Brookline, MA Home Insurance - Analysis On Quotes, Rates & Agents
Brookline Insurance Rates:
Brookline, MA homeowners insurance is nearly $984 to $1,343, about $82-$111/month. Our thorough guide indicates shoppers can save as much as $465 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
Farmer's InsuranceIf you base you experience on customer service, I would not recommend this one to you. Try to find another company.
State FarmWe're completely satisfied with State Farm and our local agent. The price is right and when we submitted a claim it was acted on quickly and favorably.
Liberty MutualThe company offers about the same products as other companies but just is more expensive and less convenient to deal with.
State FarmIf I was offered a policy at a lower rate but with the kind of deductibles other companies offer It would need to be a reduction in premiums of upward of 30%
ProgressiveI would recommend this company because, as stated, the customer service is excellent and the price is lower than competitors. To me, the customer service really sells me, and the price is the icing on the cake.
ProgressiveI would recommend them because they give you discounts on your electric bills
Olympus InsuranceI am mostly happy with olympus but hate when i do have to call in.i feel it is a hassle to have to actually call and wait and go through the process of getting the relevant information or person i need to answer my question.
Allstatemy home insurance company is very good and most wanted company is very liked in the american people in my street its very cleaver
Safety InsuranceThey are just like any other insurance company out there really. They are a business and need to make money, so they try and nickel and dime you out of every little thing they can when you make a claim.
ProgressiveThe submittance of information to them took several hours. many of their questions i had to research to answer.
Massachusetts Insurance Property Underwriting AssociationThis company outlines each of your coverage types and if there is a discount, they give that information as well as each amount of coverage on the policy, so there are no questions, and if you do, they are easily accessible with an 800 line, which is free.
State FarmMy agent is polite and has good manners. I like that I can speak with her personally and I'm not directed through a string of people I don't know.
MetlifeI haven't had much interaction with the company. Other than upsells, I really haven't heard anything.
AllstateThey will usually call and ask if everything is okay with my plan or send mail about any news they have to offer me such as promotions to upgrade to a higher plan or something of the sort.
AllstateI can never get anything done on the website it will lock up and tell me to call the office or just won't work for me
AllstateThe prices are a little high, but still competitive. I would like it if they came down in their rates or if they offered more incentives to their customers.
AllstateI have a package bundle with them for auto also that saves discount between this policy and having two cars. Everyone else was a lot more expensive
Brookline, MA Homeowners Insurance By Home Value
| Brookline, MA Home Value | Total Homes | % of Total | Average Brookline, MA Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 48 | 2.0% | $34 |
| $80,000 to $89,999 | 27 | 1.0% | $139 |
| $100,000 to $124,999 | 29 | 1.0% | $186 |
| $150,000 to $174,999 | 50 | 2.0% | $267 |
| $175,000 to $199,999 | 41 | 1.0% | $314 |
| $200,000 to $249,999 | 272 | 12.0% | $372 |
| $250,000 to $299,999 | 300 | 13.0% | $465 |
| $300,000 to $399,999 | 1,451 | 64.0% | $593 |
Top Home Insurance Agents Near Brookline, MA
| Home Insurance Company Near Brookline, MA | Homeowners Insurance Agency Near Brookline, MA | Address |
|---|---|---|
| NA | Weeks & Devonish Insurance Agency Inc | 1775A Dorchester Avenue Dorchester, Boston, MA, 2124 |
| NA | Fulham Hurley & Co. Dba The Hurley Group | 55 Accord Park Drive , Rockland, MA, 2370 |
