Brownstown Insurance Rates:

Brownstown, IN homeowners insurance is nearly $703 to $969, about $58-$80/month. Our all inclusive guide reveals consumers can save upto $334 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Brownstown, IN Homeowners Insurance By Home Value

Brownstown, IN Home Value Total Homes % of Total Average Brownstown, IN Homeowners Insurance
Less than $50,000 193 11.0% $133
$50,000 to $59,999 24 1.0% $292
$60,000 to $69,999 51 3.0% $359
$70,000 to $79,999 72 4.0% $418
$80,000 to $89,999 86 5.0% $476
$90,000 to $99,999 44 2.0% $535
$100,000 to $124,999 192 11.0% $618
$125,000 to $149,999 223 13.0% $769
$150,000 to $174,999 164 9.0% $911
$175,000 to $199,999 149 8.0% $1053
$200,000 to $249,999 248 14.0% $1262
$250,000 to $299,999 79 4.0% $1546
$300,000 to $399,999 132 7.0% $1964

Top Home Insurance Agents Near Brownstown, IN

Home Insurance Company Near Brownstown, IN Homeowners Insurance Agency Near Brownstown, IN Address
Erie Fox Insurance & Investments 3120 Blackiston Mill Road Suite D, New Albany, IN, 47150
Travelers Hitchcock Agency Inc 501 LINCOLN AVENUE, BEDFORD, IN, 47421
State Farm Kasey Stam 4535 Progress Dr, Columbus, IN, 47201-8819
State Farm Michele L Reichel 1350 N Old Highway 135, Suite A, Corydon, IN, 47112-0238
Allstate Tim Hogan 1000 N Walnut St Ste A, Bloomington, IN, 47404

Cost Of Homeowners Insurance By Street Near Brownstown, IN

Streets in Brownstown Area Homeowners Insurance Cost
W 1st St, E Phillips Ct, S Wells St, S Benton St, W Cummings St, S Co Rd 870 W, W Branch St, E Co Rd 300 S, N Co Rd 975 W, W Co Rd 650 S$827
E Co Rd 550 N, N Co Rd 350 E, Co Rd 1300 W, Scott Dr, S Co Rd 350 E, W Co Rd 125 S, N Broadway St, S Co Rd 125 E, N Mackey St, W Sparksville Pike$814
E Spring St, S Ewing St, N Co Rd 325 W, N Water St, W 1st St, N Ewing St, N Co Rd 700 E, W Co Rd 150 S, N Co Rd 500 E, N Co Rd 250 E$833
E Cummings St, W Co Rd 425 S, W Bloomington Rd, N Co Rd 1150 W, N State Rd 135, W Co Rd 1190 N, N Co Rd 700 W, Superior Rd, N Co Rd 400 W, W Co Rd 425 N$828
N Co Rd 100 E, S Co Rd 310 W, S Lake and Forest Dr, N Douglas Ave, N Co Rd 500 W, Bundy Ct, E Cross St, W 1st St, N Co Rd 525 E, Cooper Rd$823

Brownstown, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Brownstown$123 to $126
Jackson County$122
Vallonia$118
Driftwood$125

Brownstown, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Jackson County, Indiana $102 $135 $203
Vallonia CDP, Indiana $99 $132 $198
Driftwood township, Jackson County, Indiana $105 $139 $209

Brownstown, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Brownstown, IN6.0%18.4%
Jackson County6.46%19.74%
Vallonia10.04%15.12%
Driftwood7.12%15.8%

Brownstown Renters Insurance as a Percentage of Rent

Brownstown Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 26 5.0% $787
$300 to $499 101 21.0% $1237
$500 to $749 173 37.0% $1912
$750 to $999 163 35.0% $2662

Brownstown, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Brownstown Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,400$6,800
Net Savings to Brownstown Home Owner from High Deductible Plan $600

Brownstown, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Brownstown, IN Home Replacement Value MORE than Home Value Brownstown, IN Home Replacement Value LESS than Home Value
Replacement Value $134,000 $94,000
Insurance Premium based on Replacement Value $650 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $13,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $125/year

