Buena Vista Insurance Rates:

Buena Vista, VA homeowners insurance is nearly $596 to $813, about $49-$67/month. Our all inclusive guide indicates shoppers can save upto $281 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Buena Vista, VA Homeowners Insurance By Home Value

Buena Vista, VA Home Value Total Homes % of Total Average Buena Vista, VA Homeowners Insurance
Less than $50,000 181 10.0% $140
$50,000 to $59,999 106 6.0% $302
$60,000 to $69,999 105 5.0% $373
$70,000 to $79,999 113 6.0% $429
$80,000 to $89,999 107 6.0% $492
$90,000 to $99,999 74 4.0% $549
$100,000 to $124,999 265 15.0% $633
$125,000 to $149,999 269 15.0% $795
$150,000 to $174,999 165 9.0% $943
$175,000 to $199,999 131 7.0% $1084
$200,000 to $249,999 94 5.0% $1309
$250,000 to $299,999 70 3.0% $1598
$300,000 to $399,999 78 4.0% $2034

Top Home Insurance Agents Near Buena Vista, VA

Home Insurance Company Near Buena Vista, VA Homeowners Insurance Agency Near Buena Vista, VA Address
NA Bankers Ins Comprehensive Benefits 801 Main St #900, Lynchburg, VA, 24504
Liberty Mutual Independent Bb&T - Barger Insurance-Cov P O Box 390 , Covington, VA, 24426
Travelers Insurance Agency Services Llc 18944 FOREST ROAD, LYNCHBURG, VA, 24502
Travelers John Alderson Agency Inc 1215 Roanoke Road Suite 101102, Daleville, VA, 24083
Nationwide Kenneth E Franklin Llc 12655 Richmond Hwy STE 1, Concord, VA, 24538-3167

Cost Of Homeowners Insurance By Street Near Buena Vista, VA

Streets in Buena Vista Area Homeowners Insurance Cost
Alleghany Ave, Carter Farm Dr, Baner Ln, S Woodland Ave, E 28th St, Fir Ave, Holly Ave, Bontex Dr, E 11th St, E 10th St$706
Longhollow Rd, E 18th St, Sycamore Ave, E 12th St, Linden Cir, E 16th St, Hickory Ave, Hillside Dr, E 30th St, Heveners Park Ln$704
Birch Ave, W 37th St, W 22th St, Aspen Ave, Larch Ave, Racey Dr, Woodland Ave, Cypress Ave, Oak Ave, University Hill Dr$701
Paxton Dr, E 29th St, E 27th St, Chestnut Ave, W 17th St, Rock Spring Ln, W 20th St, E 3rd St, W 40th St, Lighthouse Ln$703
Poplar Ave, Vista Links Dr, W 9th St, Lombardy Ave, Heveners Ln, E 22nd St, E 33rd St, Cedar Ave, Beech Ave, E 21st St$705

Buena Vista, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Buena Vista$105 to $108
East Lexington$106
Lexington$112
Buffalo$109

Buena Vista, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
East Lexington CDP, Virginia $107 $142 $213
Lexington city, Virginia $113 $150 $225
Buffalo district, Rockbridge County, Virginia $109 $145 $218

Buena Vista, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Buena Vista, VA5.1%18.6%
East Lexington6.22%17.22%
Lexington4.25%14.08%
Buffalo3.99%16.95%

Buena Vista Renters Insurance as a Percentage of Rent

Buena Vista Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 44 5.0% $353
$200 to $299 20 2.0% $803
$300 to $499 84 9.0% $1253
$500 to $749 470 55.0% $1928
$750 to $999 91 10.0% $2678
$1,000 to $1,499 140 16.0% $3803

Buena Vista, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$3,100
Yearly Buena Vista Homeowner Insurance Premium Example $2,200$1,700
Out of Pocket Expense During Claim$1,100$3,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $16,500$15,000
Net Savings to Buena Vista Home Owner from High Deductible Plan $1,500

Buena Vista, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Buena Vista, VA Home Replacement Value MORE than Home Value Buena Vista, VA Home Replacement Value LESS than Home Value
Replacement Value $140,500 $87,000
Insurance Premium based on Replacement Value $625 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,000 Risk Exposure from Under Insuring Coverage is $19,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $150/year

