Buffalo Grove Insurance Rates:

Buffalo Grove, IL homeowners insurance is approximately $707 to $962, about $58-$80/month. Our comprehensive guide reveals consumers can save as much as $333 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Liberty Mutual
Additionally, liberty mutual's customer service is helpful without being overbearing. when we had a claim four years ago, my agent was prompt, helpful, and was even able to save me more money by asking additional questions that i wasn't expecting.
State Farm
Another thing i like about them is they are responsive to any claims or questions you may have if you call the office. the big network they have makes getting in touch with someone easy.
Aaa
Very low deductible compared to how much the repair costs will be, this will keep families on a month to month plan longer
Erie Insurance
I think my insurance company offers the best prices around. I'm always sending people to check out their prices. You get a lot of coverage for your money. They really can't be beaten. They offer very competitive pricing compared to other major insurance carriers around.
Aaa
I have liked each and everything they offer. Starting from their insurance process, lodging a complaint/claim; claim process and settlement of the claim.
Farmer's Insurance
I like that the company has good coverage and I feel protected at all times. The company is also very helpful when it comes to customer service.
State Farm
I have not had to file a claim since being with this company so the process has been pretty painless so far.
Metlife
There aren't any dislikes as of today. My agent doesn't mind me calling and asking questions.
State Farm
Their website is easy to navigate and does not dumb things down too much. This might be frivolous, but I like the clean layout too. I like the app because I can pull up my proof of insurance for my car insurance right in the app.
Nationwide
They have been prompt to answer all claims questions. They are courteous on the phone and their system to talk to an agent is easy to use. There is rarely a long wait time and their help line has good hours of availability.

Buffalo Grove, IL Homeowners Insurance By Home Value

Buffalo Grove, IL Home Value Total Homes % of Total Average Buffalo Grove, IL Homeowners Insurance
Less than $50,000 223 2.0% $58
$80,000 to $89,999 135 1.0% $225
$90,000 to $99,999 107 1.0% $250
$100,000 to $124,999 402 4.0% $283
$125,000 to $149,999 493 5.0% $358
$150,000 to $174,999 715 7.0% $425
$175,000 to $199,999 699 7.0% $492
$200,000 to $249,999 1,516 15.0% $592
$250,000 to $299,999 1,774 18.0% $725
$300,000 to $399,999 3,380 35.0% $925

Top Home Insurance Agents Near Buffalo Grove, IL

Home Insurance Company Near Buffalo Grove, IL Homeowners Insurance Agency Near Buffalo Grove, IL Address
Travelers Ds&P Insurance Services Inc 1900 E GOLF RD STE 650, SCHAUMBURG, IL, 60173
Farmers Mark Baker Lutcf 2300 Plainfield Rd, Crest Hill, IL, 60403
Allstate Scott Newling 332 E Kenilworth Ave, Villa Park, IL, 60181
Travelers Volkman Insurance Agency Inc 161 S LINCOLNWAY STE 206, NORTH AURORA, IL, 60542
State Farm Willie Swims 145 W Roosevelt Rd, West Chicago, IL, 60185-3765

Cost Of Homeowners Insurance By Street Near Buffalo Grove, IL

Streets in Buffalo Grove Area Homeowners Insurance Cost
Whippletree Rd, Easton Ct, Bernard Dr, Fox Run Dr, Hansom Dr, Dorset Ct, Macarthur Dr, Scanlon Dr, Old Post Dr, Ashton Ct$760
Dundee Pkwy, W Shure Dr, Oak Creek Dr, Huntington Ln, Cedar Run Dr, Timberhill Rd, Palmgren Ct, Trace Dr, Deerpath Ct, Drae Ct$754
Vernon Ln, Brittany Dr, Timber Hill Rd, Daniels Ct, Rose Ct W, Old Arlington Heights Rd, Carriage Hill Rd, Eton Ct, Tilbury Ln, Shore Ct$802
N Old Arlington Heights Rd, E Beechwood Ct, Schaefer Rd, Brandon Pl, Camden Ct, W Meade Ln, W Whitehall Dr, W Partridge Ct, Radcliffe Rd, Glengary Ln$827
W Newport Ln, Old Arlington Ct, S Greenwood Ct, E Burning Tree Ct, Williamsburg Ct, Greenview Ln, Melinda Ln, Hadley Ct, N Buffalo Grove Rd, Buckboard Dr$757

Buffalo Grove, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Buffalo Grove$124 to $127
Vernon$130
Lincolnshire$140
Long Grove$153

Buffalo Grove, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Vernon township, Lake County, Illinois $130 $173 $260
Lincolnshire village, Illinois $140 $187 $281
Long Grove village, Illinois $154 $205 $308

Buffalo Grove, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Buffalo Grove, IL3.0%8.5%
Vernon2.7%7.23%
Lincolnshire2.22%7.82%
Long Grove2.14%8.54%

