Cairo Insurance Rates:

Cairo, GA homeowners insurance is nearly $731 to $1,004, about $60-$83/month. Our all inclusive analysis indicates shoppers can save as much as $346 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
I was quoted a rate with a discount that I didn't qualify for after I agreed to the policy. It raised my premium slightly.
State Farm
While their rates are comparable to other companies, they punish users for claims that they find excessive. That's not fair.
Progressive
It seems that they are a little high compared to the other companies. This may be because they provide more quality service.

Cairo, GA Homeowners Insurance By Home Value

Cairo, GA Home Value Total Homes % of Total Average Cairo, GA Homeowners Insurance
Less than $50,000 800 21.0% $208
$50,000 to $59,999 91 2.0% $433
$60,000 to $69,999 217 5.0% $537
$70,000 to $79,999 331 8.0% $624
$80,000 to $89,999 284 7.0% $710
$90,000 to $99,999 157 4.0% $788
$100,000 to $124,999 300 8.0% $919
$125,000 to $149,999 303 8.0% $1144
$150,000 to $174,999 353 9.0% $1361
$175,000 to $199,999 197 5.0% $1569
$200,000 to $249,999 214 5.0% $1881
$250,000 to $299,999 361 9.0% $2306
$300,000 to $399,999 140 3.0% $2930

Top Home Insurance Agents Near Cairo, GA

Home Insurance Company Near Cairo, GA Homeowners Insurance Agency Near Cairo, GA Address
NA Demont Insurance Agency & Financial Services 2400 E Mahan Dr, Tallahassee, FL, 32308
NA Southern Harvest Insurance 101 Talmadge Dr 101 Talmadge Dr, Moultrie, GA, 31768
Nationwide James R Williams 849 W Broad Ave, Albany, GA, 31701-2438
Travelers Maureen Oneal Insurance Inc 2709-1 KILLARNEY WAY, TALLHASSEEE, FL, 32309
Liberty Mutual Independent Pichard Insurance Agency 216 Office Plaza Drive, TALLAHASSEE, FL, 32301

Cost Of Homeowners Insurance By Street Near Cairo, GA

Streets in Cairo Area Homeowners Insurance Cost
Sterling Cir, Roberta St SW, 9th St SW, 7th Ave NE, Humble Ave SW, Wood Duck Ln, Wilcox Rd, 5th St NE, Keith Dr, 3rd St NE$883
Lewis Rd, 10th St NE, Hansell St SE, State Rte 111, Bold Springs Rd, 6th St SE, Braswell Cir, 9th St SW, 16th Ave NE, 13th Ave NW$858
1st Ave NE, Kerri Anne Dr, State Hwy 111, 1st St SE, Peace St, Wade Ln, Woodland Rd, Airport Rd, Park Blvd, 7th St NE$885
23rd St NE, Rest St SW, Wheeler Rd, Cochran St NW, Ridge Rd, Hickory Cir, Old Cannon Ford Rd NE, Bobwhite Ln, Slash Ave NE, 7th St SW$889
Oakland Dr, Hillcrest Dr NE, 15th St NW, Stewart Rd, Robertson Aly, Pineacre Dr NE, Oriac Ave, Perrys Rd, Tired Creek Blvd, 7th Ave NW$863

Cairo, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cairo$128 to $131
Grady County$130
Spence$127
Southeast Grady$142

Cairo, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Grady County, Georgia $130 $173 $260
Whigham CCD, Grady County, Georgia $131 $174 $261
Spence CCD, Grady County, Georgia $128 $170 $255

Cairo, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cairo, GA7.6%19.6%
Grady County7.37%20.61%
Whigham6.45%22.82%
Spence7.43%20.11%

Cairo Renters Insurance as a Percentage of Rent

Cairo Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 52 2.0% $827
$300 to $499 323 14.0% $1277
$500 to $749 900 40.0% $1952
$750 to $999 662 29.0% $2702
$1,000 to $1,499 230 10.0% $3827
$1,500 or more 37 1.0% $5477

Cairo, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Cairo Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,400$5,800
Net Savings to Cairo Home Owner from High Deductible Plan $600

