Caledonia Insurance Rates:

Caledonia, WI homeowners insurance is approximately $563 to $767, about $46-$63/month. Our extensive guide reveals consumers can save as much as $266 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
The agent was very nice, and he tried to sell us a policy. he answered any questions we had, and if he didn't know the answer, he tried to research it for us.
State Farm
I get little updates about my policy. i would like to have more notifications on the needs of home insurance and why it's necessary. this would be very sensible on their part given how many homes were destroyed without insurance during the recent natural disasters.
Farm Bureau
Ease of access- adjuster brought me forms to fill out for losses. i simply turned them back into a home office which is about 5 miles from my home.
Erie Insurance
Erie seems to be laser-focused on providing a quality product at the lowest rate. They don't advertise a ton but the products seem to be top notch and are very reasonable.
Farmer's Insurance
The human customer service has always worked out well and I have had this insurance on my cars for over thirty years.
Esurance
I don't like having to pay as much as I do. I would like to see more discounts for those of us who have been loyal and have been paying on time.
Geico
It is very easy to get a customer service representative on the phone, and they even call back to answer questions they were unable to answer at first.
Allstate
My premium is fine, however, I am always open to paying a lower amount, I think it can reduce

Caledonia, WI Homeowners Insurance By Home Value

Caledonia, WI Home Value Total Homes % of Total Average Caledonia, WI Homeowners Insurance
Less than $50,000 111 1.0% $79
$70,000 to $79,999 80 1.0% $239
$90,000 to $99,999 94 1.0% $299
$100,000 to $124,999 586 7.0% $352
$125,000 to $149,999 442 5.0% $438
$150,000 to $174,999 1,166 15.0% $518
$175,000 to $199,999 1,207 16.0% $598
$200,000 to $249,999 1,909 25.0% $718
$250,000 to $299,999 1,056 14.0% $877
$300,000 to $399,999 801 10.0% $1117

Top Home Insurance Agents Near Caledonia, WI

Home Insurance Company Near Caledonia, WI Homeowners Insurance Agency Near Caledonia, WI Address
Erie Bokern Insurance Services 10520 W Bluemound Road Suite 206, Wauwatosa, WI, 53226
Farmers John Hummel 825 E Rand Rd Ste 240, Arlington Heights, IL, 60004
Travelers Martin Insurance Agency 204 E STATE RD RTE 176, ISLAND LAKE, IL, 60042
Nationwide Pat Muir Agency Inc 216 E Route 22, Lake Zurich, IL, 60047-2277
State Farm Sahara Cardenas 1280 Townline Rd, Mundelein, IL, 60060-4448

Cost Of Homeowners Insurance By Street Near Caledonia, WI

Streets in Caledonia Area Homeowners Insurance Cost
Lighthouse Dr, Richwood Ln, Taurus Ct, Six Mile Rd, Wilshire Dr, 4th Ave, Stone Brg, N Emmertsen Rd, Oldfield Dr, Butternut Rd$691
St Rita Rd, Broadleaf Dr, Hearthside Ln, Surrey Ln, Prairie Cir, Valley Trl, Count Turf Ln, Patzke Rd, Beech Rd, Ellen Dr$660
W Lake Dr, Gifford Rd, Marwood Dr, Princeton Ln, Bruce Dr, Finch Rd, Red Maple, Bradford Ave, Summit Ave, Wyoming Way$688
Harmony Dr, Michna Rd, Wind Dale Dr, Kings Cove Rd, Lombard Ave, Industrial Dr, William St, Montclair Dr, Bell Rd, Elderberry Rd$635
Dustir Dr, Hazelcrest Dr, N Vincennes Cir, Caddy Ln, Shoreland Dr, Antoinette Trl, Five Mile Rd, Linden Ln, Heartland Ln, Redbird Ln$649

Caledonia, WI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Caledonia$99 to $102
North Bay$109
Wind Point$103
Racine$94

Caledonia, WI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North Bay village, Wisconsin $109 $145 $218
Wind Point village, Wisconsin $104 $138 $207
Racine city, Wisconsin $95 $126 $189

Caledonia, WI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Caledonia, WI3.3%9.7%
North Bay2.35%7.35%
Wind Point2.93%7.73%
Racine4.17%10.46%

Caledonia Renters Insurance as a Percentage of Rent

Caledonia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 76 4.0% $1221
$500 to $749 578 37.0% $1896
$750 to $999 452 29.0% $2646
$1,000 to $1,499 341 22.0% $3771
$1,500 or more 100 6.0% $5421

Caledonia, WI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$7,100
Yearly Caledonia Homeowner Insurance Premium Example $3,300$2,100
Out of Pocket Expense During Claim$1,100$7,100
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $20,900$19,700
Net Savings to Caledonia Home Owner from High Deductible Plan $1,200