Buffalo Grove Renters Insurance as a Percentage of Rent

Buffalo Grove Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 30 1.0% $300
$200 to $299 61 2.0% $750
$300 to $499 76 2.0% $1200
$500 to $749 85 2.0% $1875
$750 to $999 459 16.0% $2625
$1,000 to $1,499 1,271 44.0% $3750
$1,500 or more 877 30.0% $5400

Buffalo Grove, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly Buffalo Grove Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,400$10,400
Net Savings to Buffalo Grove Home Owner from High Deductible Plan $1,000

Buffalo Grove, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Buffalo Grove, IL Home Replacement Value MORE than Home Value Buffalo Grove, IL Home Replacement Value LESS than Home Value
Replacement Value $265,000 $159,000
Insurance Premium based on Replacement Value $1,450 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $62,000 Risk Exposure from Under Insuring Coverage is $44,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $350/year

Example Buffalo Grove Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceChubb Group of InsuranceAmica Mutual Insurance Company
Monthly Premium 6915685
Year Built 198320061973
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$350000-$400000$300000-$350000
Deductible $5000 to $10,000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Buffalo Grove, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 290,000 Composition Roof 1,710 2 $500 Deductible 300 3 Stone Siding yes
1993 435,000 Metal Roof 2,350 5 $500 Deductible 2380 12 Brick siding yes
2001 360,000 Asphalt Shingles Roof 2,230 3 $2500-$5000 Deductible 1030 10 Stucco siding No
1988 450,000 Tile Roof 2,350 5 $2500-$5000 Deductible 1380 8 Stone Siding yes
1996 430,000 Tile Roof 2,970 4 $500 Deductible 1650 10 Brick siding No
1971 300,000 Shingles Roof 1,700 2 > $10,000 Deductible 840 12 Fiber-Cement Siding yes
2003 425,000 Metal Roof 2,610 4 > $10,000 Deductible 840 12 Fiber-Cement Siding yes
1978 585,000 Metal Roof 3,020 4 > $10,000 Deductible 1430 10 Stone Siding yes
1970 400,000 Metal Roof 2,080 3 $2500-$5000 Deductible 1140 12 Stone Siding No
1999 280,000 Shingles Roof 1,770 3 $5000 to $10,000 Deductible 360 7 Wood siding yes
1999 240,000 Shingles Roof 1,230 2 $500 Deductible 460 6 Fiber-Cement Siding yes
1977 355,000 Composition Roof 2,060 5 $500 Deductible 370 4 Stone Siding No
2003 300,000 Asphalt Shingles Roof 1,810 3 $500- $1000 Deductible 110 1 Fiber-Cement Siding No
1994 235,000 Shingles Roof 1,370 2 $1000-$2500 Deductible 740 8 Stucco siding yes
1985 465,000 Membrane Roof 2,650 5 $1000-$2500 Deductible 1580 8 Wood siding yes
1984 210,000 Composition Roof 1,440 2 $1000-$2500 Deductible 510 7 Vinyl siding No
2001 415,000 Membrane Roof 2,400 4 $500 Deductible 990 6 Stucco siding No
1982 310,000 Slate Shingles Roof 1,970 3 $1000-$2500 Deductible 880 9 Brick siding No
2005 255,000 Membrane Roof 1,790 2 $5000 to $10,000 Deductible 650 8 Vinyl siding yes
2005 190,000 Tile Roof 1,490 2 $2500-$5000 Deductible 50 1 Wood siding No
2004 190,000 Wood Shake Roof 1,270 3 $5000 to $10,000 Deductible 340 9 Vinyl siding No
1970 510,000 Shingles Roof 3,890 5 $5000 to $10,000 Deductible 230 2 Stone Siding yes
1973 190,000 Wood Shake Roof 1,080 2 $5000 to $10,000 Deductible 280 6 Brick siding yes
1970 460,000 Tile Roof 2,500 5 $500 Deductible 1230 7 Stone Siding yes
1974 260,000 Metal Roof 1,750 2 $500- $1000 Deductible 610 7 Brick siding yes
1977 190,000 Wood Shake Roof 1,320 2 $500 Deductible 230 3 Brick siding No
1979 855,000 Wood Shake Roof 4,610 5 $2500-$5000 Deductible 1520 6 Stucco siding yes
1989 370,000 Wood Shake Roof 2,370 4 $2500-$5000 Deductible 230 2 Wood siding No
1991 390,000 Tile Roof 2,720 4 $2500-$5000 Deductible 570 5 Stucco siding yes
1979 320,000 Slate Shingles Roof 1,790 3 $2500-$5000 Deductible 130 1 Brick siding yes
1998 380,000 Tile Roof 2,300 3 $500 Deductible 200 1 Brick siding No
1980 305,000 Slate Shingles Roof 1,840 4 $500- $1000 Deductible 550 8 Stone Siding No