Simple Ways to Save on California Homeowners Insurance

California homeowners can save about $126. A detailed analysis by Vhome insurance shows customers can save upto $126 by choosing different saving options.Enter your zip code and click “GO” to get multiple free quotes.

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Top Populated Places with Average Home Insurance Rates and Potential Savings

Place	Average Home Insurance ($)	Savings ($)
Los Angeles	1,828	731
San Diego	1,263	505
San Fernando Valley	1,408	563
San Jose	1,795	718
Santa Ana	1,427	571
Sacramento	706	282
San Gabriel Valley	1,073	429
San Bernardino	681	272
San Francisco	1,787	715
Fresno	658	263

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Top Populated Counties with Average Home Insurance Rates and Potential Savings

Place	Average Home Insurance ($)	Savings ($)
Los Angeles County	1,615	646
San Diego County	1,538	615
Orange County	1,812	725
Riverside County	814	326
San Bernardino County	770	308
Santa Clara County	1,812	725
Alameda County	1,828	731
Sacramento County	805	322
Contra Costa County	1,778	711
Fresno County	683	273

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Places with Highest Savings Calculated as the Difference between the 75^th Percentile
and 25^th Percentile on Yearly Premiums

Place	Median Home Value ($)	25th Percentile	75th Percentile	75th - 25th Percentile
La-Central	801	609	1,040	431
Northridge - 91325	729	556	982	426
Pacoima	747	579	998	419
La-Echo Park-Silver Lake	783	598	1,009	411
Panorama City	679	499	909	410
La-El Sereno	639	475	882	407
Sylmar	758	596	1,001	405
Reseda	755	579	982	403
Van Nuys	723	564	966	402
Northridge - 91326	736	590	987	397

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California Homeowners Insurance Premium in Comparison with the Nation

State	Population	Median Home Value ($)	National Average Premium ($)	State Average Premium ($)	Difference vs. National Average ($)	Percentage Difference vs. National Average
California	38,982,847	$443,400	$1,191	$1,071	-120	-10%