Brownwood Insurance Rates:

Brownwood, TX homeowners insurance is approximately $860 to $1,166, about $71-$97/month. Our in depth guide shows customers can save as much as $405 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Rvos Insurance
I shopped around and got multiple quotes. Safeco was cheapest and provided a better, larger policy.
Progressive
Everything has run very smoothly for me with this company, I haven't had any problems with them and have only had to use customer service once or twice. The last time being when I purchased my home since I already had my car insurance they helped me set up the home insurance and walked me through which policy would be best and how the bundle would work. They were very helpful.
Allstate
I have never had to file a claim before, but if I do I'm sure there won't be much of a hassle
State Farm
I feel like like this company could do a lot more as far as lowering the plans and could be more helpful.
State Farm
The home insurance experience is really good and i give the rating for that is well 5 out of 5..
Allstate
Allstate offers you discounts towards your coverage for staying claim free. after every year you stay claim free with them you get a 20% discount. so potentially you could be paying little to nothing on coverage.
American National Insurance
My fiance's car was pulled over a few weeks ago and did not have his insurance cards in his car. i called my agent and he emailed them to him right away.
Pronto Insurance
I really wish that my insurance company had better coverage at a less expensive rate. the coverage i know afford is not to good.

Brownwood, TX Homeowners Insurance By Home Value

Brownwood, TX Home Value Total Homes % of Total Average Brownwood, TX Homeowners Insurance
Less than $50,000 1,341 24.0% $283
$50,000 to $59,999 315 5.0% $597
$60,000 to $69,999 397 7.0% $749
$70,000 to $79,999 258 4.0% $861
$80,000 to $89,999 540 10.0% $972
$90,000 to $99,999 514 9.0% $1094
$100,000 to $124,999 457 8.0% $1266
$125,000 to $149,999 429 7.0% $1580
$150,000 to $174,999 374 6.0% $1874
$175,000 to $199,999 224 4.0% $2157
$200,000 to $249,999 118 2.0% $2593
$250,000 to $299,999 189 3.0% $3170
$300,000 to $399,999 220 4.0% $4031

Top Home Insurance Agents Near Brownwood, TX

Home Insurance Company Near Brownwood, TX Homeowners Insurance Agency Near Brownwood, TX Address
Travelers Brownwood Insurance Center 301 N Center, Brownwood, TX, 76801
Farmers Drew Hubbard 1819 S Commercial Ave, Coleman, TX, 76834
Travelers Greenwood Insurance Agency PO BOX 189, CROSS PLAINS, TX, 76443
Allstate Shane Oliver 3663 Highway 377 S, Brownwood, TX, 76801
Travelers Walker Rice Insurance Agency Llc 1608 S BRIDGE ST, BRADY, TX, 76825

Cost Of Homeowners Insurance By Street Near Brownwood, TX

Streets in Brownwood Area Homeowners Insurance Cost
Gahanna St, Oakpark Dr, Booker St, Brady Ln, Sunset Dr, Co Rd 336, Park Dr, Countryside Dr, Triple K Ln, Weakley St$1,017
Campus Dr, Ave J, Co Rd 225, Hawkins St, Lane St, Co Rd 153, Greentree Cir, E Baker St, 16th St, Orchard Dr$1,018
5th St, Melwood Ave, Airport Rd, Coks Ln, Carnegie St, Burnett Rd, Co Rd 555, FM 3064, Bluffview Dr, Belle Plain St$1,053
Lipscomb St, Old Fort Worth Rd, Limestone St, Ave D, Avalon Ct, Temple St, Co Rd 235, Avenue W, Garvin St, FM 1176$1,029
Crayton St, E Mayes St, Co Rd 554, 10th St, Dixie Ct, High Mesa Cove, Old May Rd, Burney Dr, Mulberry St, Round Rock Ct$985

Brownwood, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Brownwood$151 to $154
Early$152
Brown County$151
Blanket$155

Brownwood, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Early city, Texas $152 $203 $305
Brown County, Texas $152 $202 $303
Bangs CCD, Brown County, Texas $151 $201 $302

Brownwood, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Brownwood, TX7.8%20.2%
Early7.49%19.13%
Brown County7.91%20.13%
Bangs8.26%20.64%

Brownwood Renters Insurance as a Percentage of Rent

Brownwood Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 140 4.0% $357
$200 to $299 97 3.0% $807
$300 to $499 511 17.0% $1257
$500 to $749 1,342 47.0% $1932
$750 to $999 653 22.0% $2682
$1,000 to $1,499 92 3.0% $3807

