How Much Does Buffalo, NY Home Insurance Cost?
Buffalo, NY Average Homeowners Insurance Cost
$1,350.24
Homeowners Insurance Cost - Buffalo, NY
$77,800
Median Home Value - Buffalo, NY
Buffalo, NY Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$16.2 | $1,334.04 |
| $1000 Deductible | -$143.4 | $1,206.84 |
| $1500 Deductible | -$214.15 | $1,136.09 |
| $2000 Deductible | -$318.93 | $1,031.31 |
| $2500 Deductible | -$380.77 | $969.47 |
Buffalo, NY Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$392 | $959 |
| 30 year old | +$20 | $1,370 |
| 40 year old | +$35 | $1,385 |
| 50 year old | +$51 | $1,402 |
| Above 50 year old | +$65 | $1,415 |
Buffalo, NY Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$149 | $1,202 |
| Superior | -$135 | $1,215 |
| Masonry | -$68 | $1,283 |
| Brick | -$68 | $1,283 |
| Hail Resistant Roof | -$41 | $1,310 |
Buffalo, NY Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$27 | $1,377 |
| Swimming Pool With A Diving Board | +$68 | $1,418 |
| Swimming Pool With Slide | +$81 | $1,431 |
Buffalo, NY Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $41 | $1,310 |
| Police Department | $14 | $1,337 |
Buffalo, NY Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$567.1008 | $1,917 |
| Filing a Second Liability Claim | +$513.0912 | $1,863 |
| Filing a Second Theft Claim | +$513.0912 | $1,863 |
| Filing a Second Water Claim | +$445.5792 | $1,796 |
| Filing a Fire Claim | +$270.048 | $1,620 |
| Filing a Liability Claim | +$256.5456 | $1,607 |
| Filing a Theft Claim | +$256.5456 | $1,607 |
| Filing a Water Claim | +$216.0384 | $1,566 |
| Filing a Weather Claim | +$216.0384 | $1,566 |