Buena Vista Insurance Rates:

Buena Vista, CO homeowners insurance is roughly $749 to $1,029, about $62-$85/month. Our detailed analysis indicates shoppers can save upto $355 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Buena Vista, CO Homeowners Insurance By Home Value

Buena Vista, CO Home Value Total Homes % of Total Average Buena Vista, CO Homeowners Insurance
Less than $50,000 70 3.0% $88
$100,000 to $124,999 183 10.0% $391
$125,000 to $149,999 102 5.0% $488
$150,000 to $174,999 285 15.0% $577
$175,000 to $199,999 157 8.0% $666
$200,000 to $249,999 307 17.0% $800
$250,000 to $299,999 248 13.0% $977
$300,000 to $399,999 407 22.0% $1244

Top Home Insurance Agents Near Buena Vista, CO

Home Insurance Company Near Buena Vista, CO Homeowners Insurance Agency Near Buena Vista, CO Address
NA Mountain West Insurance & Financial Services 103 N Main Street, Gunnison, CO, 81230
Travelers Arrow Insurance Mgnt Inc 695 SUMMIT BLVD STE E, FRISCO, CO, 80443
State Farm Justin Storms 559 Us Highway 24 S, Buena Vista, CO, 81211-9834
Farmers Laurie Vagneur 204 Park Ave Unit 2e, Basalt, CO, 81621
State Farm Liz Petersen 102 E 4th St, Salida, CO, 81201-2616

Cost Of Homeowners Insurance By Street Near Buena Vista, CO

Streets in Buena Vista Area Homeowners Insurance Cost
Cr 162, Kodiak Ct, Co Rd 356-7, Pinon Ct, Columbia Ranch Rd, Rd 356-7, Co Rd 354A, Merrill Ln, Waters Ave, Co Rd 356-4$882
Co Rd 328, S Sangre de Cristo Ave, Charcoal Cir, Cam del Norte, Mountainview Dr, Overlook, Rd 356, Teal Run, W Main St, Gunnison Cir$882
Ad Pkwy, Co Rd 352 E, Co Rd 292A, Vista Dr, Timber Line N, S Gunnison Ave, Co Rd 342, Gunnison Ave, Silver Peak Trl, Co Rd 358-A$897
Rd 340B, Cr 362, National Forest Dr, Co Rd 354, Co Rd 388, S Pleasant Ave, S Gunnison Ave, Park Ln, Yale Ave, Rd 356-7$894
Connie Dr, Co Rd 339, Co Rd 322, Co Rd 331, S Sangre de Cristo Ave, Co Rd 354B, Teal Run, Twin Kopie Rd, Rd 354, Matchless Ln$872

Buena Vista, CO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Buena Vista$132 to $134
Leadville$129
Chaffee County$133
Aspen$151

Buena Vista, CO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Leadville CCD, Lake County, Colorado $129 $172 $258
Lake County, Colorado $129 $172 $258
Chaffee County, Colorado $134 $178 $267

Buena Vista, CO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Buena Vista, CO5.4%22.7%
Leadville6.34%19.65%
Lake County6.34%18.05%
Chaffee County5.47%23.87%

Buena Vista Renters Insurance as a Percentage of Rent

Buena Vista Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 15 2.0% $795
$300 to $499 85 13.0% $1245
$500 to $749 150 23.0% $1920
$750 to $999 101 15.0% $2670
$1,000 to $1,499 291 45.0% $3795

Buena Vista, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Buena Vista Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,300$6,700
Net Savings to Buena Vista Home Owner from High Deductible Plan $600

Buena Vista, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Buena Vista, CO Home Replacement Value MORE than Home Value Buena Vista, CO Home Replacement Value LESS than Home Value
Replacement Value $275,000 $193,500
Insurance Premium based on Replacement Value $1,500 $1,075
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $55,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $125/year

