Cahokia Insurance Rates:

Cahokia, IL homeowners insurance is nearly $607 to $824, about $50-$68/month. Our in depth analysis reveals consumers can save upto $286 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Aaa
The only thing I have been dissatisfied with was that there was an error that bumped the cost of my car insurance. However, when I called about it, they admitted the error and fixed it.
State Farm
The insurance policy offerings are fair and well articulated compared to other insurance providers.

Cahokia, IL Homeowners Insurance By Home Value

Cahokia, IL Home Value Total Homes % of Total Average Cahokia, IL Homeowners Insurance
Less than $50,000 888 32.0% $271
$50,000 to $59,999 237 8.0% $572
$60,000 to $69,999 473 17.0% $715
$70,000 to $79,999 415 15.0% $822
$80,000 to $89,999 122 4.0% $929
$90,000 to $99,999 177 6.0% $1043
$100,000 to $124,999 291 10.0% $1208
$125,000 to $149,999 61 2.0% $1508

Top Home Insurance Agents Near Cahokia, IL

Home Insurance Company Near Cahokia, IL Homeowners Insurance Agency Near Cahokia, IL Address
NA Nold Hamann Agency 201 N State St, Freeburg, IL, 62243
Travelers Ackermann Agency Inc 229 SOUTH MAIN, RED BUD, IL, 62278
State Farm Dane Huxel 9907 Gravois Rd, Saint Louis, MO, 63123-4261
Farmers Derek Bean 2705 Dougherty Ferry Rd, Saint Louis, MO, 63122
Allstate Lisa M. Clemente 110A Holloway Rd, Ballwin, MO, 63011

Cost Of Homeowners Insurance By Street Near Cahokia, IL

Streets in Cahokia Area Homeowners Insurance Cost
Little Ave, Schrader Rd, St B, Mousette Ave, Falling Springs Rd, Saint Christopher Ln, Otto St, Arthur St, Drexel Dr, E 5th St$729
Saint Raphael St, Omega Dr, Maplewood Ln, Kutz St, McCullough Ave, Doris Ave, Nadine St, Cooper Dr, Levee Rd, Kelling Dr$732
Judith St, Maynor Dr, Leonard Dr, W 6th St, I- 255, King Ct, Illinois St, Vector Rd, Saint Margaret Dr, Lee St$708
Annunciation Dr, Hoffman Estates Dr, Arras Dr, Upper Cahokia Rd, Donna Ave, Elm Ave, Hoock Ln, Garrison Ave, Calvin Blvd, 2nd St$731
St Herman St, Saint Michael Dr, Saint Lambert Dr, Mule Heights Dr, Saint Benedict Dr, Lazarcheff Dr, Ellen St, Saint Cletus Dr, Melvin Dr, Omni Dr$716

Cahokia, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cahokia$107 to $109
Centreville$107
Alorton$105
Sugar Loaf$109

Cahokia, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Centreville township, St. Clair County, Illinois $89 $119 $178
Sauget village, Illinois $90 $119 $179
Alorton village, Illinois $88 $117 $175

Cahokia, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cahokia, IL6.1%16.8%
Centreville5.99%16.41%
Sauget6.16%11.15%
Alorton8.03%20.83%

Cahokia Renters Insurance as a Percentage of Rent

Cahokia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 50 2.0% $1262
$500 to $749 744 36.0% $1937
$750 to $999 605 29.0% $2687
$1,000 to $1,499 584 28.0% $3812
$1,500 or more 36 1.0% $5462

Cahokia, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Cahokia Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,700$7,100
Net Savings to Cahokia Home Owner from High Deductible Plan $600

Cahokia, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cahokia, IL Home Replacement Value MORE than Home Value Cahokia, IL Home Replacement Value LESS than Home Value
Replacement Value $76,500 $57,500
Insurance Premium based on Replacement Value $425 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $9,500 Risk Exposure from Under Insuring Coverage is $9,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $50/year

