Brownsville Insurance Rates:

Brownsville, TX homeowners insurance is approximately $856 to $1,159, about $71-$96/month. Our comprehensive research reveals consumers can save upto $402 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Goosehead Insurance
We will definitely keep working with our current insurance company. they're not what we're used to, but we are really liking this more streamlined business model.
Liberty Mutual
They aren't the best at providing easily accessible coverage documents. they should modernize their internet preference so that basic questions can be answered on the web.
Usaa
We pay our premium and don't hear much from them so we like that - there's no yearly call to check on us or anything.

Brownsville, TX Homeowners Insurance By Home Value

Brownsville, TX Home Value Total Homes % of Total Average Brownsville, TX Homeowners Insurance
Less than $50,000 8,819 24.0% $322
$50,000 to $59,999 2,854 7.0% $674
$60,000 to $69,999 3,991 11.0% $835
$70,000 to $79,999 3,667 10.0% $966
$80,000 to $89,999 2,949 8.0% $1097
$90,000 to $99,999 2,953 8.0% $1228
$100,000 to $124,999 3,899 10.0% $1419
$125,000 to $149,999 1,890 5.0% $1782
$150,000 to $174,999 2,105 5.0% $2104
$175,000 to $199,999 767 2.0% $2426
$200,000 to $249,999 1,122 3.0% $2920
$250,000 to $299,999 696 1.0% $3574
$300,000 to $399,999 514 1.0% $4541

Top Home Insurance Agents Near Brownsville, TX

Home Insurance Company Near Brownsville, TX Homeowners Insurance Agency Near Brownsville, TX Address
NA Iwc Insurance 4812 S Jackson Rd., Edinburg, TX, 78539
Allstate Galvan Insurance 1101 E BUSINESS 83, DONNA, TX, 78537
Farmers Jose Balleza 10213 N 10th St Ste B, Mcallen, TX, 78504
Farmers Rafael "Rafa" Lloren 2103 N 10th St, Men, TX, 78501
Allstate Roy Tijerina 1310 W University Dr, Edinburg, TX, 78539

Cost Of Homeowners Insurance By Street Near Brownsville, TX

Streets in Brownsville Area Homeowners Insurance Cost
Island Estates St, Danubio Ct, Kiwi Ln, Sierra Grande Dr, Grey Fox Cir, Santos Gomez Dr, San Pedro Ln, Colibri Cir, Morton St, Patricia Sofia Ln$1,001
Ave B, Grove Park Rd, Fish Hatchery Rd, Green Ct, Wilson St, Kansas Cir, Cascabel Ct, Ave Isabella, el Arbol Dr, Tanglewood Dr$997
E Ruben M Torres Sr Blvd, Nottingham Dr, 10th St, Martinal Rd, Fir St, Cove Cir, Gregory Ave, Co Rd 125, Cll Jacaranda, Russell Ave$1,022
Sonny Dr, Sugar Grove Ln, Ray Ave, E Broadway, Acapulco Ave, Sequoia Dr, Caramia Ln, W Adams St, Belvedere Dr, Clarissa Dr$1,018
Western Blvd, Sunrise Ln, Calles Ave, Guaymas St, Cottage Dr, S Minnesota Ave, Bates St, Granada Dr, Azteca Dr, Lovers Ln$996
Rosemond Ct, Parral Ave, Lawndale Ln, Los Ebanos Blvd, Sybil Dr, Cam Nikel, Olivia Ln, Oasis Dr, Elyt Dr, Fjrm Ave$999
Cavazos-Oldmito Rd, Ramireno Ln, Cypress St, Palm Village, Torreon Dr, Lazy St, Towerwood Dr, Goodwin St, Cifuentes St, Hermosa Ave$1,039
Simcoe Ct, Rosewood Cir, Marine Dr, E Taylor St, Zaragoza St, Alton Gloor Blvd, Zinnia St, Professional Dr, Cll Retama, Dockberry Cir$1,024
Lois Ln, Bordeaux Dr, Media Luna Rd, Marfil Dr, Woodway Dr, Ave Katarina, Rey Jaime St, Hortencia Blvd, Cedar Elm, S Bernal Dr$1,020
Yellow Pine, Dunlap Ave, Cll Rancho Grande W, Kansas River Dr, 370th Tc St, Pedernales Cir, Saint James Dr, W Park Dr, Alicia Cir, Plantation St$1,025

Brownsville, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Brownsville$151 to $153
Cameron Park$148
San Pedro$149
Rancho Viejo$160

Brownsville, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cameron Park CDP, Texas $149 $198 $297
Olmito CDP, Texas $148 $197 $296
San Pedro CDP, Texas $149 $199 $299

Brownsville, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Brownsville, TX7.8%23.6%
Cameron Park10.98%27.83%
Olmito10.28%31.51%
San Pedro18.97%16.35%

Brownsville Renters Insurance as a Percentage of Rent

Brownsville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 938 5.0% $359
$200 to $299 1,428 7.0% $809
$300 to $499 4,268 22.0% $1259
$500 to $749 6,954 37.0% $1934
$750 to $999 3,127 16.0% $2684
$1,000 to $1,499 1,595 8.0% $3809
$1,500 or more 368 1.0% $5459

Brownsville, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$4,800
Yearly Brownsville Homeowner Insurance Premium Example $1,600$1,000
Out of Pocket Expense During Claim$1,800$4,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $14,600$12,800
Net Savings to Brownsville Home Owner from High Deductible Plan $1,800

Brownsville, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Brownsville, TX Home Replacement Value MORE than Home Value Brownsville, TX Home Replacement Value LESS than Home Value
Replacement Value $96,500 $68,000
Insurance Premium based on Replacement Value $1,025 $725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,000 Risk Exposure from Under Insuring Coverage is $12,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $175/year

Example Brownsville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceState FarmLiberty Mutual
Monthly Premium 575685
Year Built 201219932009
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $75000-$100000$75000-$100000$175000-$200000
Deductible $500 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Brownsville, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2003 230,000 Composition Roof 3,130 4 $500- $1000 Deductible 640 4 Fiber-Cement Siding No
2012 175,000 Slate Shingles Roof 3,630 5 $5000 to $10,000 Deductible 160 2 Brick siding No
2013 130,000 Wood Shake Roof 1,860 3 $500- $1000 Deductible 250 2 Wood siding No
1991 225,000 Shingles Roof 4,230 5 $5000 to $10,000 Deductible 240 2 Fiber-Cement Siding yes
2011 250,000 Membrane Roof 3,470 5 $2500-$5000 Deductible 290 2 Stucco siding No
2002 130,000 Wood Shake Roof 2,320 4 $2500-$5000 Deductible 240 4 Stone Siding No
1981 225,000 Membrane Roof 4,610 5 $1000-$2500 Deductible 1200 12 Brick siding yes
2003 115,000 Slate Shingles Roof 2,250 4 $500- $1000 Deductible 640 8 Fiber-Cement Siding yes
2010 295,000 Asphalt Shingles Roof 4,810 5 $5000 to $10,000 Deductible 550 5 Vinyl siding No