Calhoun Insurance Rates:

Calhoun, GA homeowners insurance is roughly $745 to $1,013, about $62-$84/month. Our extensive analysis reveals consumers can save as much as $351 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
It has been fine so far. It is also combined with our auto insurance for a discount. That helps a lot.
Allstate
They are ready to help in an emergency situation. they are willing and able to work with you through damages that your house may encounter and get you the right paperwork.
Progressive
I don't like that my insurance company doesn't fully disclose what my home insurance actually covers by type of issue and deductible. my auto insurance breakdown is very clear so i'm not sure why it isn't the same way for my home insurance.
Progressive
Progressive gives the option to bundle and save on homeowners, auto, and recreational vehicle insurance. they are upfront about what you can save and break everything out on the bill so your savings are clear.
State Farm
We have never had to make a claim on our homeowner's policy with State Farm. However, we have had to make claims on the auto policy and couldn't ask for better customer service.
Allstate
We had a storm with tree damage and made a claim. It was processed quickly and accurately, in a busy time of the year.
Southern Mutual Insurance Company
I had a problem with the account not updating when my mortgage companies switched and they didn't receive my payment. They contacted me to let me know the coverage was going to lapse, worked with my mortgage company to get the payment, and called me daily with updates.
Country Financial
Their premiums are lower than the company we had before and they try to find ways to save for us, rather than looking for excuses to raise the rates. Even after a small claim, they did not raise our rates.
Allstate
Haven't really had much interaction with my insurance customer service so it's not negative or positive. Signing up was a breeze though.
Allstate
I would have no problem in recommending my company to anyone. The experience has been a good one.
Farmer's Insurance
The premium and deducible are reasonable compared to the high level of service the company provides. Whenever I have had a claim, the premium did not increase.

Calhoun, GA Homeowners Insurance By Home Value

Calhoun, GA Home Value Total Homes % of Total Average Calhoun, GA Homeowners Insurance
Less than $50,000 526 7.0% $166
$50,000 to $59,999 206 2.0% $359
$60,000 to $69,999 289 4.0% $447
$70,000 to $79,999 336 4.0% $518
$80,000 to $89,999 439 6.0% $588
$90,000 to $99,999 412 5.0% $658
$100,000 to $124,999 1,440 20.0% $763
$125,000 to $149,999 866 12.0% $957
$150,000 to $174,999 705 10.0% $1132
$175,000 to $199,999 618 8.0% $1308
$200,000 to $249,999 609 8.0% $1580
$250,000 to $299,999 391 5.0% $1931
$300,000 to $399,999 182 2.0% $2449

Top Home Insurance Agents Near Calhoun, GA

Home Insurance Company Near Calhoun, GA Homeowners Insurance Agency Near Calhoun, GA Address
NA Agency Service Group, Inc. Dba Flegal Insurance - Rossville P O Box 39 , Rossville, GA, 30741
Travelers Allegiance Insurance & Associates 75 TRAIL ROAD NW, MARIETTA, GA, 30064
Farmers Gabriel Johnson 7030 Lee Hwy Ste 102, Chattanooga, TN, 37421
State Farm Larry Pyatt 252 Signal Mtn Rd, Chattanooga, TN, 37405-1914
Travelers Spearman Ins Associate 6000 LAKE FORREST DR STE 580, ATLANTA, GA, 30328

Cost Of Homeowners Insurance By Street Near Calhoun, GA

Streets in Calhoun Area Homeowners Insurance Cost
Mt Vernon Dr, E Belmont Dr, N Court St, S Wall St, Rolling Acres 3rd St SE, Robbins Creek Trl SW, Hammond Dr SW, Baker Cir SE, Hensley Rd SE, Kirby Rd NW$869
Carol Dr NW, N River St NW, Nation Dr, Flora Dr SW, Stone Loop, Little Pine Dr, Elm St, McDaniel Station Rd SW, S Holcomb Rd SW, Beamer Rd$879
Upper Tate Bend Rd NW, Beason Rd SE, Harlan Ave, Trimble Hollow Ln, Ridge Row, Roland Hayes Pkwy NW, Pisgah Way, Woodland Cir, Webb Rd SW, 6th St$874
Summerfield Dr, Forest Hill Dr SW, Court St, Ruben Dr NE, Pine Cove St SW, Newtown Creek Loop NE, Oak Grove Rd SW, Berry St, S Industrial Bend, Lavista Dr SW$874
Mimms Dr, Cherry Hill Dr, Lighthouse Cove, Colonial Dr, Erica Ln SE, Nike Dr NE, Charles Dr, Timms Loop SE, Washington St, River Meadow Ct$871

Calhoun, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Calhoun$131 to $134
Gordon County$131
Fairmount$130
Redbud$129

Calhoun, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Gordon County, Georgia $131 $175 $263
Sugar Valley-Resaca CCD, Gordon County, Georgia $131 $174 $261
Plainville city, Georgia $131 $175 $263

Calhoun, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Calhoun, GA6.6%21.7%
Gordon County6.73%22.64%
Sugar Valley-Resaca7.51%26.2%
Plainville8.79%22.64%

