Burnsville Insurance Rates:

Burnsville, MN homeowners insurance is roughly $886 to $1,203, about $73-$100/month. Our in depth research indicates shoppers can save upto $417 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
The company so far has been good. In explaining their services, what is covered and what is not covered, what are their prices and the reason their prices are such.
Allstate
Overall, I am satisfied. I believe one of the most important things is communication and customer service, which this company does a wonderful job with. Thus, I am satisfied. I would recommend this company to anyone because I have had such a positive experience.
Allstate
Allstate cares about their customers, and shows that in so many ways, like great discounts and timely claim service, if it is needed. i am also impressed with the low prices that they have on the cost of their policies. when i compared, allstate beat the rates of the competition tremendously. i always want a good deal
State Farm
I've never had a conversation with my insurance agent about my possible needs. state farm seems content to collect the premiums and send me some paperwork twice a year.
American Family
I very much appreciate my company's local agent since she is always available to answer questions or make policy changes since she is very good at customer service.
American General
I like that they are very easy to work with and are always trying to find ways to help us save money on our policy.
State Farm
The local office is extremely slow, not reliable (weird office hours - only one person working there). Sometimes they end up doing things backward.

Burnsville, MN Homeowners Insurance By Home Value

Burnsville, MN Home Value Total Homes % of Total Average Burnsville, MN Homeowners Insurance
Less than $50,000 905 5.0% $114
$80,000 to $89,999 217 1.0% $396
$100,000 to $124,999 714 4.0% $522
$125,000 to $149,999 902 5.0% $647
$150,000 to $174,999 1,579 10.0% $762
$175,000 to $199,999 1,916 12.0% $887
$200,000 to $249,999 4,006 25.0% $1064
$250,000 to $299,999 3,083 19.0% $1305
$300,000 to $399,999 1,651 10.0% $1659

Top Home Insurance Agents Near Burnsville, MN

Home Insurance Company Near Burnsville, MN Homeowners Insurance Agency Near Burnsville, MN Address
Farmers Donald "Don" Schmillen 14555 S ROBERT TRL STE 105, Rosemount, MN, 55068
State Farm Mark Lundstrom 312 Main Ave, Gaylord, MN, 55334-2295
State Farm Sarah Debruin 2216 County Road D W Ste F, Saint Paul, MN, 55112-8505
Travelers The Banks Agency Inc 1440 S MAIN, ZUMBROTA, MN, 55992
Farmers Yanelis Jinete Old West Main St Ste 2345, Red Wing, MN, 55066

Cost Of Homeowners Insurance By Street Near Burnsville, MN

Streets in Burnsville Area Homeowners Insurance Cost
Knoll Ln, E 122nd St, 27th Pl, Riverwood Cir, Manor Dr, Allen Dr, Keller Lake Rd, High Dr, Crystal Dr W, Hayes Ct$1,045
E Burnsville Pkwy, Summit Shores Dr, 116th St E, Pheasant Run, E 138th St, 115th St E, Executive Blvd, Forest Cir, Crestridge Dr, E 125th St$1,061
E 130th St, Joseph St, Boulder Ln, Whiterock Rd, Windemere Way, Beard Ave S, 140th St, N Frontage Rd, Villaburne Ct W, Garrison Ct$1,041
Prescott Ct, Woodhill Rd, Burngarten Dr, Morgan Ave S, Southpointe Curve, Wildflower Rd, Brown Ln, Sunset Lake Cir, London Dr, Chicago Ave$1,047
Boulder Way, Sequoia Ct, Echo Dr, E 138th St, 33rd Ave, Co Rd 7, Lewis Ct, Lac Lavon Dr, Walnut Dr, Myrtle Dr$1,052

Burnsville, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Burnsville$156 to $159
Apple Valley$157
Savage$160
Lakeville$159

Burnsville, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Apple Valley city, Minnesota $157 $209 $314
Savage city, Minnesota $160 $213 $320
Bloomington city, Minnesota $158 $210 $315

Burnsville, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Burnsville, MN5.3%15.9%
Apple Valley5.12%16.67%
Savage4.55%16.94%
Bloomington5.14%16.51%

