Buford Insurance Rates:

Buford, GA homeowners insurance is approximately $763 to $1,043, about $63-$86/month. Our comprehensive guide indicates shoppers can save upto $361 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Buford, GA Homeowners Insurance By Home Value

Buford, GA Home Value Total Homes % of Total Average Buford, GA Homeowners Insurance
Less than $50,000 274 12.0% $126
$60,000 to $69,999 42 1.0% $343
$70,000 to $79,999 58 2.0% $397
$80,000 to $89,999 31 1.0% $451
$90,000 to $99,999 67 3.0% $496
$100,000 to $124,999 241 10.0% $577
$125,000 to $149,999 155 7.0% $722
$150,000 to $174,999 343 15.0% $857
$175,000 to $199,999 215 9.0% $993
$200,000 to $249,999 317 14.0% $1191
$250,000 to $299,999 202 9.0% $1462
$300,000 to $399,999 246 11.0% $1860

Top Home Insurance Agents Near Buford, GA

Home Insurance Company Near Buford, GA Homeowners Insurance Agency Near Buford, GA Address
Travelers Advantage Insurers Inc 691 Historic Highway 441 691 Historic Highway 441 , Demorest, GA, 30535
Allstate Joe Glancy 3950 Cobb Pkwy Nw Ste 405, Acworth, GA, 30101
Liberty Mutual Philippa Bawa 2530 Sever Road Ste 360, Lawrenceville, GA, 30043
State Farm Rick Mottern 1610 Ridnr Pkwy NW Ste 104, Kennesaw, GA, 30152-4486
Travelers The Herring Agency Inc 5251 Lake Dr, Acworth, GA, 30101

Cost Of Homeowners Insurance By Street Near Buford, GA

Streets in Buford Area Homeowners Insurance Cost
Mathias Way NE, Hutchins St, Pucketts Mill Rd, Preseve Bluff Dr NE, Fox Run Trl, Robert Bell Pkwy, Creek Trace Ct, Shad Burn Ferry Dr, Sparkling Cove Dr, Vernon Ct$903
Fifth St, Chatham View Dr, Cloud St, Sudderth Rd NE, Milltown Ct, Austin Garner Rd, S Waterworks Rd, Camp Branch Rd NE, Rolling Creek Dr, Stonehedge Ct NE$894
Princeton Oaks Dr, William St, Lake Russell Ct NE, Chancery Mill, Dejohns Way NE, City Hall Rd, Creekrun Cir NE, Castleberry Dr, Gold St, Oak St$940
Lost Mill Ln, Kentwater Ln, S Water Works Rd NE, Dexters Mill Pl, S Lee St, Brooksedge Way NE, Falls Branch Ct NE, Avalon Creek Rd, Hickory Hills Dr, Golden Spring Dr$934
Lost Oak Dr, Rowe St, S Church St NE, W Moreno St, Poplar Reserve Way NE, Macy Lee Ct, Saint Kennedy Ln, Asheville Dr, Ivy Mill Dr, Windchase Dr$930

Buford, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Buford$134 to $136
Rest Haven$131
Buford-Sugar Hill$137
Sugar Hill$135

Buford, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Rest Haven town, Georgia $131 $175 $263
Buford-Sugar Hill CCD, Gwinnett County, Georgia $137 $183 $275
Sugar Hill city, Georgia $136 $181 $272

Buford, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Buford, GA5.2%16.5%
Rest Haven8.26%11.24%
Buford-Sugar Hill4.49%15.71%
Sugar Hill4.79%16.05%

Buford Renters Insurance as a Percentage of Rent

Buford Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 63 4.0% $804
$300 to $499 82 5.0% $1254
$500 to $749 409 26.0% $1929
$750 to $999 481 30.0% $2679
$1,000 to $1,499 414 26.0% $3804
$1,500 or more 115 7.0% $5454

Average Cost Of Home Insurance By Company In Areas Nearby Buford For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$200,000 frame American Family Insurance Company $693.00 $624.00 $561.00
$250,000 veneer Buckeye State Mutual Insurance Company N/A $1284.00 $969.00
$100,000 veneer California Casualty Indemnity Exchange $583 $519 $443
$400,000 veneer Electric Insurance Company $1912 $1702 $1377
$200,000 frame Esurance Insurance Company N/A N/A N/A
$400,000 veneer Georgia Farm Bureau Casualty Insurance Company $2852 $2729 $2460
$75,000 veneer Liberty Insurance Corporation N/A $732 $666
$100,000 frame Safeco Insurance Company Of Indiana $829 $770 $697
$75,000 veneer The Armed Forces Insurance Corporation $278 $251 $214
$250,000 veneer Trumbull Insurance Company $2467 $2385 $2238