Caledonia, WI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Caledonia, WI Home Replacement Value MORE than Home Value Caledonia, WI Home Replacement Value LESS than Home Value
Replacement Value $247,000 $151,000
Insurance Premium based on Replacement Value $1,150 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $45,000 Risk Exposure from Under Insuring Coverage is $51,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $225/year

Example Caledonia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAmica Mutual Insurance CompanyNationwide Insurance
Monthly Premium 4056102
Year Built 201019891974
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$175000-$200000$400000-$500000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Caledonia, WI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 225,000 Tile Roof 1,730 3 $2500-$5000 Deductible 290 6 Stucco siding No
2014 205,000 Membrane Roof 1,820 5 $5000 to $10,000 Deductible 40 1 Wood siding yes
2009 255,000 Tile Roof 2,240 4 $2500-$5000 Deductible 170 3 Vinyl siding yes
1971 255,000 Tile Roof 2,210 3 $2500-$5000 Deductible 320 4 Stone Siding yes
1962 325,000 Wood Shake Roof 2,340 3 > $10,000 Deductible 180 3 Wood siding yes
2005 225,000 Wood Shake Roof 2,090 4 $500 Deductible 240 4 Brick siding yes
2002 255,000 Slate Shingles Roof 1,890 3 $500 Deductible 230 3 Vinyl siding No
1973 375,000 Slate Shingles Roof 2,760 4 $5000 to $10,000 Deductible 610 6 Stone Siding yes
1979 180,000 Wood Shake Roof 1,340 3 $5000 to $10,000 Deductible 30 1 Stone Siding yes
2002 270,000 Metal Roof 2,030 4 $500- $1000 Deductible 1380 12 Vinyl siding yes
1979 245,000 Tile Roof 2,110 3 $5000 to $10,000 Deductible 40 1 Fiber-Cement Siding yes
2013 205,000 Asphalt Shingles Roof 1,530 3 $5000 to $10,000 Deductible 330 9 Stucco siding No
1972 185,000 Membrane Roof 1,440 3 $2500-$5000 Deductible 410 9 Wood siding yes
1973 230,000 Tile Roof 1,800 3 $2500-$5000 Deductible 410 7 Brick siding yes
1982 230,000 Membrane Roof 2,050 3 $5000 to $10,000 Deductible 170 3 Stone Siding No
1988 265,000 Shingles Roof 2,010 5 $1000-$2500 Deductible 430 6 Wood siding yes
1982 510,000 Tile Roof 3,940 5 $500- $1000 Deductible 1330 12 Stucco siding No
1975 360,000 Asphalt Shingles Roof 2,920 4 $500 Deductible 700 6 Stucco siding No
1989 140,000 Tile Roof 1,410 3 $500- $1000 Deductible 150 4 Stucco siding yes
2010 335,000 Metal Roof 3,390 4 $5000 to $10,000 Deductible 480 7 Vinyl siding No
1985 215,000 Composition Roof 2,070 3 $2500-$5000 Deductible 170 4 Brick siding No
2013 315,000 Tile Roof 2,600 5 $500 Deductible 660 5 Wood siding No
1969 180,000 Asphalt Shingles Roof 1,570 3 $2500-$5000 Deductible 440 12 Wood siding yes
1989 170,000 Membrane Roof 1,500 3 $500- $1000 Deductible 200 4 Stone Siding yes
1976 230,000 Membrane Roof 2,280 3 $2500-$5000 Deductible 290 7 Stone Siding No
2005 325,000 Shingles Roof 2,860 4 $5000 to $10,000 Deductible 500 9 Stucco siding No
2010 190,000 Composition Roof 1,460 3 $500- $1000 Deductible 370 9 Stone Siding yes
1981 190,000 Shingles Roof 1,530 3 $500 Deductible 700 8 Vinyl siding No
2002 195,000 Shingles Roof 1,950 3 $2500-$5000 Deductible 280 5 Brick siding No
1980 295,000 Asphalt Shingles Roof 2,420 4 $5000 to $10,000 Deductible 570 9 Stone Siding No
2006 340,000 Composition Roof 3,330 5 $5000 to $10,000 Deductible 170 3 Fiber-Cement Siding yes
2011 215,000 Wood Shake Roof 1,940 3 $1000-$2500 Deductible 120 2 Wood siding yes
1982 200,000 Shingles Roof 1,800 3 > $10,000 Deductible 310 8 Stucco siding No
1969 230,000 Asphalt Shingles Roof 1,660 4 $2500-$5000 Deductible 510 9 Fiber-Cement Siding No