Buffalo Insurance Rates:

Buffalo, TX homeowners insurance is approximately $849 to $1,159, about $70-$96/month. Our all inclusive analysis shows customers can save as much as $402 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Buffalo, TX Homeowners Insurance By Home Value

Buffalo, TX Home Value Total Homes % of Total Average Buffalo, TX Homeowners Insurance
Less than $50,000 495 34.0% $341
$50,000 to $59,999 113 7.0% $723
$60,000 to $69,999 106 7.0% $894
$70,000 to $79,999 102 7.0% $1035
$80,000 to $89,999 154 10.0% $1175
$90,000 to $99,999 45 3.0% $1316
$100,000 to $124,999 143 10.0% $1517
$125,000 to $149,999 32 2.0% $1899
$150,000 to $174,999 111 7.0% $2251
$200,000 to $249,999 18 1.0% $3125
$250,000 to $299,999 62 4.0% $3819
$300,000 to $399,999 27 1.0% $4844

Top Home Insurance Agents Near Buffalo, TX

Home Insurance Company Near Buffalo, TX Homeowners Insurance Agency Near Buffalo, TX Address
Farmers Debra Mccann 105 Acr 145, Palestine, TX, 75801
State Farm Karen Thomas 144 Humphreys St, Buffalo, TX, 75831-7555
NA Fbc Insurance Agency, Inc. 600 E. Hwy 79 , Franklin, TX, 77856
NA Randy Ellis Insurance Agency 112 W St Marys, Centerville, TX, 75833
NA Eagle Insurance Services 218 S. Hall St., Fairfield, TX, 75840

Cost Of Homeowners Insurance By Street Near Buffalo, TX

Streets in Buffalo Area Homeowners Insurance Cost
Co Rd 240, Co Rd 246, Merrywether Ln, Co Rd 272, Pvt Rd 2180, Co Rd 2491, Co Rd 282, Co Rd 325, Sand Banks Rd, Golden Acres$1,003
Co Rd 329, Co Rd 334, I- 45 Feeder N, Bickers St, High St, Robinson Rd, Co Rd 2371, Vicki St, Post Oak Rd, Red Oak$997
Donie Rd, Robinson Ave, I-45 Feeder N, Stacy Rd, Brown Chapel Rd, Rd 2130, Hill, Stevens Cemetery Rd, Lcr 344 E, Co Rd 252$1,003
E Broad St, Co Rd 219, Co Rd 2861, Co Rd323, Redbud St, Dashiel St, Co Rd 2421, White St, Granger St, W Co Rd 212$1,000
N Avant St, Co Rd 339, Co Rd 214, Boyd St, Kennard St, Brown St, Chatham St, E Commerce St, S Robinson Ave, Walnut Ln$1,005

Buffalo, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Buffalo$149 to $151
Jewett$148
Leon County$152
Centerville$153

Buffalo, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Jewett city, Texas $149 $198 $297
Leon County, Texas $152 $202 $303
Centerville CCD, Leon County, Texas $153 $204 $306

Buffalo, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Buffalo, TX8.3%20.1%
Jewett8.68%23.44%
Leon County7.48%21.72%
Centerville6.85%22.11%

Buffalo Renters Insurance as a Percentage of Rent

Buffalo Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 16 5.0% $360
$200 to $299 29 9.0% $810
$300 to $499 56 18.0% $1260
$500 to $749 131 43.0% $1935
$750 to $999 48 15.0% $2685
$1,000 to $1,499 22 7.0% $3810

Buffalo, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Buffalo Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,900$7,300
Net Savings to Buffalo Home Owner from High Deductible Plan $600

Buffalo, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Buffalo, TX Home Replacement Value MORE than Home Value Buffalo, TX Home Replacement Value LESS than Home Value
Replacement Value $90,000 $51,500
Insurance Premium based on Replacement Value $925 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,000 Risk Exposure from Under Insuring Coverage is $19,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $200/year