Calhoun Renters Insurance as a Percentage of Rent

Calhoun Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 121 2.0% $369
$200 to $299 96 2.0% $819
$300 to $499 741 16.0% $1269
$500 to $749 1,965 42.0% $1944
$750 to $999 1,040 22.0% $2694
$1,000 to $1,499 564 12.0% $3819
$1,500 or more 87 1.0% $5469

Calhoun, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Calhoun Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,400$6,800
Net Savings to Calhoun Home Owner from High Deductible Plan $600

Calhoun, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Calhoun, GA Home Replacement Value MORE than Home Value Calhoun, GA Home Replacement Value LESS than Home Value
Replacement Value $129,000 $97,000
Insurance Premium based on Replacement Value $575 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,000 Risk Exposure from Under Insuring Coverage is $15,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $100/year

Example Calhoun Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyState FarmTravelers
Monthly Premium 445548
Year Built 201419982008
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$200000-$250000$200000-$250000
Deductible $1000-$2500 Deductible> $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Calhoun, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 185,000 Metal Roof 2,250 4 $500 Deductible 720 12 Brick siding No
1987 130,000 Membrane Roof 1,850 3 $500- $1000 Deductible 510 10 Brick siding yes
2013 145,000 Wood Shake Roof 2,230 3 $1000-$2500 Deductible 180 6 Vinyl siding No
2012 130,000 Composition Roof 1,360 3 $500 Deductible 500 8 Stucco siding yes
1976 260,000 Membrane Roof 3,690 5 > $10,000 Deductible 770 12 Stone Siding No
2000 185,000 Membrane Roof 2,320 3 $1000-$2500 Deductible 570 9 Vinyl siding yes
2004 170,000 Wood Shake Roof 1,900 4 $500 Deductible 370 5 Brick siding No
2000 160,000 Asphalt Shingles Roof 1,670 4 $2500-$5000 Deductible 390 7 Wood siding yes
1971 125,000 Wood Shake Roof 1,840 3 $1000-$2500 Deductible 350 7 Brick siding No
2008 130,000 Metal Roof 1,940 3 $500 Deductible 510 9 Brick siding yes
1990 155,000 Tile Roof 1,920 3 $5000 to $10,000 Deductible 420 12 Fiber-Cement Siding No
1997 270,000 Asphalt Shingles Roof 3,200 5 $500 Deductible 910 12 Fiber-Cement Siding yes
2004 285,000 Asphalt Shingles Roof 3,090 4 $2500-$5000 Deductible 840 10 Fiber-Cement Siding yes
2011 210,000 Slate Shingles Roof 3,030 4 $500 Deductible 760 10 Wood siding yes
1973 270,000 Asphalt Shingles Roof 3,630 5 > $10,000 Deductible 580 7 Fiber-Cement Siding No
1972 325,000 Wood Shake Roof 3,400 5 > $10,000 Deductible 130 2 Stone Siding yes
1970 270,000 Metal Roof 3,200 4 $500- $1000 Deductible 1280 10 Brick siding No
1990 325,000 Tile Roof 3,440 5 $500 Deductible 1370 10 Stucco siding yes
1995 130,000 Wood Shake Roof 1,970 3 $500- $1000 Deductible 490 9 Vinyl siding No
1996 225,000 Tile Roof 3,400 4 $5000 to $10,000 Deductible 510 9 Brick siding No
2012 125,000 Slate Shingles Roof 1,640 5 $2500-$5000 Deductible 280 6 Brick siding No
1982 260,000 Wood Shake Roof 3,860 5 $500 Deductible 680 9 Brick siding yes
1987 205,000 Wood Shake Roof 2,360 4 > $10,000 Deductible 40 1 Vinyl siding yes
1987 125,000 Shingles Roof 1,680 3 $1000-$2500 Deductible 90 2 Fiber-Cement Siding No
2000 310,000 Membrane Roof 3,460 5 $500 Deductible 240 2 Fiber-Cement Siding yes
2003 230,000 Membrane Roof 2,370 4 $500- $1000 Deductible 600 7 Stone Siding No
1990 380,000 Slate Shingles Roof 3,890 5 $500- $1000 Deductible 290 2 Vinyl siding yes
1997 175,000 Metal Roof 2,470 4 $5000 to $10,000 Deductible 540 9 Vinyl siding yes
2010 160,000 Wood Shake Roof 2,310 3 $5000 to $10,000 Deductible 230 4 Wood siding yes
2000 120,000 Metal Roof 1,360 3 $2500-$5000 Deductible 60 2 Fiber-Cement Siding yes
1986 140,000 Slate Shingles Roof 1,480 3 $2500-$5000 Deductible 170 3 Stone Siding yes
2003 155,000 Tile Roof 1,620 3 $5000 to $10,000 Deductible 520 12 Fiber-Cement Siding No
1994 135,000 Shingles Roof 1,490 3 $500- $1000 Deductible 590 9 Fiber-Cement Siding No
2008 390,000 Asphalt Shingles Roof 4,070 5 $2500-$5000 Deductible 1780 12 Stone Siding No
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Calhoun, GA Home Insurance Agents for Top Companies