Example Cahokia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAmica Mutual Insurance CompanyChubb Group of Insurance
Monthly Premium 234642
Year Built 198219921971
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $50000-$75000$125000-$150000$125000-$150000
Deductible $500 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Cahokia, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1997 80,000 Tile Roof 1,640 3 $2500-$5000 Deductible 230 7 Stucco siding yes
1989 155,000 Slate Shingles Roof 2,610 4 $1000-$2500 Deductible 550 9 Stone Siding No
1966 170,000 Wood Shake Roof 3,370 4 $500 Deductible 460 7 Wood siding yes
1990 115,000 Metal Roof 2,210 3 $1000-$2500 Deductible 40 1 Fiber-Cement Siding yes
1962 80,000 Composition Roof 1,460 3 $500- $1000 Deductible 70 3 Stone Siding yes
1968 165,000 Asphalt Shingles Roof 3,180 4 $5000 to $10,000 Deductible 270 5 Brick siding No
1961 125,000 Slate Shingles Roof 2,190 3 $1000-$2500 Deductible 330 9 Stucco siding yes
1996 140,000 Tile Roof 2,130 3 $2500-$5000 Deductible 500 12 Fiber-Cement Siding No
1960 60,000 Membrane Roof 1,310 3 $2500-$5000 Deductible 70 3 Stone Siding No
1962 110,000 Composition Roof 1,730 3 $500- $1000 Deductible 30 1 Vinyl siding yes
1978 100,000 Wood Shake Roof 2,220 4 $500 Deductible 300 7 Brick siding No
1985 105,000 Slate Shingles Roof 1,700 4 $2500-$5000 Deductible 370 10 Vinyl siding No
1984 105,000 Slate Shingles Roof 1,640 3 $500 Deductible 150 4 Brick siding yes
1978 110,000 Tile Roof 2,140 3 $500 Deductible 350 7 Fiber-Cement Siding yes
1995 115,000 Wood Shake Roof 2,340 4 $2500-$5000 Deductible 70 2 Stone Siding yes
1980 165,000 Shingles Roof 3,050 4 $500 Deductible 850 10 Wood siding No
1964 95,000 Asphalt Shingles Roof 1,630 4 $1000-$2500 Deductible 200 6 Vinyl siding No
1995 125,000 Wood Shake Roof 2,630 4 $500 Deductible 340 7 Wood siding yes
1976 175,000 Metal Roof 3,320 4 $5000 to $10,000 Deductible 370 10 Vinyl siding yes
1964 65,000 Metal Roof 1,230 3 $1000-$2500 Deductible 330 10 Brick siding yes
1999 185,000 Asphalt Shingles Roof 3,220 4 $2500-$5000 Deductible 150 3 Brick siding No
1998 95,000 Tile Roof 1,650 4 $2500-$5000 Deductible 60 2 Brick siding No
1965 90,000 Slate Shingles Roof 1,690 3 $500 Deductible 200 9 Brick siding yes
1996 140,000 Composition Roof 2,930 4 $500 Deductible 260 4 Fiber-Cement Siding No
1974 120,000 Shingles Roof 2,390 3 $500- $1000 Deductible 320 9 Stone Siding No
1997 75,000 Wood Shake Roof 1,640 3 $2500-$5000 Deductible 260 10 Fiber-Cement Siding yes
1980 165,000 Shingles Roof 3,400 4 $1000-$2500 Deductible 260 5 Stone Siding yes
1991 130,000 Composition Roof 2,660 4 $2500-$5000 Deductible 310 9 Vinyl siding yes
1977 145,000 Asphalt Shingles Roof 2,650 4 $500- $1000 Deductible 760 12 Wood siding yes
1967 165,000 Metal Roof 2,620 4 $1000-$2500 Deductible 540 9 Stucco siding yes
1965 115,000 Composition Roof 1,920 3 $2500-$5000 Deductible 270 8 Vinyl siding No
1996 115,000 Asphalt Shingles Roof 1,770 4 $2500-$5000 Deductible 40 1 Stone Siding No
1969 140,000 Composition Roof 2,400 4 $1000-$2500 Deductible 60 1 Stucco siding No
1965 105,000 Shingles Roof 2,020 3 $500- $1000 Deductible 350 9 Stucco siding yes