Buford, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Buford Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,300$6,700
Net Savings to Buford Home Owner from High Deductible Plan $600

Buford, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Buford, GA Home Replacement Value MORE than Home Value Buford, GA Home Replacement Value LESS than Home Value
Replacement Value $203,000 $137,500
Insurance Premium based on Replacement Value $950 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,500 Risk Exposure from Under Insuring Coverage is $43,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $100/year

Example Buford Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceTravelersAmerican Family Insurance
Monthly Premium 159146101
Year Built 198120122008
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $300000-$350000$350000-$400000$350000-$400000
Deductible $500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Buford, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 210,000 Composition Roof 2,030 3 > $10,000 Deductible 230 4 Stone Siding No
2002 405,000 Composition Roof 3,990 5 $1000-$2500 Deductible 410 4 Vinyl siding No
1990 155,000 Tile Roof 1,910 3 $1000-$2500 Deductible 140 3 Wood siding No
2002 235,000 Metal Roof 2,490 4 $500- $1000 Deductible 60 1 Vinyl siding No
1991 320,000 Slate Shingles Roof 3,090 4 $2500-$5000 Deductible 250 3 Stone Siding No
2010 260,000 Wood Shake Roof 2,320 3 $1000-$2500 Deductible 740 7 Stone Siding No
1993 210,000 Metal Roof 1,980 4 $2500-$5000 Deductible 230 4 Wood siding yes
1980 190,000 Asphalt Shingles Roof 2,280 5 $500 Deductible 310 5 Fiber-Cement Siding yes
2014 250,000 Metal Roof 2,180 5 $500 Deductible 150 2 Fiber-Cement Siding yes
1995 215,000 Wood Shake Roof 2,170 3 $500 Deductible 210 2 Vinyl siding No
2012 230,000 Composition Roof 2,020 4 $500 Deductible 740 7 Stone Siding yes
2001 240,000 Composition Roof 2,360 4 $2500-$5000 Deductible 320 4 Stone Siding yes
1987 165,000 Shingles Roof 1,830 3 $500- $1000 Deductible 480 9 Wood siding yes
2010 205,000 Metal Roof 1,720 3 > $10,000 Deductible 250 5 Stucco siding No
2005 270,000 Slate Shingles Roof 3,190 5 > $10,000 Deductible 350 5 Wood siding No
1994 160,000 Tile Roof 1,760 4 $1000-$2500 Deductible 280 4 Stucco siding No
2000 380,000 Asphalt Shingles Roof 4,100 5 $2500-$5000 Deductible 1850 12 Stone Siding yes
2010 330,000 Metal Roof 2,910 4 $1000-$2500 Deductible 1100 7 Brick siding No
2013 240,000 Metal Roof 2,070 4 $500 Deductible 130 1 Stucco siding yes
1982 160,000 Metal Roof 1,760 3 $1000-$2500 Deductible 310 5 Stucco siding yes
1999 210,000 Asphalt Shingles Roof 1,810 5 $500 Deductible 740 7 Stucco siding yes
2012 360,000 Composition Roof 3,110 5 > $10,000 Deductible 340 5 Stucco siding yes
1986 195,000 Asphalt Shingles Roof 1,860 4 $2500-$5000 Deductible 480 7 Stucco siding No
2013 255,000 Shingles Roof 2,490 5 $500 Deductible 1080 12 Brick siding yes
2007 240,000 Tile Roof 2,390 4 > $10,000 Deductible 80 2 Wood siding No
2014 540,000 Slate Shingles Roof 4,680 5 > $10,000 Deductible 200 2 Stone Siding No
1986 155,000 Asphalt Shingles Roof 1,900 5 $500 Deductible 270 3 Stucco siding yes
2007 255,000 Asphalt Shingles Roof 2,990 5 $1000-$2500 Deductible 500 6 Vinyl siding No
2007 210,000 Tile Roof 1,890 4 $1000-$2500 Deductible 80 1 Wood siding yes
2002 320,000 Slate Shingles Roof 3,660 5 > $10,000 Deductible 470 6 Wood siding yes
2003 185,000 Composition Roof 1,860 3 $5000 to $10,000 Deductible 360 7 Fiber-Cement Siding yes