Butler Insurance Rates:

Butler, KY homeowners insurance is nearly $646 to $893, about $53-$74/month. Our complete research reveals consumers can save as much as $308 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Butler, KY Homeowners Insurance By Home Value

Butler, KY Home Value Total Homes % of Total Average Butler, KY Homeowners Insurance
Less than $50,000 255 13.0% $146
$50,000 to $59,999 86 4.0% $308
$60,000 to $69,999 71 3.0% $385
$70,000 to $79,999 149 7.0% $446
$80,000 to $89,999 92 4.0% $508
$90,000 to $99,999 35 1.0% $562
$100,000 to $124,999 233 12.0% $654
$125,000 to $149,999 229 12.0% $816
$150,000 to $174,999 191 10.0% $970
$175,000 to $199,999 147 7.0% $1116
$200,000 to $249,999 122 6.0% $1347
$250,000 to $299,999 98 5.0% $1647
$300,000 to $399,999 175 9.0% $2094

Top Home Insurance Agents Near Butler, KY

Home Insurance Company Near Butler, KY Homeowners Insurance Agency Near Butler, KY Address
NA Neff Insurance Agency, Inc. 1100 Eaton Ave, Hamilton, OH, 45013
NA Merklinger Insurance Agency 5341 Columbia Rd , Mason, OH, 45040
Liberty Mutual Independent Berry Insurance Group Inc 706 Indian Hill Rd Terrace Park, The Village of Indian Hill, OH, 45174
Travelers Todd D Tucker Agency Llc The 1544 WAYCROSS RD, FOREST PARK, OH, 45240
Liberty Mutual Independent Woodford Hill Thompson 500 MAIN ST, PARIS, KY, 40361

Cost Of Homeowners Insurance By Street Near Butler, KY

Streets in Butler Area Homeowners Insurance Cost
Hogg Ridge Rd, Hwy 10 N, Griess Dr, Braford St, Bridges Dr, Anderson Rd, Price Pike, Sundance Dr, Saw Mill Ln, Charles Dr$761
Mullins Rd, South St, Cr-1045, Cr-1307, Victory Ln, Hwy 17 N, Bell Rd, Straightshoot Rd, Bittersweet Way, Kandigwa Dr$771
Serenity Trl, River Rd, Crain Ln, Hwy 467, Short Ivor Rd, Fuqua Ln, Middleton Rd, Cr-1336, Summerfield Ln, Hwy 154$773
Ruber Rd, Moreland Ln, Fox Hunter Ln, Hwy 154 Access Rd, Overlook Ct, Cr-1071J, State Hwy 3149, Hideaway Dr, Brewer Rd, Champion Dr$775
Cs-2002, Colony Spr, White Oak Ln, Hog Ridge Rd, Shay Ln, State Hwy 154, Tate Ln, Butler Greenwood Rd, State Hwy 177 E, State Hwy 609$774

Butler, KY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Butler$114 to $116
Pendleton County$113
Grants Lick$119
Neville$100

Butler, KY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Pendleton County, Kentucky $95 $126 $189
Grants Lick CCD, Campbell County, Kentucky $99 $132 $198
Neville village, Ohio $84 $111 $167

Butler, KY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Butler, KY4.7%19.6%
Pendleton County5.38%19.71%
Grants Lick4.92%16.54%
Neville4.84%18.22%

Butler Renters Insurance as a Percentage of Rent

Butler Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 14 3.0% $343
$200 to $299 28 6.0% $793
$300 to $499 52 11.0% $1243
$500 to $749 230 51.0% $1918
$750 to $999 83 18.0% $2668
$1,000 to $1,499 37 8.0% $3793

Average Cost Of Home Insurance By Company In Areas Nearby Butler For Different Scenarios

Home value ($) Construction type Age of home Company premium ($)
125,000 Frame 29 years Encompass Indemnity Company 850
150,000 Brick Veneer 19 years Hamilton Mutual Insurance Company 703
250,000 Masonry 9 years Homesite Insurance Company 692
150,000 Brick Veneer 19 years Liberty Insurance Corporation 1,533
125,000 Frame 29 years Pharmacists Mutual Insurance Company 517
150,000 Brick Veneer 19 years Secura Insurance A Mutual Company 722
125,000 Frame 29 years Usaa Casualty Insurance Company 532
125,000 Frame 29 years Anchor Specialty Insurance Company 0
150,000 Brick Veneer 19 years Unitrin Auto And Home Insurance Company 743
150,000 Brick Veneer 19 years Westfield Insurance Company 418