Cairo, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cairo, GA Home Replacement Value MORE than Home Value Cairo, GA Home Replacement Value LESS than Home Value
Replacement Value $139,000 $99,500
Insurance Premium based on Replacement Value $675 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,500 Risk Exposure from Under Insuring Coverage is $19,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example Cairo Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualFarmers InsuranceGEICO Insurance
Monthly Premium 504062
Year Built 199019652008
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$125000-$150000$125000-$150000
Deductible $500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Cairo, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 270,000 Membrane Roof 3,930 5 $500 Deductible 860 9 Stone Siding No
2013 155,000 Metal Roof 1,920 3 $5000 to $10,000 Deductible 40 1 Fiber-Cement Siding yes
2011 195,000 Metal Roof 3,070 4 $500 Deductible 790 8 Brick siding No
2009 110,000 Asphalt Shingles Roof 1,770 4 $1000-$2500 Deductible 130 5 Fiber-Cement Siding yes
1998 185,000 Composition Roof 2,340 3 $500- $1000 Deductible 880 9 Vinyl siding yes
1993 230,000 Membrane Roof 3,670 5 $500- $1000 Deductible 980 12 Vinyl siding yes
2008 360,000 Tile Roof 4,400 5 $500 Deductible 190 1 Brick siding yes
2000 155,000 Composition Roof 2,110 5 $1000-$2500 Deductible 590 9 Brick siding No
2012 100,000 Metal Roof 1,360 3 $500- $1000 Deductible 340 9 Stucco siding yes
1993 235,000 Slate Shingles Roof 2,820 5 $2500-$5000 Deductible 660 9 Stucco siding yes
2009 190,000 Metal Roof 3,060 4 $1000-$2500 Deductible 240 3 Brick siding yes
1993 120,000 Composition Roof 2,060 4 $500 Deductible 310 6 Stucco siding No
1984 250,000 Wood Shake Roof 3,090 4 $1000-$2500 Deductible 1070 12 Wood siding yes
1962 180,000 Membrane Roof 3,130 5 $5000 to $10,000 Deductible 610 9 Wood siding yes
1980 145,000 Membrane Roof 2,160 4 $500- $1000 Deductible 80 2 Fiber-Cement Siding yes
1997 220,000 Shingles Roof 3,710 5 $500 Deductible 930 8 Fiber-Cement Siding No
1966 145,000 Asphalt Shingles Roof 2,090 4 $1000-$2500 Deductible 230 5 Stucco siding yes
2003 85,000 Membrane Roof 1,360 3 $500- $1000 Deductible 120 4 Brick siding yes
1966 235,000 Tile Roof 2,920 4 $500- $1000 Deductible 430 6 Brick siding yes
1967 305,000 Composition Roof 4,680 5 $500- $1000 Deductible 1380 12 Stone Siding yes
2013 335,000 Membrane Roof 4,230 5 > $10,000 Deductible 280 3 Vinyl siding No
2010 120,000 Membrane Roof 1,860 3 $2500-$5000 Deductible 330 9 Stone Siding yes
1964 135,000 Tile Roof 1,600 3 $500 Deductible 320 5 Stucco siding No
1994 160,000 Asphalt Shingles Roof 1,950 3 $500- $1000 Deductible 880 10 Brick siding No
1963 185,000 Composition Roof 2,680 4 $500- $1000 Deductible 760 9 Fiber-Cement Siding yes
2012 130,000 Metal Roof 1,900 3 $500- $1000 Deductible 470 8 Stucco siding No
1968 245,000 Metal Roof 3,960 5 $1000-$2500 Deductible 360 4 Brick siding No
1964 105,000 Composition Roof 1,770 4 $500- $1000 Deductible 100 2 Brick siding yes
2014 110,000 Metal Roof 1,810 3 $500- $1000 Deductible 280 8 Fiber-Cement Siding No
1980 95,000 Tile Roof 1,620 3 $500 Deductible 120 3 Stucco siding yes
2005 280,000 Tile Roof 3,990 5 $5000 to $10,000 Deductible 160 2 Fiber-Cement Siding yes
1960 150,000 Wood Shake Roof 1,930 5 $2500-$5000 Deductible 130 4 Wood siding No