Example Buena Vista Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyState FarmFarmers Insurance
Monthly Premium 1097380
Year Built 199519892014
Home Details 5 Beds, 3 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $250000-$300000$175000-$200000$300000-$350000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Buena Vista, CO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 470,000 Shingles Roof 3,250 5 > $10,000 Deductible 120 1 Wood siding yes
1992 455,000 Metal Roof 3,300 4 $2500-$5000 Deductible 810 6 Brick siding No
2002 185,000 Metal Roof 1,670 4 $500 Deductible 130 2 Stucco siding yes
1997 160,000 Asphalt Shingles Roof 1,320 3 $5000 to $10,000 Deductible 200 5 Brick siding No
2009 205,000 Wood Shake Roof 1,360 2 $1000-$2500 Deductible 370 6 Stone Siding No
2008 635,000 Membrane Roof 4,770 5 $2500-$5000 Deductible 1250 7 Brick siding No
1982 260,000 Metal Roof 1,670 3 > $10,000 Deductible 380 10 Brick siding No
2014 120,000 Metal Roof 950 2 $2500-$5000 Deductible 170 5 Wood siding No
2009 355,000 Composition Roof 2,630 4 $500 Deductible 1810 10 Wood siding yes
2003 170,000 Composition Roof 1,550 2 $2500-$5000 Deductible 130 2 Vinyl siding yes
2010 335,000 Wood Shake Roof 3,000 5 $500 Deductible 2020 12 Brick siding No
1983 135,000 Tile Roof 1,290 3 $2500-$5000 Deductible 250 5 Fiber-Cement Siding yes
2003 395,000 Tile Roof 3,450 5 $1000-$2500 Deductible 1200 10 Stone Siding No
2001 340,000 Composition Roof 2,150 3 $5000 to $10,000 Deductible 790 8 Wood siding No
2010 185,000 Shingles Roof 1,730 3 $5000 to $10,000 Deductible 290 7 Fiber-Cement Siding yes
2013 495,000 Wood Shake Roof 3,340 5 $5000 to $10,000 Deductible 1140 9 Fiber-Cement Siding yes
1985 215,000 Asphalt Shingles Roof 1,660 3 $500 Deductible 910 12 Vinyl siding yes
2011 220,000 Membrane Roof 2,060 4 $500 Deductible 70 1 Wood siding yes
2000 450,000 Metal Roof 3,930 5 > $10,000 Deductible 870 9 Vinyl siding No
1986 115,000 Slate Shingles Roof 920 2 $500 Deductible 150 3 Wood siding No
1994 345,000 Membrane Roof 2,260 3 $500- $1000 Deductible 1530 10 Stone Siding yes
1993 265,000 Metal Roof 2,080 3 > $10,000 Deductible 390 8 Fiber-Cement Siding yes
2008 315,000 Metal Roof 2,830 5 $1000-$2500 Deductible 890 8 Stone Siding yes
1985 370,000 Asphalt Shingles Roof 2,460 4 $500- $1000 Deductible 1130 7 Fiber-Cement Siding No
1998 250,000 Metal Roof 2,100 5 $500- $1000 Deductible 190 2 Fiber-Cement Siding No
2006 400,000 Metal Roof 2,860 4 $2500-$5000 Deductible 1460 9 Wood siding No
1999 225,000 Metal Roof 2,100 4 $1000-$2500 Deductible 430 6 Brick siding yes
1982 185,000 Membrane Roof 1,450 3 $1000-$2500 Deductible 270 5 Wood siding No
1983 160,000 Composition Roof 1,040 2 $1000-$2500 Deductible 420 7 Vinyl siding yes
1999 380,000 Asphalt Shingles Roof 3,230 5 > $10,000 Deductible 660 8 Stone Siding No
1980 210,000 Membrane Roof 1,540 2 $500- $1000 Deductible 610 9 Wood siding yes
2011 335,000 Shingles Roof 2,680 4 $500 Deductible 940 5 Wood siding yes
2012 180,000 Composition Roof 1,300 2 $500- $1000 Deductible 430 6 Fiber-Cement Siding yes
1981 525,000 Composition Roof 3,860 5 $5000 to $10,000 Deductible 910 6 Vinyl siding No