Example Brownstown Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyGEICO InsuranceAmerican Family Insurance
Monthly Premium 444690
Year Built 194619961985
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$175000-$200000$250000-$300000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Brownstown, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 185,000 Asphalt Shingles Roof 2,090 3 $500- $1000 Deductible 280 4 Vinyl siding yes
1991 225,000 Composition Roof 2,390 3 $1000-$2500 Deductible 620 8 Fiber-Cement Siding yes
1988 225,000 Slate Shingles Roof 2,820 5 $500- $1000 Deductible 1300 12 Wood siding No
1949 140,000 Membrane Roof 1,630 4 $2500-$5000 Deductible 430 7 Stone Siding No
1982 160,000 Tile Roof 2,110 4 $5000 to $10,000 Deductible 300 6 Stone Siding yes
1943 405,000 Wood Shake Roof 3,820 5 > $10,000 Deductible 70 1 Brick siding No
2000 190,000 Shingles Roof 2,030 4 $2500-$5000 Deductible 760 12 Vinyl siding yes
2009 135,000 Membrane Roof 1,800 5 $1000-$2500 Deductible 380 8 Wood siding No
2008 240,000 Asphalt Shingles Roof 2,620 5 $500 Deductible 400 4 Brick siding No
1946 360,000 Wood Shake Roof 3,660 5 $1000-$2500 Deductible 220 2 Brick siding No
1992 160,000 Shingles Roof 2,180 3 $1000-$2500 Deductible 560 9 Brick siding No
2003 530,000 Membrane Roof 4,930 5 $500- $1000 Deductible 190 1 Brick siding No
1989 285,000 Wood Shake Roof 3,520 5 $500- $1000 Deductible 870 10 Vinyl siding yes
1985 280,000 Asphalt Shingles Roof 2,710 4 > $10,000 Deductible 650 8 Wood siding yes
1992 345,000 Slate Shingles Roof 3,210 4 $500- $1000 Deductible 910 7 Fiber-Cement Siding yes
2007 95,000 Asphalt Shingles Roof 1,240 3 $1000-$2500 Deductible 410 12 Vinyl siding yes
2004 390,000 Metal Roof 4,810 5 $1000-$2500 Deductible 330 2 Stone Siding yes
1941 120,000 Membrane Roof 1,660 3 $500- $1000 Deductible 370 6 Vinyl siding No
2010 155,000 Composition Roof 1,990 5 $500- $1000 Deductible 160 2 Stucco siding yes
2007 305,000 Shingles Roof 3,350 4 $2500-$5000 Deductible 360 5 Vinyl siding No
1948 190,000 Asphalt Shingles Roof 1,780 3 $2500-$5000 Deductible 400 7 Stone Siding No
1992 415,000 Slate Shingles Roof 4,380 5 $2500-$5000 Deductible 1880 12 Stone Siding No
1995 155,000 Wood Shake Roof 1,780 4 $500- $1000 Deductible 590 9 Wood siding yes
1941 160,000 Membrane Roof 1,600 5 $5000 to $10,000 Deductible 80 2 Fiber-Cement Siding yes
2011 145,000 Asphalt Shingles Roof 1,520 3 $1000-$2500 Deductible 260 8 Wood siding yes
1945 525,000 Shingles Roof 4,960 5 $500- $1000 Deductible 1560 8 Vinyl siding No
1991 275,000 Slate Shingles Roof 2,780 4 $500 Deductible 1170 9 Brick siding No
2004 255,000 Tile Roof 3,040 4 $5000 to $10,000 Deductible 310 6 Stone Siding No
1988 190,000 Tile Roof 2,260 4 $5000 to $10,000 Deductible 180 5 Stucco siding yes
1946 360,000 Slate Shingles Roof 4,250 5 > $10,000 Deductible 940 9 Brick siding No
2006 245,000 Wood Shake Roof 3,320 4 > $10,000 Deductible 220 5 Fiber-Cement Siding No
1994 170,000 Metal Roof 2,140 3 $2500-$5000 Deductible 160 2 Brick siding yes
1992 135,000 Metal Roof 1,690 4 $2500-$5000 Deductible 220 7 Vinyl siding No
1948 180,000 Metal Roof 2,170 3 $1000-$2500 Deductible 730 8 Stucco siding yes