Brownwood, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Brownwood Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,100$5,500
Net Savings to Brownwood Home Owner from High Deductible Plan $600

Brownwood, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Brownwood, TX Home Replacement Value MORE than Home Value Brownwood, TX Home Replacement Value LESS than Home Value
Replacement Value $147,000 $89,500
Insurance Premium based on Replacement Value $1,325 $800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,500 Risk Exposure from Under Insuring Coverage is $34,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $225/year

Example Brownwood Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company USAA groupChubb Group of InsuranceLiberty Mutual
Monthly Premium 4678183
Year Built 199219471984
Home Details 2 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $75000-$100000$150000-$175000$250000-$300000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Brownwood, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1976 120,000 Metal Roof 2,200 3 $2500-$5000 Deductible 700 9 Fiber-Cement Siding yes
1954 130,000 Tile Roof 1,710 3 $500 Deductible 860 8 Stone Siding No
1976 75,000 Wood Shake Roof 1,400 3 $2500-$5000 Deductible 400 12 Vinyl siding yes
1962 150,000 Slate Shingles Roof 1,960 3 $500 Deductible 830 7 Fiber-Cement Siding yes
1971 110,000 Membrane Roof 1,440 2 $500 Deductible 680 9 Vinyl siding No
1992 155,000 Wood Shake Roof 2,570 4 $1000-$2500 Deductible 320 3 Stucco siding No
1963 100,000 Metal Roof 1,900 4 $1000-$2500 Deductible 340 7 Stone Siding No
1944 155,000 Tile Roof 2,170 3 $2500-$5000 Deductible 720 9 Stone Siding yes
1980 105,000 Tile Roof 1,620 4 $1000-$2500 Deductible 420 8 Stucco siding No
1962 60,000 Slate Shingles Roof 1,150 2 $1000-$2500 Deductible 380 8 Brick siding No
1976 120,000 Wood Shake Roof 1,650 2 $2500-$5000 Deductible 390 5 Wood siding No
1976 70,000 Metal Roof 1,220 2 $500 Deductible 80 2 Fiber-Cement Siding No
1997 130,000 Metal Roof 1,870 3 $1000-$2500 Deductible 150 2 Stucco siding No
1992 120,000 Slate Shingles Roof 2,120 4 $1000-$2500 Deductible 90 1 Stucco siding No
1947 95,000 Composition Roof 1,280 3 $500 Deductible 90 1 Brick siding yes
1958 85,000 Metal Roof 1,300 2 $500 Deductible 310 4 Stucco siding yes
1940 135,000 Composition Roof 2,020 4 $1000-$2500 Deductible 350 6 Vinyl siding No
1959 85,000 Shingles Roof 1,280 3 $2500-$5000 Deductible 80 2 Stone Siding yes
1982 130,000 Slate Shingles Roof 2,040 4 $2500-$5000 Deductible 280 4 Vinyl siding No
1962 195,000 Asphalt Shingles Roof 2,610 4 $1000-$2500 Deductible 710 6 Wood siding No
1996 130,000 Asphalt Shingles Roof 2,330 3 $500 Deductible 900 9 Fiber-Cement Siding No
1974 120,000 Metal Roof 2,000 4 $500- $1000 Deductible 380 4 Brick siding No
1962 280,000 Membrane Roof 4,120 5 $5000 to $10,000 Deductible 250 2 Stone Siding No
1979 70,000 Composition Roof 1,370 2 $500- $1000 Deductible 430 7 Fiber-Cement Siding yes
1958 160,000 Metal Roof 3,000 5 $5000 to $10,000 Deductible 360 5 Stucco siding No
1971 265,000 Shingles Roof 4,350 5 $500 Deductible 450 2 Stone Siding yes
1978 170,000 Slate Shingles Roof 2,910 4 $2500-$5000 Deductible 540 7 Fiber-Cement Siding yes
1947 120,000 Metal Roof 1,960 4 $500- $1000 Deductible 610 8 Stone Siding yes
1968 210,000 Composition Roof 3,750 5 $1000-$2500 Deductible 920 10 Wood siding yes
1980 185,000 Slate Shingles Roof 3,020 4 $500 Deductible 290 3 Wood siding No
1964 320,000 Membrane Roof 4,680 5 $500 Deductible 2480 9 Wood siding yes
1953 135,000 Composition Roof 2,030 4 $1000-$2500 Deductible 190 2 Stone Siding yes