Caddo Mills Insurance Rates:

Caddo Mills, TX homeowners insurance is about $873 to $1,193, about $72-$99/month. Our detailed research shows customers can save as much as $413 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Caddo Mills, TX Homeowners Insurance By Home Value

Caddo Mills, TX Home Value Total Homes % of Total Average Caddo Mills, TX Homeowners Insurance
Less than $50,000 200 10.0% $206
$50,000 to $59,999 72 3.0% $434
$60,000 to $69,999 187 9.0% $537
$70,000 to $79,999 81 4.0% $620
$80,000 to $89,999 41 2.0% $703
$90,000 to $99,999 89 4.0% $785
$100,000 to $124,999 333 16.0% $909
$125,000 to $149,999 197 9.0% $1137
$150,000 to $174,999 336 17.0% $1344
$175,000 to $199,999 224 11.0% $1551
$200,000 to $249,999 104 5.0% $1871
$250,000 to $299,999 98 4.0% $2285

Top Home Insurance Agents Near Caddo Mills, TX

Home Insurance Company Near Caddo Mills, TX Homeowners Insurance Agency Near Caddo Mills, TX Address
NA Mercury Insurance Services Llc 7475 Skillman St C 102, Dallas, TX, 75231
NA The Huntington Group Llc 1605 Stoneoak Dr Mckinney, Plano, TX, 75070
State Farm Earl Gordon 7605 McCallum Blvd Ste 100, Dallas, TX, 75252-3020
Travelers Legacy Texas Ins Services Inc 707 E ARAPAHO RD STE 200, RICHARDSON, TX, 75081
Travelers Oldham & Assoc Inc 1333 W MCDERMOTT STE 150, ALLEN, TX, 75013

Cost Of Homeowners Insurance By Street Near Caddo Mills, TX

Streets in Caddo Mills Area Homeowners Insurance Cost
Co Rd 2748, Co Rd 2509, Co Rd 2745, Co Rd 2515, Jock Ewing Cir, Terri Ct, FM 36, Co Rd 2730, Co Rd 2632, Co Rd 1155$1,035
Cook, Co Rd 1123, Hillcrest Dr, Co Rd 1151, Trellis Way, Christi Ln, Co Rd 2646, Co Rd 1119, Co Rd 2626, Circle Dr$1,026
Co Rd 2604, Dixie St, Southfork Dr W, Pr 2741, Foster Cir, Co Rd 2507, Crestridge, Gilmer St, Northrock Rd, Pvt Rd 2743$1,039
N Rock Rd, Kaitlynn, Co Rd 2752, Co Rd 2726, Co Rd 2162, Lake Wood Ln, Co Rd 2628, Glenoaks Dr, Bent Tree Rd, Co Rd 2727$1,038
Sherwood, Co Rd 2742, Co Rd 2134, FM 1564, Brewster St, Happy Trl, Co Rd 2738, Pvt Rd 1171, Co Rd 2222, Pr 2671$1,037

Caddo Mills, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Caddo Mills$153 to $156
Josephine$154
Royse City$155
Farmersville$153

Caddo Mills, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Josephine city, Texas $129 $172 $258
Royse City city, Texas $130 $173 $259
Farmersville CCD, Collin County, Texas $128 $171 $256

Caddo Mills, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Caddo Mills, TX6.0%18.8%
Josephine6.04%15.1%
Royse City5.69%20.12%
Farmersville6.29%18.47%

Caddo Mills Renters Insurance as a Percentage of Rent

Caddo Mills Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 11 2.0% $350
$200 to $299 29 7.0% $800
$300 to $499 13 3.0% $1250
$500 to $749 160 39.0% $1925
$750 to $999 117 28.0% $2675
$1,000 to $1,499 76 18.0% $3800

Caddo Mills, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$4,300
Yearly Caddo Mills Homeowner Insurance Premium Example $1,400$900
Out of Pocket Expense During Claim$1,300$4,300
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,100$10,600
Net Savings to Caddo Mills Home Owner from High Deductible Plan $500

