Brookneal Insurance Rates:

Brookneal, VA homeowners insurance is about $592 to $808, about $49-$67/month. Our exhaustive research indicates shoppers can save as much as $280 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Brookneal, VA Homeowners Insurance By Home Value

Brookneal, VA Home Value Total Homes % of Total Average Brookneal, VA Homeowners Insurance
Less than $50,000 248 13.0% $161
$50,000 to $59,999 156 8.0% $343
$60,000 to $69,999 95 5.0% $427
$70,000 to $79,999 138 7.0% $490
$80,000 to $89,999 209 11.0% $553
$90,000 to $99,999 61 3.0% $623
$100,000 to $124,999 220 12.0% $721
$125,000 to $149,999 94 5.0% $903
$150,000 to $174,999 241 13.0% $1064
$175,000 to $199,999 66 3.0% $1232
$200,000 to $249,999 165 9.0% $1477
$250,000 to $299,999 68 3.0% $1806
$300,000 to $399,999 35 1.0% $2296

Top Home Insurance Agents Near Brookneal, VA

Home Insurance Company Near Brookneal, VA Homeowners Insurance Agency Near Brookneal, VA Address
NA Bankers Insurance, Llc - Danville 203 N. Ridge St Danville, Danville City, VA, 24541
Travelers Baughman & Associates Llc 18478 FOREST RD STE 4, FOREST, VA, 24551
Travelers Insurance Agency Services Llc 13369 BOOKER T WASHINGTON HWY, HARDY, VA, 24101
Nationwide Roy R Yeatts Jr 215 N Main Street, Farmville, VA, 23901-1307
Allstate South Boston Ins 549 N Main St # 563, South Boston, VA, 24592

Cost Of Homeowners Insurance By Street Near Brookneal, VA

Streets in Brookneal Area Homeowners Insurance Cost
Barnard Wood Rd, W Williams St, State Rte 604, County 795, Winston Ln, Grass St, Langdon Rd, Grandview Dr, Fox Ridge Ln, Co Rd 947$702
Mitchell Mill Rd, Co Rd 805, Co Rd 638, Barnard Woods Rd, Tardy Mtn Rd, Co Rd 907, Juniper Cliff Rd, Camping Spring Rd, Barclay Ln, Co Rd 648$708
Sugar Hill Rd, Gilliam Rd, Gladys Rd, Co Rd 650, Peerman School Rd, Co Rd 642, Co Rd 932, Elliott Rd, Co Rd 733, Northgate Rd$705
Raintree Dr, Oliver Rd, W Forest St, Stony Creek Ct, Serenity Ln, Mill Pond Ln, Co Rd 868, State Rte T-1123, Bedford Hwy, Stony Creek Rd$695
Ebenezer Rd, Caroline Ave, Co Rd 736, Levonne St, Co Rd 910, Earl St, Mollies Creek Rd, Mount Calvary Rd, Co Rd 704, Co Rd 756$694

Brookneal, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Brookneal$104 to $107
Campbell County$106
Midway$105
Nathalie$102

Brookneal, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Campbell County, Virginia $89 $119 $178
Rustburg district, Campbell County, Virginia $89 $118 $177
Midway district, Charlotte County, Virginia $88 $117 $176

Brookneal, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Brookneal, VA5.7%19.7%
Campbell County5.32%20.7%
Rustburg4.94%19.31%
Midway6.59%10.51%

Brookneal Renters Insurance as a Percentage of Rent

Brookneal Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 38 7.0% $805
$300 to $499 115 24.0% $1255
$500 to $749 175 36.0% $1930
$750 to $999 112 23.0% $2680
$1,000 to $1,499 37 7.0% $3805

Brookneal, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Brookneal Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,100$6,500
Net Savings to Brookneal Home Owner from High Deductible Plan $600

Brookneal, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Brookneal, VA Home Replacement Value MORE than Home Value Brookneal, VA Home Replacement Value LESS than Home Value
Replacement Value $159,000 $93,500
Insurance Premium based on Replacement Value $825 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $40,000 Risk Exposure from Under Insuring Coverage is $25,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $225/year

