How To Make Your Buffalo, NY Home Insurance Cheaper
Buffalo, NY, homeowners insurance is about $1350. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Buffalo, NY Home Insurance Rates with the Erie County Average
| Place | Erie County Average: $706.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Buffalo, NY | $1,350.24 | 644.24 | 0.91 | 261,955 | 77,800 |
Cost of Buffalo, NY Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Erie County | 139,900 | 1,106 | $627 |
| Lancaster | 176,300 | 4,648 | $701 |
| Aurora | 201,100 | 12,559 | $772 |
| Holland | 149,400 | 17,646 | $643 |
Homeowners Insurance Comparison for the Cheapest Premiums in Buffalo, NY
| Nationwide | Universal Property & Casualty Insurance Company | Encompass Insurance | |
| Median Home Value ($) | 77,800 | 77,800 | 77,800 |
| Age of Home | Year 50 Old | Newly Constructed Home | Year 40 Old |
| Home Coverage ($) | $1500,000 -$2000,000 | $1000,000 -$1499,999 | $1500,000 -$2000,000 |
| Total Premium ($) | $17,808.0 | $11,104.8 | $17,204.3 |
Cost of Buffalo, NY Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| The Hartford | 2000 | $175,000-$199,999 | 2,475.7 |
| Travelers | 2500 | $1000,000-$1499,999 | 10,120.8 |
| State Farm | 2500 | $400,000-$499,999 | 6,209.1 |
| AAA | 1000 | $1000,000-$1499,999 | 13,072.7 |
| MetLife | 1000 | $300,000-$399,999 | 6,539.9 |
| Westfield Insurance | 500 | $400,000-$499,999 | 8,365.0 |
| Esurance | 1500 | $1000,000-$1499,999 | 12,369.9 |
| Horace Mann Educators Corporation | 500 | $200,000-$249,999 | 3,232.4 |
| Erie Insurance | 2000 | $500,000-$749,999 | 9,051.4 |
| Safeco Insurance | 1500 | $500,000-$749,999 | 9,713.7 |