Example Buffalo Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceUSAA groupState Farm
Monthly Premium 1138963
Year Built 201420031998
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $150000-$175000$125000-$150000$75000-$100000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Buffalo, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2000 155,000 Asphalt Shingles Roof 2,230 5 $500 Deductible 140 1 Fiber-Cement Siding No
1992 100,000 Shingles Roof 1,650 4 $2500-$5000 Deductible 220 4 Wood siding yes
1990 110,000 Metal Roof 1,940 4 $1000-$2500 Deductible 670 7 Brick siding yes
1999 120,000 Wood Shake Roof 2,350 3 $2500-$5000 Deductible 820 9 Vinyl siding yes
2013 90,000 Wood Shake Roof 1,840 4 $500- $1000 Deductible 150 3 Fiber-Cement Siding yes
1987 130,000 Asphalt Shingles Roof 2,110 5 $1000-$2500 Deductible 380 6 Brick siding yes
2002 100,000 Asphalt Shingles Roof 1,450 3 $500- $1000 Deductible 450 7 Brick siding No
2010 150,000 Composition Roof 2,350 3 $500 Deductible 340 3 Stucco siding yes
2005 105,000 Slate Shingles Roof 1,730 5 $500- $1000 Deductible 460 5 Stucco siding No
1997 190,000 Metal Roof 2,710 4 $500 Deductible 1510 9 Wood siding yes
1992 110,000 Metal Roof 2,230 4 $2500-$5000 Deductible 660 8 Stucco siding yes
2013 105,000 Wood Shake Roof 1,640 5 $1000-$2500 Deductible 290 5 Stone Siding No
1986 140,000 Metal Roof 2,350 4 $500- $1000 Deductible 1190 10 Stone Siding yes
1990 155,000 Tile Roof 2,460 5 $500- $1000 Deductible 950 9 Stone Siding No
2010 190,000 Slate Shingles Roof 3,220 5 $5000 to $10,000 Deductible 130 1 Brick siding No
2010 240,000 Metal Roof 4,570 5 $2500-$5000 Deductible 1410 9 Stucco siding No
1999 190,000 Membrane Roof 3,290 4 $5000 to $10,000 Deductible 70 1 Stucco siding yes
1990 160,000 Wood Shake Roof 2,620 4 $500- $1000 Deductible 410 3 Stone Siding No
2012 170,000 Slate Shingles Roof 2,990 4 $5000 to $10,000 Deductible 760 7 Fiber-Cement Siding yes
1995 165,000 Slate Shingles Roof 2,370 3 $2500-$5000 Deductible 620 6 Wood siding No
2002 110,000 Composition Roof 1,940 5 $2500-$5000 Deductible 620 12 Brick siding No
2006 165,000 Asphalt Shingles Roof 2,620 4 $5000 to $10,000 Deductible 190 2 Stucco siding No
2010 255,000 Metal Roof 4,140 5 $500- $1000 Deductible 1100 6 Vinyl siding No
2013 190,000 Wood Shake Roof 2,890 5 $1000-$2500 Deductible 420 4 Stucco siding yes
1995 170,000 Asphalt Shingles Roof 3,130 5 $5000 to $10,000 Deductible 840 12 Vinyl siding yes
2013 110,000 Wood Shake Roof 2,200 5 $500 Deductible 240 4 Wood siding yes
2008 130,000 Tile Roof 2,060 3 $500- $1000 Deductible 580 5 Fiber-Cement Siding No
1983 145,000 Slate Shingles Roof 2,690 4 $1000-$2500 Deductible 150 2 Brick siding No
1993 170,000 Composition Roof 2,700 4 $500 Deductible 220 2 Vinyl siding yes
1980 95,000 Shingles Roof 1,390 3 $500- $1000 Deductible 310 6 Brick siding No
1984 135,000 Metal Roof 2,360 4 $500 Deductible 1070 9 Wood siding yes
1983 80,000 Slate Shingles Roof 1,630 4 $500 Deductible 340 7 Brick siding yes