Example Brookneal Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualNationwide InsuranceAllstate
Monthly Premium 663988
Year Built 194319641985
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$150000-$175000$200000-$250000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Brookneal, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1962 125,000 Asphalt Shingles Roof 2,190 4 $1000-$2500 Deductible 50 1 Brick siding yes
1994 230,000 Metal Roof 3,350 4 > $10,000 Deductible 280 8 Stucco siding No
1985 155,000 Metal Roof 2,030 3 $1000-$2500 Deductible 350 6 Stone Siding No
1987 150,000 Metal Roof 1,860 3 $2500-$5000 Deductible 170 5 Stucco siding yes
1979 220,000 Shingles Roof 2,580 4 $500 Deductible 90 1 Stone Siding yes
1976 235,000 Membrane Roof 3,150 5 $500- $1000 Deductible 870 7 Stone Siding yes
1941 180,000 Metal Roof 2,090 3 $500- $1000 Deductible 140 2 Wood siding yes
1947 185,000 Tile Roof 2,560 4 $500- $1000 Deductible 190 2 Stone Siding yes
1988 270,000 Slate Shingles Roof 4,590 5 > $10,000 Deductible 420 7 Wood siding No
1945 105,000 Shingles Roof 1,830 5 $1000-$2500 Deductible 40 1 Stone Siding No
1970 100,000 Shingles Roof 1,310 3 $2500-$5000 Deductible 60 2 Stucco siding yes
1974 160,000 Wood Shake Roof 2,370 5 $500- $1000 Deductible 540 12 Brick siding yes
2008 335,000 Composition Roof 3,950 5 > $10,000 Deductible 170 2 Stone Siding yes
1993 225,000 Tile Roof 3,190 4 > $10,000 Deductible 180 3 Brick siding yes
1945 290,000 Tile Roof 4,490 5 $5000 to $10,000 Deductible 290 4 Brick siding No
1980 195,000 Wood Shake Roof 2,340 3 $5000 to $10,000 Deductible 130 3 Wood siding yes
2007 275,000 Tile Roof 4,200 5 $5000 to $10,000 Deductible 530 7 Vinyl siding yes
1992 190,000 Membrane Roof 2,910 5 $500- $1000 Deductible 500 8 Stucco siding yes
1964 200,000 Metal Roof 3,240 5 $5000 to $10,000 Deductible 230 4 Wood siding No
1943 180,000 Composition Roof 2,990 4 $500 Deductible 220 3 Fiber-Cement Siding No
1999 165,000 Asphalt Shingles Roof 2,460 4 $5000 to $10,000 Deductible 80 2 Wood siding No
1980 110,000 Membrane Roof 1,650 4 $500 Deductible 370 10 Stone Siding No
1941 95,000 Slate Shingles Roof 1,430 3 $2500-$5000 Deductible 180 8 Stone Siding No
1971 160,000 Shingles Roof 2,360 5 $500- $1000 Deductible 120 2 Brick siding yes
1971 150,000 Membrane Roof 2,580 4 $1000-$2500 Deductible 100 2 Stucco siding yes
1965 135,000 Slate Shingles Roof 1,670 3 $2500-$5000 Deductible 410 9 Brick siding yes
1944 200,000 Tile Roof 2,470 4 $1000-$2500 Deductible 130 2 Stone Siding yes
2009 220,000 Slate Shingles Roof 3,060 5 $5000 to $10,000 Deductible 430 6 Fiber-Cement Siding No
1977 175,000 Composition Roof 2,600 4 $5000 to $10,000 Deductible 150 3 Brick siding No
1940 180,000 Metal Roof 2,100 4 $500 Deductible 840 10 Vinyl siding No
1989 115,000 Shingles Roof 1,380 3 $500- $1000 Deductible 160 5 Vinyl siding No
2009 160,000 Asphalt Shingles Roof 2,340 3 $5000 to $10,000 Deductible 500 10 Stone Siding yes
1970 275,000 Membrane Roof 3,900 5 > $10,000 Deductible 730 12 Stone Siding No
2002 140,000 Metal Roof 1,910 3 $2500-$5000 Deductible 370 9 Vinyl siding yes