Burlington Insurance Rates:

Burlington, VT homeowners insurance is approximately $628 to $852, about $52-$71/month. Our exhaustive guide shows customers can save as much as $296 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Concord Group Insurance
The other thing i don't like is that i don't feel a close connection with them and i wonder if my home is valued at what it is worth. they do not contact me or reach out in any way, i just pay my annual bill and that is the only communication i have with them. the personal touch and customer service is lacking."
State Farm
Their customer service is always up to par, and the reps are very friendly. to be completely honest, at this point, i don’t see myself ever leaving this company.
Union Mutual
I supposedly had replacement insurance. the company, however, took off depreciation from the items that had been stolen, so that the amount they paid me was not nearly enough to replace the items.
Allstate
All State has great customer service and offers the lowest bundle package I can find. They will call me back quickly with answers to my questions
State Farm
I like the fact that I can track my driving habits with my app. There are times when you do not pay attention to breaking habits etc, which can save you money down the line.
All State
Our agent is very good about reaching out to us with any changes to the plan. When we get a new vehicle it is easy to just call them an email over the info to get things added to the policy
Travelers
I've only contacted them for billing info - I've never had a claim. The few times I've contacted them, they've been prompt and courteous.

Burlington, VT Homeowners Insurance By Home Value

Burlington, VT Home Value Total Homes % of Total Average Burlington, VT Homeowners Insurance
Less than $50,000 125 2.0% $66
$100,000 to $124,999 112 1.0% $310
$125,000 to $149,999 114 2.0% $384
$150,000 to $174,999 418 7.0% $458
$175,000 to $199,999 604 10.0% $532
$200,000 to $249,999 1,698 30.0% $636
$250,000 to $299,999 1,242 22.0% $784
$300,000 to $399,999 1,231 21.0% $991

Top Home Insurance Agents Near Burlington, VT

Home Insurance Company Near Burlington, VT Homeowners Insurance Agency Near Burlington, VT Address
Liberty Mutual Independent Essex Agency Inc 2 Railroad St , Essex Junction, VT, 5452
Travelers Kinney Pike Insurance Inc 42 MEADOW LANE, RANDOLPH, VT, 5068
Liberty Mutual Independent Mccrillis & Eldredge Ins Inc 2 PARK ST, BRANDON, VT, 5733
Travelers Rowell Insuring Agency 323 TOM MILLER RD, PLATTSBURGH, NY, 12901
Allstate Walter Hausermann 18A Maple St, Essex Junction, VT, 5452

Cost Of Homeowners Insurance By Street Near Burlington, VT

Streets in Burlington Area Homeowners Insurance Cost
Glenwood Ln, Forest St, Southcrest Dr, Brookes Ave, Ave A, Westminster Dr, Riverside Ave, Ferguson Ave, Lake Forest Rd, Loomis St$755
Latham Ct, Starr Farm Rd, Leddy Park Rd, Ethan Allen Pkwy, Crescent Beach Dr, Intervale Rd, Germain St, Crowley St, Hardy Ave, King Street Dock$736
Saint Paul St, Barley Rd, Linden Ter, N Prospect St, Berry St, Caroline St, Kingsland Ter, Tower Ter, Cherry Ln, Meridian St$804
Crescent Rd, Fairmount St, Sky Dr, Faith St, East Ave, S Champlain St, Hildred Dr, Cedar St, Myrtle St, Center St$729
Laurel Ct, Pomeroy St, Spring St, Grant St, S Meadow Dr, Vesthaven Dr, Flynn Ave, Harrington Ter, Tracy Dr, S Cove Rd$750

Burlington, VT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Burlington$110 to $113
Winooski$108
Colchester$110
South Burlington$111

Burlington, VT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Winooski city, Vermont $109 $145 $218
Colchester town, Chittenden County, Vermont $110 $147 $221
South Burlington city, Vermont $111 $148 $222

Burlington, VT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Burlington, VT3.5%8.4%
Winooski3.9%9.51%
Colchester3.49%9.51%
South Burlington3.22%8.4%

Burlington Renters Insurance as a Percentage of Rent

Burlington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 121 1.0% $332
$200 to $299 621 6.0% $782
$300 to $499 676 6.0% $1232
$500 to $749 1,165 12.0% $1907
$750 to $999 2,534 26.0% $2657
$1,000 to $1,499 2,851 29.0% $3782
$1,500 or more 1,693 17.0% $5432

Burlington, VT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$4,200
Yearly Burlington Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$1,200$4,200
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $13,100$12,600
Net Savings to Burlington Home Owner from High Deductible Plan $500

Burlington, VT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Burlington, VT Home Replacement Value MORE than Home Value Burlington, VT Home Replacement Value LESS than Home Value
Replacement Value $397,500 $270,500
Insurance Premium based on Replacement Value $2,075 $1,400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $63,500 Risk Exposure from Under Insuring Coverage is $63,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $325/year

Example Burlington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceAmica Mutual Insurance Company
Monthly Premium 3877224
Year Built 194719621979
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$250000-$300000$500000-$600000
Deductible $1000-$2500 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Burlington, VT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1989 120,000 Shingles Roof 1,070 2 $1000-$2500 Deductible 380 9 Stone Siding yes
1987 230,000 Metal Roof 1,570 2 $1000-$2500 Deductible 780 8 Fiber-Cement Siding yes
1987 540,000 Tile Roof 3,950 5 $500- $1000 Deductible 1190 5 Fiber-Cement Siding No
1946 445,000 Composition Roof 2,900 5 $500 Deductible 640 4 Stone Siding yes
1978 120,000 Membrane Roof 1,070 2 $500 Deductible 320 7 Wood siding No
1972 195,000 Tile Roof 1,530 3 $500 Deductible 910 12 Stucco siding No
1971 420,000 Asphalt Shingles Roof 3,350 5 $2500-$5000 Deductible 1450 12 Wood siding yes
1970 260,000 Slate Shingles Roof 1,590 5 $5000 to $10,000 Deductible 770 9 Stucco siding No
1968 465,000 Slate Shingles Roof 3,780 5 $1000-$2500 Deductible 1710 10 Brick siding yes
1980 165,000 Wood Shake Roof 1,370 2 $500- $1000 Deductible 400 6 Stone Siding yes
1968 375,000 Shingles Roof 3,010 5 > $10,000 Deductible 980 12 Stucco siding yes
1989 505,000 Tile Roof 3,960 5 > $10,000 Deductible 100 1 Wood siding yes
1968 430,000 Tile Roof 2,970 5 $500 Deductible 780 5 Stucco siding yes
1948 335,000 Metal Roof 2,350 3 $5000 to $10,000 Deductible 910 9 Vinyl siding yes
1970 185,000 Tile Roof 1,600 5 $500 Deductible 280 6 Vinyl siding yes
1966 230,000 Metal Roof 1,970 5 > $10,000 Deductible 200 6 Stucco siding No
1982 140,000 Wood Shake Roof 1,260 2 $500- $1000 Deductible 690 9 Stone Siding No
1944 450,000 Metal Roof 2,860 4 $2500-$5000 Deductible 120 1 Wood siding No
1983 335,000 Shingles Roof 2,770 4 $1000-$2500 Deductible 240 2 Stucco siding No