001-3 YearsAmerican Modern2175
25000010004-6 YearsTravelers618
2500005004-6 YearsAmerican Reliable618
50000010004-6 YearsEncompass1998
50000025004-6 YearsMetropolitan Direct1704
50000025004-6 YearsNationwide1088

Calimesa, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Calimesa Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,900$4,300
Net Savings to Calimesa Home Owner from High Deductible Plan $600

Calimesa, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Calimesa, CA Home Replacement Value MORE than Home Value Calimesa, CA Home Replacement Value LESS than Home Value
Replacement Value $285,000 $173,500
Insurance Premium based on Replacement Value $750 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $74,500 Risk Exposure from Under Insuring Coverage is $37,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $200/year

Example Calimesa Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceGEICO InsuranceState Farm
Monthly Premium 235370
Year Built 199819772012
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$250000-$300000$350000-$400000
Deductible $500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Calimesa, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 230,000 Wood Shake Roof 2,690 4 $2500-$5000 Deductible 160 3 Stone Siding No
1973 150,000 Tile Roof 1,290 3 $500 Deductible 370 8 Stone Siding No
1985 190,000 Asphalt Shingles Roof 1,620 5 $500- $1000 Deductible 360 7 Stucco siding No
1987 335,000 Asphalt Shingles Roof 2,950 4 > $10,000 Deductible 120 3 Stone Siding No
1971 225,000 Shingles Roof 2,510 4 $500 Deductible 140 3 Stucco siding yes
1999 205,000 Metal Roof 2,000 3 $500 Deductible 450 8 Wood siding No
1968 260,000 Composition Roof 2,620 5 $500- $1000 Deductible 310 7 Wood siding No
2011 355,000 Metal Roof 4,180 5 > $10,000 Deductible 40 1 Stucco siding yes
1964 250,000 Metal Roof 2,430 4 $500 Deductible 570 8 Vinyl siding yes
1974 120,000 Tile Roof 1,500 3 $500- $1000 Deductible 30 1 Fiber-Cement Siding No
1995 350,000 Metal Roof 3,250 4 $500 Deductible 540 8 Brick siding yes
2012 230,000 Tile Roof 2,890 4 $500- $1000 Deductible 140 2 Fiber-Cement Siding No
2012 560,000 Slate Shingles Roof 4,800 5 $1000-$2500 Deductible 990 9 Wood siding No
1965 380,000 Shingles Roof 3,260 5 > $10,000 Deductible 550 12 Stucco siding yes
1984 170,000 Composition Roof 1,930 3 $2500-$5000 Deductible 300 8 Wood siding No
1988 165,000 Slate Shingles Roof 1,560 5 $500 Deductible 280 7 Wood siding No
1980 160,000 Asphalt Shingles Roof 1,650 5 $500- $1000 Deductible 90 3 Brick siding No
1967 150,000 Composition Roof 1,850 5 $500 Deductible 430 12 Brick siding No
1987 220,000 Metal Roof 2,460 5 $5000 to $10,000 Deductible 220 6 Stone Siding No
1966 205,000 Shingles Roof 2,150 3 $5000 to $10,000 Deductible 230 6 Stucco siding No
1974 190,000 Shingles Roof 2,130 5 $5000 to $10,000 Deductible 80 3 Stucco siding yes
1963 265,000 Membrane Roof 2,200 5 > $10,000 Deductible 520 12 Stucco siding yes
1987 365,000 Wood Shake Roof 3,300 4 $2500-$5000 Deductible 310 5 Brick siding No
2014 255,000 Wood Shake Roof 2,590 4 $500 Deductible 140 3 Wood siding No
1985 180,000 Shingles Roof 1,570 3 $500 Deductible 290 6 Stone Siding yes
2013 260,000 Slate Shingles Roof 2,330 3 $500 Deductible 730 12 Brick siding yes
1971 230,000 Metal Roof 2,780 4 $2500-$5000 Deductible 590 10 Brick siding No
1967 260,000 Slate Shingles Roof 2,810 5 $500 Deductible 130 2 Stone Siding yes
1972 210,000 Tile Roof 2,210 3 $500- $1000 Deductible 90 2 Vinyl siding yes
1989 225,000 Tile Roof 1,840 4 $1000-$2500 Deductible 330 6 Vinyl siding No
1969 265,000 Membrane Roof 3,010 4 $2500-$5000 Deductible 480 10 Fiber-Cement Siding yes
1984 225,000 Membrane Roof 1,910 3 $1000-$2500 Deductible 200 4 Fiber-Cement Siding yes
1974 140,000 Composition Roof 1,280 3 $2500-$5000 Deductible 60 2 Brick siding yes
2010 340,000 Asphalt Shingles Roof 3,120 4 $500- $1000 Deductible 180 3 Stone Siding No