Burnside Insurance Rates:

Burnside, KY homeowners insurance is about $622 to $852, about $51-$71/month. Our extensive guide shows customers can save upto $294 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Burnside, KY Homeowners Insurance By Home Value

Burnside, KY Home Value Total Homes % of Total Average Burnside, KY Homeowners Insurance
Less than $50,000 711 35.0% $265
$50,000 to $59,999 172 8.0% $552
$60,000 to $69,999 152 7.0% $685
$70,000 to $79,999 122 6.0% $795
$80,000 to $89,999 86 4.0% $899
$90,000 to $99,999 104 5.0% $1009
$100,000 to $124,999 187 9.0% $1164
$125,000 to $149,999 79 3.0% $1459
$150,000 to $174,999 180 8.0% $1724
$175,000 to $199,999 57 2.0% $1989
$200,000 to $249,999 101 4.0% $2395
$250,000 to $299,999 41 2.0% $2933
$300,000 to $399,999 29 1.0% $3721

Top Home Insurance Agents Near Burnside, KY

Home Insurance Company Near Burnside, KY Homeowners Insurance Agency Near Burnside, KY Address
NA Cumberland Insurance Group -- Jamestown 1007 Old Hwy 127 S. , Jamestown, TN, 38556
State Farm Jb Pitman Jr 430 Ogden St Ste 4, Somerset, KY, 42501-1794
Travelers Mathis Insurance Agency Inc 1340 S HWY 27 STE A, SOMERSET, KY, 42501
Allstate Reynolds Ins Agy 631 Chestnut Street, Berea, KY, 40403
State Farm Tom Shelton 1260 S Highway 25 W, Williamsburg, KY, 40769-1690

Cost Of Homeowners Insurance By Street Near Burnside, KY

Streets in Burnside Area Homeowners Insurance Cost
McDowell Rd, Mulberry Dr, Old Waitsboro Xing, White Oak Rd, Valentour Rd, Cr-1281T, Old Decker Rd, Neely Rd, Fins and Feathers Rd, Cr-1275U$735
Lewis Bray Ct, Ridge Crest Rd, Spruce St, Caney Branch Rd, Perkins Dr, State Hwy 90, John Hyden Rd, Lisa Ln, N Lake Dr, Marty Cir$737
Stoney Ln, Ridgeview Ln, Coal Hill Rd, Cr-1894, Wolf Gap Retreat, Beech Dr, Jennings Ln, E Antioch Ave, Enchanted Mtn Trl, Slagle Ln$740
Old US Hwy 27 Loop 4, Eads Rd, State Hwy 90, Cave Springs Rd, Bonnie Blue Ln, Woodson Cove Dr, Harl Dr, Tucker Rd, Cub Pl, Cedar Ln$752
Whippoorwill Ln, Paddock Ln, Jacksboro Rd, Sloans Valley Cir, Gatewood Dr, Cr-1367U, Second Jasper Rd, Dogwood Dr, Shelton Ln, Boat Storage Rd$727

Burnside, KY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Burnside$109 to $111
Parkers Lake$109
Ferguson$112
Somerset$114

Burnside, KY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Parkers Lake CCD, McCreary County, Kentucky $110 $146 $219
Ferguson city, Kentucky $113 $150 $225
Mount Victory CCD, Pulaski County, Kentucky $109 $145 $218

Burnside, KY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Burnside, KY6.9%24.1%
Parkers Lake7.37%25.49%
Ferguson7.75%20.63%
Mount Victory8.18%21.54%

Burnside Renters Insurance as a Percentage of Rent

Burnside Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 130 37.0% $1260
$500 to $749 162 46.0% $1935
$750 to $999 57 16.0% $2685

Average Cost Of Home Insurance By Company In Areas Nearby Burnside For Different Scenarios

Home value ($) Construction type Age of home Company premium ($)
125,000 Frame 29 years American Family Home Insurance Company 0
150,000 Brick Veneer 19 years American National Property And Casualty Company 909
250,000 Masonry 9 years Great Northern Insurance Company 1,003
125,000 Frame 29 years State Auto Property & Casualty Insurance Company 908
250,000 Masonry 9 years Twin City Fire Insurance Company 1,847
250,000 Masonry 9 years Underwriters At Lloyd's London 1,079
250,000 Masonry 9 years Allstate Property & Casualty Insurance Company 1,581
250,000 Masonry 9 years American Bankers Insurance Company Of Florida 3,871
125,000 Frame 29 years First American Property & Casualty Insurance Company 0
250,000 Masonry 9 years Qbe Insurance Corporation 1,543

