Calera Insurance Rates:

Calera, AL homeowners insurance is approximately $821 to $1,114, about $68-$92/month. Our in depth guide shows customers can save upto $387 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Calera, AL Homeowners Insurance By Home Value

Calera, AL Home Value Total Homes % of Total Average Calera, AL Homeowners Insurance
Less than $50,000 208 5.0% $174
$50,000 to $59,999 53 1.0% $358
$60,000 to $69,999 49 1.0% $445
$70,000 to $79,999 81 2.0% $522
$80,000 to $89,999 73 2.0% $590
$90,000 to $99,999 108 3.0% $658
$100,000 to $124,999 707 19.0% $764
$125,000 to $149,999 992 27.0% $958
$150,000 to $174,999 628 17.0% $1132
$175,000 to $199,999 221 6.0% $1306
$200,000 to $249,999 314 8.0% $1568
$250,000 to $299,999 94 2.0% $1916
$300,000 to $399,999 52 1.0% $2439

Top Home Insurance Agents Near Calera, AL

Home Insurance Company Near Calera, AL Homeowners Insurance Agency Near Calera, AL Address
NA Pac Ins Agcy Inc 421 19Th St N, Bessemer, AL, 35020
NA Harris Fowler Insurance 2841 Parkway-Suite 100 ,, Moody, AL, 35004
State Farm Chris Dorris 2717 J Hawkins Pkwy Ste 115, Hoover, AL, 35244-4026
Farmers Delores Armstrong Cpc 5415 Beacon Dr Ste 141, Irondale, AL, 35210
Nationwide Grogan Agency Inc 7018 Gadsden Hwy Ste 120, Trussville, AL, 35173-2670

Cost Of Homeowners Insurance By Street Near Calera, AL

Streets in Calera Area Homeowners Insurance Cost
Creekstone Trl, Sunset Ln, W Granville Ln, Deer Chase Dr, Timberline Cir, Co Rd 310, Cove Cir, Shady Acres Ln, Windsor Way, Oakwell Cove$1,005
Bethpage Ln, Meriweather Way, Co Rd 6, Summerchase Dr, N Industrial Pkwy, Rolling Hills Dr, Meriweather Ln, Apricot Ln, Grantham Rd, Gaiters Dr$961
McMahon Highlands, Robin St, 20th St, Hawthorn Dr, Renwick Ln, Frankies Ln, Summer Chase Dr, Lakeland Ridge, Oak Leaf Ln, Rossburg Dr$961
Firefly Hollow, Heritage Lake Dr, Co Rd 67, McAllister Dr, 19th St, Big Rock Dr, Mollys Pl, 9th Ave, 11th St, Shady Trl$960
Grasonville Rd, Massey Rd, Cove Lndg, Co Rd 304, Co Rd 265, Brown Rd, Whippoorwill Ln, Kerry Dr, Deerhurst Ln, Dogwood Ln$956

Calera, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Calera$144 to $147
Alabaster$147
Wilton$140
Shelby$141

Calera, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Alabaster city, Alabama $147 $196 $294
Wilton town, Alabama $140 $187 $281
Shelby CDP, Alabama $141 $188 $282

Calera, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Calera, AL7%22.5%
Alabaster5.91%21.35%
Wilton8.11%31.3%
Shelby7.68%25.43%

Calera Renters Insurance as a Percentage of Rent

Calera Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 34 4.0% $804
$300 to $499 46 5.0% $1254
$500 to $749 139 17.0% $1929
$750 to $999 141 17.0% $2679
$1,000 to $1,499 362 45.0% $3804
$1,500 or more 65 8.0% $5454

Average Cost Of Home Insurance By Company In Areas Nearby Calera For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 American National Property & Casualty Company 719
$500 $150,000 Country Mutual 976
$500 $150,000 Garrison Property And Casualty Insurance Company 1287
$500 $150,000 Usaa General Indemnity Co 1266
$500 $300,000 Allstate Vehicle And Property Insurance Company 1546
$500 $300,000 American National Property & Casualty Company 1154
$500 $300,000 Amica Mutual Ins Company 3275
$500 $300,000 Armed Forces Insurance Exchange 1399
$500 $300,000 Garrison Property And Casualty Insurance Company 1963
$500 $300,000 State Farm Fire & Casualty Company 2726

