Buffalo Insurance Rates:

Buffalo, MN homeowners insurance is nearly $864 to $1,177, about $72-$98/month. Our all inclusive research indicates shoppers can save as much as $408 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Buffalo, MN Homeowners Insurance By Home Value

Buffalo, MN Home Value Total Homes % of Total Average Buffalo, MN Homeowners Insurance
Less than $50,000 307 7.0% $142
$90,000 to $99,999 105 2.0% $540
$100,000 to $124,999 431 11.0% $632
$125,000 to $149,999 442 11.0% $785
$150,000 to $174,999 698 17.0% $928
$175,000 to $199,999 479 12.0% $1071
$200,000 to $249,999 790 20.0% $1295
$250,000 to $299,999 378 9.0% $1581
$300,000 to $399,999 260 6.0% $2009

Top Home Insurance Agents Near Buffalo, MN

Home Insurance Company Near Buffalo, MN Homeowners Insurance Agency Near Buffalo, MN Address
State Farm Andy Lamarucciola 2297 Stillwater Rd E, Saint Paul, MN, 55119-3854
Allstate Dan Speegle 14033 Commerce Ave NE, Prior Lake, MN, 55372
Liberty Mutual Graham Gunderson 701 Xenia Ave. S Ste 400, Minneapolis, MN, 55416
Farmers Mark Kelley Aai Cpcu 6409 City West Pkwy Ste 101, Eden Prairie, MN, 55344
Farmers William Meyers 8646 Eagle Creek Cir Ste 209, Savage, MN, 55378

Cost Of Homeowners Insurance By Street Near Buffalo, MN

Streets in Buffalo Area Homeowners Insurance Cost
Oak Ave N, 13th St NE, Crofoot Ave NW, Dillon Ave NW, 87th St NW, Moland Ave N, 15th St S, 4th Ave S, Iris Ln, Chestnut St NW$1,047
Maple Ave, Ames Ave NW, 17th St S, 33rd St SE, SE 36th St, 7th Ave S, 25th St NW, 70th St NW, 73rd St NW, 7th Street Ct NW$1,050
Ebersole Ave SE, Dague Ave NE, Highland Ln, State Hwy 55 NE, 28th St NW, Ross Ln, Bluebird Ln, 1st St W, Haug Ave SE, Sunny Hill Rd$1,050
Maple Ln, Douglas Dr, Woodhill Dr, Donnelly Dr NW, Congress St E, Woods Cir, Co Rd 37 NW, Rattvik Cir, Juniper Ln, Park Ave$1,013
5th Ave NW, Clementa Ave NW, Biscayne Ln, Farmington Ave NE, Lakeview Pkwy, Meadowood Dr, Sakenda Rd, Gabler Ave SE, State Hwy 55 NW, 6th Ave NE$1,049

Buffalo, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Buffalo$152 to $155
Chatham$166
Wright County$155
Maple Lake$163

Buffalo, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Chatham township, Wright County, Minnesota $138 $184 $276
Wright County, Minnesota $129 $172 $258
Maple Lake township, Wright County, Minnesota $136 $181 $272

Buffalo, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Buffalo, MN5.2%18.1%
Chatham4.42%15.61%
Wright County5.09%18.16%
Maple Lake4.97%18.96%

Buffalo Renters Insurance as a Percentage of Rent

Buffalo Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 42 2.0% $336
$200 to $299 38 2.0% $786
$300 to $499 142 8.0% $1236
$500 to $749 361 22.0% $1911
$750 to $999 496 30.0% $2661
$1,000 to $1,499 369 22.0% $3786
$1,500 or more 174 10.0% $5436

Buffalo, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Buffalo Homeowner Insurance Premium Example $2,600$2,400
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $22,100$21,500
Net Savings to Buffalo Home Owner from High Deductible Plan $600

Buffalo, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Buffalo, MN Home Replacement Value MORE than Home Value Buffalo, MN Home Replacement Value LESS than Home Value
Replacement Value $214,500 $148,000
Insurance Premium based on Replacement Value $1,925 $1,325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,000 Risk Exposure from Under Insuring Coverage is $38,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $250/year

Example Buffalo Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmica Mutual Insurance CompanyChubb Group of Insurance
Monthly Premium 5987290
Year Built 200719991948
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$200000-$250000$500000-$600000
Deductible $5000 to $10,000 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Buffalo, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1941 150,000 Membrane Roof 1,550 3 $5000 to $10,000 Deductible 210 3 Wood siding No
2001 160,000 Membrane Roof 1,720 4 $1000-$2500 Deductible 830 7 Fiber-Cement Siding yes
1987 200,000 Tile Roof 1,800 3 $500 Deductible 1080 8 Wood siding No
1947 220,000 Asphalt Shingles Roof 1,980 3 $500 Deductible 1400 10 Brick siding yes
2010 155,000 Membrane Roof 1,440 3 $500 Deductible 960 10 Stone Siding No
1981 355,000 Slate Shingles Roof 3,220 5 $500 Deductible 1000 4 Wood siding yes
1981 290,000 Slate Shingles Roof 2,790 5 $1000-$2500 Deductible 160 1 Vinyl siding yes
2014 190,000 Metal Roof 2,180 3 $500- $1000 Deductible 1220 10 Stucco siding No
1943 125,000 Shingles Roof 1,230 3 $500- $1000 Deductible 430 7 Fiber-Cement Siding No
1941 145,000 Metal Roof 1,470 3 $2500-$5000 Deductible 730 9 Wood siding No
2013 160,000 Asphalt Shingles Roof 1,620 3 $500- $1000 Deductible 1080 12 Vinyl siding No
2002 220,000 Asphalt Shingles Roof 1,820 3 $500- $1000 Deductible 1320 8 Brick siding yes
2011 120,000 Shingles Roof 1,380 3 $1000-$2500 Deductible 50 1 Wood siding yes