Burnsville Renters Insurance as a Percentage of Rent

Burnsville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 160 2.0% $327
$200 to $299 134 1.0% $777
$300 to $499 287 3.0% $1227
$500 to $749 1,050 13.0% $1902
$750 to $999 2,992 38.0% $2652
$1,000 to $1,499 2,483 31.0% $3777
$1,500 or more 764 9.0% $5427

Burnsville, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$3,700
Yearly Burnsville Homeowner Insurance Premium Example $1,600$1,000
Out of Pocket Expense During Claim$700$3,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,500$11,700
Net Savings to Burnsville Home Owner from High Deductible Plan $1,800

Burnsville, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Burnsville, MN Home Replacement Value MORE than Home Value Burnsville, MN Home Replacement Value LESS than Home Value
Replacement Value $280,500 $178,000
Insurance Premium based on Replacement Value $1,800 $1,150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $50,000 Risk Exposure from Under Insuring Coverage is $52,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $300/year

Example Burnsville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAmerican Family InsuranceAmica Mutual Insurance Company
Monthly Premium 75159211
Year Built 199719722000
Home Details 2 Beds, 1 Baths5 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $175000-$200000$250000-$300000$300000-$350000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Burnsville, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2009 475,000 Tile Roof 3,720 5 $1000-$2500 Deductible 1380 5 Fiber-Cement Siding No
1995 225,000 Metal Roof 1,600 3 $500 Deductible 700 4 Stone Siding No
1979 225,000 Composition Roof 2,190 3 $500- $1000 Deductible 580 5 Stucco siding yes
1977 170,000 Slate Shingles Roof 1,470 2 $500 Deductible 730 6 Wood siding yes
1979 205,000 Composition Roof 2,080 3 $500- $1000 Deductible 370 3 Stucco siding No
2004 255,000 Wood Shake Roof 2,220 5 $2500-$5000 Deductible 300 2 Stone Siding No
2000 150,000 Wood Shake Roof 1,520 3 $5000 to $10,000 Deductible 660 10 Brick siding yes
1970 175,000 Tile Roof 1,700 3 $1000-$2500 Deductible 1300 9 Vinyl siding yes
2002 195,000 Composition Roof 1,530 2 $500 Deductible 550 5 Fiber-Cement Siding yes
1986 220,000 Metal Roof 1,640 4 $1000-$2500 Deductible 710 7 Stucco siding yes
1997 225,000 Wood Shake Roof 2,130 5 $500- $1000 Deductible 1060 8 Wood siding yes
2001 325,000 Composition Roof 3,050 5 > $10,000 Deductible 1430 10 Wood siding No
2006 190,000 Wood Shake Roof 1,410 3 $500 Deductible 110 1 Fiber-Cement Siding yes
1973 600,000 Tile Roof 4,670 5 > $10,000 Deductible 1410 9 Fiber-Cement Siding yes
1982 340,000 Wood Shake Roof 3,290 4 $500- $1000 Deductible 1350 8 Vinyl siding No
2001 180,000 Shingles Roof 1,670 3 $500- $1000 Deductible 120 1 Stone Siding No
1974 520,000 Slate Shingles Roof 3,870 5 $5000 to $10,000 Deductible 1590 8 Stucco siding yes
1994 100,000 Membrane Roof 1,010 2 $500- $1000 Deductible 820 12 Stone Siding No
1993 220,000 Asphalt Shingles Roof 1,580 2 $2500-$5000 Deductible 780 7 Vinyl siding yes
2004 130,000 Shingles Roof 1,140 2 $2500-$5000 Deductible 70 1 Stucco siding yes
1999 410,000 Tile Roof 3,200 4 $1000-$2500 Deductible 1710 8 Stone Siding No
1996 270,000 Asphalt Shingles Roof 2,070 4 > $10,000 Deductible 910 8 Wood siding No
1972 200,000 Metal Roof 1,530 2 > $10,000 Deductible 140 2 Brick siding No
1978 480,000 Tile Roof 4,810 5 $2500-$5000 Deductible 850 6 Brick siding No
2004 380,000 Membrane Roof 3,080 4 $500- $1000 Deductible 2770 12 Stone Siding yes