Butler, KY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$3,100
Yearly Butler Homeowner Insurance Premium Example $2,300$1,900
Out of Pocket Expense During Claim$1,100$3,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $17,200$16,400
Net Savings to Butler Home Owner from High Deductible Plan $800

Butler, KY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Butler, KY Home Replacement Value MORE than Home Value Butler, KY Home Replacement Value LESS than Home Value
Replacement Value $142,500 $92,500
Insurance Premium based on Replacement Value $625 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,000 Risk Exposure from Under Insuring Coverage is $14,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $175/year

Example Butler Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAllstateFarmers Insurance
Monthly Premium 3797124
Year Built 201420081995
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$200000-$250000$400000-$500000
Deductible $500 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Butler, KY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2005 190,000 Metal Roof 2,210 3 $1000-$2500 Deductible 660 10 Vinyl siding No
2002 85,000 Composition Roof 1,220 3 $500- $1000 Deductible 30 1 Wood siding yes
2001 235,000 Asphalt Shingles Roof 2,450 5 > $10,000 Deductible 260 5 Stone Siding yes
2006 305,000 Tile Roof 3,170 4 $500- $1000 Deductible 270 3 Vinyl siding No
1949 345,000 Asphalt Shingles Roof 4,280 5 > $10,000 Deductible 760 7 Stucco siding yes
1983 180,000 Shingles Roof 1,890 4 $500 Deductible 740 12 Vinyl siding yes
1999 180,000 Tile Roof 2,600 4 $2500-$5000 Deductible 480 8 Stone Siding yes
2000 160,000 Shingles Roof 1,870 3 $500 Deductible 780 10 Stucco siding yes
1981 255,000 Slate Shingles Roof 3,330 5 $1000-$2500 Deductible 90 1 Stucco siding yes
1943 120,000 Shingles Roof 1,580 3 $1000-$2500 Deductible 160 4 Stone Siding No
1984 130,000 Asphalt Shingles Roof 1,790 4 $1000-$2500 Deductible 220 5 Fiber-Cement Siding yes
1946 270,000 Composition Roof 3,800 5 $2500-$5000 Deductible 300 4 Stucco siding yes
1980 155,000 Wood Shake Roof 1,910 4 $1000-$2500 Deductible 50 1 Fiber-Cement Siding No
2002 400,000 Metal Roof 4,120 5 $5000 to $10,000 Deductible 370 4 Brick siding No
1986 140,000 Wood Shake Roof 1,760 4 $500 Deductible 430 6 Stucco siding No
1980 125,000 Slate Shingles Roof 1,810 4 $500 Deductible 350 9 Stucco siding yes
1994 355,000 Membrane Roof 4,370 5 > $10,000 Deductible 660 10 Stucco siding yes
2010 265,000 Shingles Roof 3,180 5 $5000 to $10,000 Deductible 740 8 Stucco siding yes
1988 440,000 Tile Roof 4,910 5 $500 Deductible 1920 9 Stone Siding No
1949 130,000 Membrane Roof 1,720 5 $2500-$5000 Deductible 470 10 Stone Siding yes
1998 200,000 Shingles Roof 2,660 5 $1000-$2500 Deductible 640 7 Stucco siding yes
2003 165,000 Shingles Roof 2,060 5 $500 Deductible 220 4 Brick siding yes
1992 120,000 Tile Roof 1,580 3 $2500-$5000 Deductible 60 2 Stucco siding No
1994 105,000 Tile Roof 1,360 3 $500 Deductible 360 8 Wood siding No
2009 120,000 Tile Roof 1,720 3 $500 Deductible 510 10 Brick siding yes
1997 285,000 Tile Roof 3,260 4 $500- $1000 Deductible 910 9 Stucco siding yes
2006 270,000 Asphalt Shingles Roof 3,250 4 $500 Deductible 700 6 Brick siding yes
2012 170,000 Membrane Roof 1,840 5 $5000 to $10,000 Deductible 150 3 Vinyl siding yes
2008 265,000 Composition Roof 3,000 4 $5000 to $10,000 Deductible 770 9 Wood siding No
2013 160,000 Membrane Roof 2,390 3 $500 Deductible 70 1 Stone Siding yes
1996 135,000 Asphalt Shingles Roof 1,870 3 $1000-$2500 Deductible 450 9 Stone Siding No