Calera, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Calera Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,400$6,800
Net Savings to Calera Home Owner from High Deductible Plan $600

Calera, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Calera, AL Home Replacement Value MORE than Home Value Calera, AL Home Replacement Value LESS than Home Value
Replacement Value $176,500 $111,000
Insurance Premium based on Replacement Value $1,050 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $41,000 Risk Exposure from Under Insuring Coverage is $24,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $250/year

Example Calera Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualAllstate
Monthly Premium 626360
Year Built 201220122010
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $175000-$200000$175000-$200000$250000-$300000
Deductible $1000-$2500 Deductible$500- $1000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Calera, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 275,000 Asphalt Shingles Roof 2,950 4 $1000-$2500 Deductible 1280 12 Stucco siding yes
2014 210,000 Metal Roof 2,310 3 > $10,000 Deductible 560 12 Fiber-Cement Siding No
2014 215,000 Wood Shake Roof 2,720 4 $2500-$5000 Deductible 90 1 Brick siding No
2013 205,000 Metal Roof 2,380 3 $1000-$2500 Deductible 350 6 Stone Siding yes
2010 255,000 Metal Roof 2,520 4 $500 Deductible 840 8 Wood siding No
2012 105,000 Membrane Roof 1,290 3 $2500-$5000 Deductible 220 8 Vinyl siding No
2011 160,000 Slate Shingles Roof 2,230 3 $2500-$5000 Deductible 340 6 Vinyl siding yes
2013 105,000 Asphalt Shingles Roof 1,260 3 $500- $1000 Deductible 90 3 Vinyl siding No
2010 130,000 Composition Roof 1,620 3 $500 Deductible 510 9 Brick siding yes
2011 225,000 Metal Roof 3,070 4 $5000 to $10,000 Deductible 450 7 Wood siding yes
2014 195,000 Shingles Roof 2,310 3 $500- $1000 Deductible 320 4 Fiber-Cement Siding yes
2010 205,000 Slate Shingles Roof 2,160 4 $500 Deductible 770 12 Stucco siding No
2011 145,000 Tile Roof 1,850 4 $1000-$2500 Deductible 200 5 Fiber-Cement Siding yes
2013 170,000 Wood Shake Roof 2,210 4 $500 Deductible 490 6 Wood siding No
2013 170,000 Shingles Roof 2,390 3 $500 Deductible 350 6 Stone Siding yes
2013 125,000 Metal Roof 1,480 3 $1000-$2500 Deductible 270 5 Vinyl siding yes
2014 200,000 Slate Shingles Roof 2,170 4 $2500-$5000 Deductible 630 9 Brick siding No
2012 225,000 Shingles Roof 2,540 4 $5000 to $10,000 Deductible 240 5 Wood siding yes
2011 135,000 Slate Shingles Roof 1,950 4 $1000-$2500 Deductible 390 9 Stone Siding No
2014 125,000 Slate Shingles Roof 1,500 3 $1000-$2500 Deductible 220 6 Brick siding yes
2013 190,000 Composition Roof 2,150 3 $2500-$5000 Deductible 450 9 Wood siding No
2014 155,000 Slate Shingles Roof 1,720 3 $1000-$2500 Deductible 50 1 Brick siding No
2014 215,000 Shingles Roof 3,000 4 > $10,000 Deductible 350 6 Brick siding No
2010 180,000 Tile Roof 1,810 4 $500- $1000 Deductible 60 1 Vinyl siding No
2012 235,000 Metal Roof 2,370 4 $1000-$2500 Deductible 200 3 Stone Siding yes
2014 200,000 Asphalt Shingles Roof 2,470 4 $500- $1000 Deductible 980 10 Wood siding No
2014 145,000 Membrane Roof 1,820 3 $1000-$2500 Deductible 90 2 Vinyl siding No
2011 95,000 Slate Shingles Roof 1,300 3 $500- $1000 Deductible 350 8 Fiber-Cement Siding yes
2012 250,000 Composition Roof 3,160 4 $500- $1000 Deductible 710 6 Fiber-Cement Siding yes
2012 160,000 Shingles Roof 2,250 4 $500 Deductible 660 10 Vinyl siding yes