Burnside, KY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Burnside Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,400$4,800
Net Savings to Burnside Home Owner from High Deductible Plan $600

Burnside, KY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Burnside, KY Home Replacement Value MORE than Home Value Burnside, KY Home Replacement Value LESS than Home Value
Replacement Value $110,000 $80,000
Insurance Premium based on Replacement Value $600 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,000 Risk Exposure from Under Insuring Coverage is $15,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Burnside Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceTravelersChubb Group of Insurance
Monthly Premium 2334101
Year Built 200119841994
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $50000-$75000$100000-$125000$200000-$250000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Burnside, KY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 125,000 Asphalt Shingles Roof 1,970 3 $1000-$2500 Deductible 260 6 Fiber-Cement Siding yes
1980 90,000 Slate Shingles Roof 1,440 2 $500- $1000 Deductible 320 9 Fiber-Cement Siding yes
1992 120,000 Slate Shingles Roof 2,080 4 $500- $1000 Deductible 330 6 Stone Siding yes
2004 75,000 Membrane Roof 1,650 2 $500- $1000 Deductible 140 4 Fiber-Cement Siding yes
1989 200,000 Wood Shake Roof 2,960 4 $1000-$2500 Deductible 570 9 Fiber-Cement Siding No
2013 130,000 Slate Shingles Roof 1,900 3 $1000-$2500 Deductible 130 3 Stone Siding No
2011 135,000 Wood Shake Roof 2,480 4 $1000-$2500 Deductible 380 9 Stone Siding yes
1990 80,000 Asphalt Shingles Roof 1,680 2 $500 Deductible 120 4 Stucco siding yes
2010 115,000 Asphalt Shingles Roof 1,860 3 $500- $1000 Deductible 560 12 Stone Siding No
1982 150,000 Composition Roof 3,080 4 $500- $1000 Deductible 230 4 Stucco siding yes
1992 80,000 Asphalt Shingles Roof 1,370 2 $2500-$5000 Deductible 310 10 Stucco siding No
2002 165,000 Composition Roof 3,090 4 $500- $1000 Deductible 410 7 Wood siding yes
2010 115,000 Composition Roof 2,400 3 $500- $1000 Deductible 420 10 Wood siding yes
1995 105,000 Slate Shingles Roof 1,670 3 $500- $1000 Deductible 80 2 Stucco siding yes
2012 195,000 Tile Roof 3,180 4 $500 Deductible 470 6 Wood siding No
2004 55,000 Membrane Roof 1,140 2 $2500-$5000 Deductible 210 10 Stucco siding yes
2000 205,000 Asphalt Shingles Roof 3,100 4 $5000 to $10,000 Deductible 440 10 Stucco siding No
1991 185,000 Metal Roof 2,890 4 $2500-$5000 Deductible 510 9 Vinyl siding yes
1996 85,000 Membrane Roof 1,780 4 $1000-$2500 Deductible 80 3 Wood siding yes
1994 90,000 Composition Roof 1,630 3 $2500-$5000 Deductible 230 10 Brick siding No
1988 105,000 Membrane Roof 1,540 2 $500 Deductible 340 9 Vinyl siding yes
2012 75,000 Shingles Roof 1,080 2 $2500-$5000 Deductible 50 2 Wood siding No
2012 95,000 Composition Roof 1,780 3 $500 Deductible 300 8 Stone Siding No
1987 125,000 Wood Shake Roof 2,060 3 $2500-$5000 Deductible 470 10 Brick siding No
1987 60,000 Shingles Roof 1,160 2 $500 Deductible 10 1 Stone Siding No
2014 110,000 Wood Shake Roof 1,730 2 $2500-$5000 Deductible 480 12 Wood siding yes
2013 75,000 Membrane Roof 1,620 2 $2500-$5000 Deductible 150 7 Brick siding yes
2000 100,000 Metal Roof 1,920 3 $500- $1000 Deductible 610 12 Fiber-Cement Siding yes
1994 140,000 Slate Shingles Roof 2,170 3 $2500-$5000 Deductible 350 12 Stone Siding yes
2014 145,000 Tile Roof 3,060 4 $2500-$5000 Deductible 450 9 Wood siding No
2002 120,000 Membrane Roof 1,810 3 $500 Deductible 200 4 Vinyl siding No
1997 70,000 Slate Shingles Roof 1,120 2 $1000-$2500 Deductible 20 1 Fiber-Cement Siding No
2005 60,000 Wood Shake Roof 930 2 $500- $1000 Deductible 270 10 Fiber-Cement Siding yes
1995 80,000 Wood Shake Roof 1,260 2 $500- $1000 Deductible 110 5 Vinyl siding No