Example Buena Vista Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersGEICO InsuranceLiberty Mutual
Monthly Premium 718166
Year Built 197819491984
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$250000-$300000$175000-$200000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Buena Vista, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 275,000 Metal Roof 3,060 5 $500- $1000 Deductible 1080 12 Vinyl siding yes
1999 95,000 Composition Roof 1,490 3 $1000-$2500 Deductible 260 6 Stucco siding yes
1991 150,000 Tile Roof 1,920 5 $500- $1000 Deductible 170 3 Stone Siding yes
1968 250,000 Shingles Roof 3,460 5 $500- $1000 Deductible 290 3 Brick siding yes
1962 95,000 Asphalt Shingles Roof 1,470 3 $500- $1000 Deductible 140 3 Vinyl siding No
1946 130,000 Slate Shingles Roof 1,870 3 $500 Deductible 350 9 Fiber-Cement Siding yes
1991 125,000 Tile Roof 1,350 3 $1000-$2500 Deductible 520 12 Brick siding yes
1971 160,000 Membrane Roof 1,770 3 $2500-$5000 Deductible 500 10 Fiber-Cement Siding yes
1991 140,000 Shingles Roof 2,240 3 $1000-$2500 Deductible 220 7 Vinyl siding No
1985 150,000 Composition Roof 1,830 4 $500 Deductible 740 8 Vinyl siding No
1952 240,000 Slate Shingles Roof 2,980 5 > $10,000 Deductible 450 8 Stone Siding yes
1970 315,000 Tile Roof 3,650 5 $5000 to $10,000 Deductible 460 6 Vinyl siding No
1961 270,000 Slate Shingles Roof 2,890 4 $500 Deductible 590 6 Stone Siding No
1953 150,000 Asphalt Shingles Roof 1,940 4 $500- $1000 Deductible 260 6 Fiber-Cement Siding No
1984 140,000 Tile Roof 2,060 3 $500 Deductible 330 5 Stone Siding No
1996 150,000 Slate Shingles Roof 2,190 4 $5000 to $10,000 Deductible 290 7 Vinyl siding yes
1959 370,000 Shingles Roof 4,950 5 $1000-$2500 Deductible 990 7 Vinyl siding No
1953 255,000 Composition Roof 2,980 4 > $10,000 Deductible 260 4 Fiber-Cement Siding No
1950 135,000 Tile Roof 1,450 3 $2500-$5000 Deductible 460 9 Brick siding yes
1954 250,000 Membrane Roof 3,200 5 $5000 to $10,000 Deductible 430 6 Brick siding No
1975 295,000 Membrane Roof 4,160 5 $1000-$2500 Deductible 800 6 Stone Siding No
1977 205,000 Membrane Roof 2,540 5 $500 Deductible 550 7 Fiber-Cement Siding No
1958 160,000 Wood Shake Roof 2,370 5 $500 Deductible 190 3 Vinyl siding No
1971 140,000 Tile Roof 1,940 3 $500- $1000 Deductible 820 12 Vinyl siding yes
1994 175,000 Membrane Roof 2,110 5 $5000 to $10,000 Deductible 50 1 Stucco siding yes
1997 130,000 Wood Shake Roof 2,020 3 $2500-$5000 Deductible 70 2 Wood siding No
1997 215,000 Tile Roof 3,320 4 $1000-$2500 Deductible 220 3 Stone Siding No
1951 170,000 Composition Roof 2,040 4 $1000-$2500 Deductible 480 7 Wood siding yes
1949 225,000 Asphalt Shingles Roof 2,400 5 $1000-$2500 Deductible 470 7 Wood siding yes
1943 245,000 Asphalt Shingles Roof 3,110 4 $500 Deductible 620 8 Stucco siding No
1977 235,000 Asphalt Shingles Roof 2,690 4 > $10,000 Deductible 210 5 Brick siding yes
1942 185,000 Asphalt Shingles Roof 2,050 4 $5000 to $10,000 Deductible 360 8 Fiber-Cement Siding yes