Butler Insurance Rates:

Butler, PA homeowners insurance is roughly $612 to $830, about $51-$69/month. Our extensive analysis reveals consumers can save as much as $288 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Butler, PA Homeowners Insurance By Home Value

Butler, PA Home Value Total Homes % of Total Average Butler, PA Homeowners Insurance
Less than $50,000 289 5.0% $115
$60,000 to $69,999 126 2.0% $310
$70,000 to $79,999 219 3.0% $360
$80,000 to $89,999 315 5.0% $410
$90,000 to $99,999 344 6.0% $454
$100,000 to $124,999 666 11.0% $526
$125,000 to $149,999 912 16.0% $663
$150,000 to $174,999 1,148 20.0% $785
$175,000 to $199,999 492 8.0% $908
$200,000 to $249,999 450 8.0% $1088
$250,000 to $299,999 357 6.0% $1333
$300,000 to $399,999 208 3.0% $1694

Top Home Insurance Agents Near Butler, PA

Home Insurance Company Near Butler, PA Homeowners Insurance Agency Near Butler, PA Address
Farmers Kyle Simmons 2009 Mackenzie Way Ste 320, Cranberry Twp, PA, 16066
Erie Medure Varrati Insurance Llc 101 S Main Street, Poland, OH, 44514
Farmers Rachelle Durkin 3722 Starrs Centre Dr, Canfield, OH, 44406
Nationwide Robert B Johnson 237A Broad St, New Bethlehem, PA, 16242-1001
Liberty Mutual Independent Watt Insurance Agency Inc 1509 4Th Ave Ford City, Ford City, PA, 16226

Cost Of Homeowners Insurance By Street Near Butler, PA

Streets in Butler Area Homeowners Insurance Cost
Fontana St, Wintergreen Dr, Woodlawn Rd, Deshon Ct, N Magnolia Dr, Barracks Rd, Overlook Rd, Penn Ave, Oakland Ave, N Chesapeake St$728
Beverly Way, Winterwood Dr, Malwood Dr, Bessemer Ave, Doral Dr, Plateau St, Campus Ln, Steelton Ave, Benbrook Pl, Dutchtown Rd$726
Preston Dr, Clayton Ave, Longview Dr, Maple Grove Dr, Zeigler Ave, Willow Wood Dr, Sarra Ln, Fairlane Dr, Limberg St, Autumn Dr$729
Cecelia Ave, Bean St, Scotland Ave, Pearl St, N Eberhart Rd, W Patterson Ave, S Benbrook Rd, Austin Ave, Beverly Rd, Colonial Ave$707
Moraine Pointe Plz, Grayrigg Dr, Amsterdam Rd, E Muntz Ave, Trottingwood Cir, Oakhurst Dr, Beech Rd, Hopewell Ave, Ritter Ave, Hindman Rd$732

Butler, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Butler$107 to $110
Homeacre-Lyndora$107
Meridian$109
Shanor-Northvue$110

Butler, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Homeacre-Lyndora CDP, Pennsylvania $107 $142 $213
Meridian CDP, Pennsylvania $109 $145 $218
Meadowood CDP, Pennsylvania $107 $143 $215

Butler, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Butler, PA4.9%13.4%
Homeacre-Lyndora5.03%13.97%
Meridian4.42%13.07%
Meadowood5.29%13.21%

Butler Renters Insurance as a Percentage of Rent

Butler Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 84 6.0% $342
$200 to $299 45 3.0% $792
$300 to $499 107 7.0% $1242
$500 to $749 574 42.0% $1917
$750 to $999 372 27.0% $2667
$1,000 to $1,499 151 11.0% $3792

Butler, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Butler Homeowner Insurance Premium Example $1,400$1,200
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,200$11,600
Net Savings to Butler Home Owner from High Deductible Plan $600

Butler, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Butler, PA Home Replacement Value MORE than Home Value Butler, PA Home Replacement Value LESS than Home Value
Replacement Value $163,000 $114,000
Insurance Premium based on Replacement Value $775 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $12,500 Risk Exposure from Under Insuring Coverage is $36,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $50/year

Example Butler Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceTravelersAmica Mutual Insurance Company
Monthly Premium 4993128
Year Built 197619881965
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$200000-$250000$400000-$500000
Deductible $5000 to $10,000 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Butler, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1966 345,000 Composition Roof 4,360 5 $1000-$2500 Deductible 1430 12 Stone Siding yes
1968 145,000 Composition Roof 1,800 3 $500 Deductible 100 2 Wood siding No
1977 265,000 Slate Shingles Roof 2,650 4 > $10,000 Deductible 360 7 Wood siding yes
1982 165,000 Composition Roof 1,600 4 $5000 to $10,000 Deductible 40 1 Stucco siding No
1952 100,000 Composition Roof 1,290 3 $1000-$2500 Deductible 420 12 Stucco siding No
1948 305,000 Metal Roof 3,210 4 $1000-$2500 Deductible 220 2 Vinyl siding yes
1984 310,000 Membrane Roof 3,240 5 > $10,000 Deductible 260 4 Fiber-Cement Siding No
1962 165,000 Metal Roof 1,840 3 $2500-$5000 Deductible 90 2 Stucco siding No
1973 180,000 Wood Shake Roof 2,290 3 $5000 to $10,000 Deductible 80 2 Fiber-Cement Siding yes
1961 260,000 Composition Roof 3,280 5 $5000 to $10,000 Deductible 670 10 Stucco siding No
1974 290,000 Shingles Roof 3,380 4 $500 Deductible 670 6 Stone Siding No
1955 125,000 Shingles Roof 1,640 4 $2500-$5000 Deductible 260 8 Brick siding yes
1979 150,000 Shingles Roof 2,080 5 $2500-$5000 Deductible 100 2 Wood siding yes
1976 145,000 Tile Roof 1,720 3 $2500-$5000 Deductible 350 10 Wood siding No