Caddo Mills, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Caddo Mills, TX Home Replacement Value MORE than Home Value Caddo Mills, TX Home Replacement Value LESS than Home Value
Replacement Value $162,000 $103,500
Insurance Premium based on Replacement Value $1,200 $775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,000 Risk Exposure from Under Insuring Coverage is $37,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $150/year

Example Caddo Mills Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAllstateLiberty Mutual
Monthly Premium 71202111
Year Built 201319831990
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$200000-$250000$125000-$150000
Deductible $1000-$2500 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Caddo Mills, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 150,000 Tile Roof 1,980 3 $1000-$2500 Deductible 170 2 Wood siding yes
2000 155,000 Composition Roof 2,380 5 $2500-$5000 Deductible 1110 10 Vinyl siding No
1984 240,000 Wood Shake Roof 2,840 4 > $10,000 Deductible 980 10 Fiber-Cement Siding No
2012 245,000 Tile Roof 2,770 4 $500- $1000 Deductible 1380 10 Stone Siding yes
1987 195,000 Metal Roof 2,260 3 $2500-$5000 Deductible 570 6 Stone Siding yes
2008 180,000 Asphalt Shingles Roof 2,570 5 $500 Deductible 500 3 Fiber-Cement Siding yes
2005 175,000 Metal Roof 2,230 4 $1000-$2500 Deductible 940 8 Vinyl siding No
2005 130,000 Composition Roof 1,830 3 $500 Deductible 800 12 Stucco siding yes
1986 135,000 Membrane Roof 1,780 4 $1000-$2500 Deductible 620 7 Brick siding No
1999 195,000 Shingles Roof 2,940 4 $2500-$5000 Deductible 1330 12 Brick siding No
1996 140,000 Slate Shingles Roof 1,520 5 $1000-$2500 Deductible 660 8 Stucco siding yes
2011 275,000 Slate Shingles Roof 3,800 5 $5000 to $10,000 Deductible 350 3 Stone Siding No
1997 185,000 Composition Roof 2,570 5 $5000 to $10,000 Deductible 790 9 Wood siding No
2006 265,000 Slate Shingles Roof 3,050 5 > $10,000 Deductible 810 7 Brick siding No
1995 385,000 Slate Shingles Roof 4,070 5 $500- $1000 Deductible 1900 10 Vinyl siding No
2012 425,000 Slate Shingles Roof 4,980 5 > $10,000 Deductible 430 2 Stone Siding No
1994 215,000 Composition Roof 3,080 4 $1000-$2500 Deductible 340 2 Vinyl siding No
2011 250,000 Shingles Roof 3,180 4 $500 Deductible 1090 6 Wood siding yes
2006 130,000 Membrane Roof 1,890 4 $500- $1000 Deductible 360 4 Vinyl siding yes
2005 120,000 Metal Roof 1,560 3 $1000-$2500 Deductible 410 8 Stone Siding No
1982 165,000 Tile Roof 1,770 5 $5000 to $10,000 Deductible 220 3 Stucco siding yes
1998 305,000 Metal Roof 3,380 4 $1000-$2500 Deductible 940 6 Wood siding yes
1992 175,000 Slate Shingles Roof 1,900 4 $500 Deductible 820 5 Stone Siding yes
2014 295,000 Membrane Roof 3,660 5 > $10,000 Deductible 820 8 Stone Siding No
2010 345,000 Composition Roof 4,830 5 $500- $1000 Deductible 300 2 Stone Siding yes
2014 145,000 Slate Shingles Roof 1,650 5 $500- $1000 Deductible 310 4 Vinyl siding No
2009 180,000 Shingles Roof 2,010 3 $5000 to $10,000 Deductible 520 4 Stone Siding No
1999 115,000 Slate Shingles Roof 1,660 3 $1000-$2500 Deductible 310 5 Vinyl siding No
1986 335,000 Metal Roof 4,340 5 $1000-$2500 Deductible 2480 9 Stucco siding yes
1996 285,000 Composition Roof 3,170 4 $5000 to $10,000 Deductible 270 3 Vinyl siding yes
2011 150,000 Shingles Roof 2,190 3 $500- $1000 Deductible 610 7 Brick siding yes