| Travelers | Anderson-Bagley & Mayo Insurance Agency Inc | 44 Main Street, Leominster, MA, 1453 |
| Travelers | Cushman Insurance Inc | 375 PLYMOUTH ST, HALIFAX, MA, 2338 |
| Travelers | Maggiacomo Insurance Agency | 260 W EXCHANGE ST WEST EXCHANGE CENTER, NORTH PROVIDENCE, RI, 2903 |
Brookline, MA Home Insurance Agents for Top Companies
Cost Of Homeowners Insurance By Street Near Brookline, MA
| Streets in Brookline Area | Homeowners Insurance Cost |
|---|---|
| Walnut Pl, Summit Path, Cleveland Rd, Plowgate Rd, Bradford Ter, Linden Pl, Lawrence Rd, Harvard Ave, Stetson St, Gorham Ave | $1,157 |
| Tabor Pl, Thornton Rd, Loveland Rd, Parkman St, Doran Rd, Colchester St, Griggs Rd, Beaconsfield Rd, Welland Rd, Lancaster Ter | $1,119 |
| Ogden Rd, Winthrop Path, Homer St, Conant Rd, Alton Pl, Cameron St, Auburn Pl, Williston Rd, Corey Rd, Gerry Rd | $1,166 |
| Puddingstone Rd, Harvard Ct, Foster St, Hedge Rd, Allandale Rd, Cary Rd, Thayer St, Clarence St, Warwick Rd, Shaw Rd | $1,170 |
| Hawes St, Sargent Rd, Dummer St, Strathmore Rd, Brookline Ave, Atherton Rd, Timon Ave, Mason Ter, Heath St, Village Way | $None |
Brookline, MA Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Brookline | $173 to $175 |
| Newton | $174 |
| Watertown Town | $162 |
| Cambridge | $167 |
Brookline, MA Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Newton city, Massachusetts | $146 | $194 | $291 |
| Watertown Town city, Massachusetts | $135 | $180 | $270 |
| Cambridge city, Massachusetts | $140 | $186 | $279 |
Brookline, MA Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Brookline, MA | 3.2% | 9.7% |
| Newton | 2.97% | 9.69% |
| Watertown Town | 3.76% | 11.05% |
| Cambridge | 3.8% | 12.32% |
Brookline Renters Insurance as a Percentage of Rent
| Brookline Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 237 | 1.0% | $296 |
| $200 to $299 | 663 | 5.0% | $746 |
| $300 to $499 | 324 | 2.0% | $1196 |
| $500 to $749 | 458 | 3.0% | $1871 |
| $750 to $999 | 361 | 2.0% | $2621 |
| $1,000 to $1,499 | 2,013 | 16.0% | $3746 |
| $1,500 or more | 8,479 | 67.0% | $5396 |
Brookline, MA Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $3,800 |
| Yearly Brookline Homeowner Insurance Premium Example | $5,500 | $4,500 |
| Out of Pocket Expense During Claim | $800 | $3,800 |
| Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim | $22,800 | $21,800 |
| Net Savings to Brookline Home Owner from High Deductible Plan | $1,000 | |
Brookline, MA Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Brookline, MA Home Replacement Value MORE than Home Value | Brookline, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $741,000 | $567,500 |
| Insurance Premium based on Replacement Value | $4,900 | $3,750 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $100,000 | Risk Exposure from Under Insuring Coverage is $73,500 |
| Premium Impact | Insurance cheaper by $500/year | Insurance costlier by $650/year |
Example Brookline Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | State Farm | Amica Mutual Insurance Company | Allstate |
| Monthly Premium | 167 | 352 | 321 |
| Year Built | 1978 | 1941 | 1980 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 2 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $250000-$300000 | $400000-$500000 | $600000-$700000 |
| Deductible | $500- $1000 Deductible | $500 Deductible | $500- $1000 Deductible |
Sample Home Insurance Rates for Brookline, MA from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1940 | 730,000 | Metal Roof | 2,250 | 5 | $500- $1000 Deductible | 1000 | 2 | Brick siding | No |
| 1976 | 545,000 | Tile Roof | 2,050 | 4 | $2500-$5000 Deductible | 1370 | 6 | Brick siding | No |
| 1981 | 500,000 | Slate Shingles Roof | 1,320 | 2 | $5000 to $10,000 Deductible | 1670 | 7 | Wood siding | No |
| 1980 | 875,000 | Membrane Roof | 2,410 | 4 | > $10,000 Deductible | 1750 | 6 | Wood siding | No |
| 1971 | 1,040,000 | Slate Shingles Roof | 3,300 | 5 | $2500-$5000 Deductible | 760 | 2 | Stucco siding | No |
| 1975 | 430,000 | Membrane Roof | 1,130 | 2 | $500 Deductible | 2640 | 6 | Stucco siding | yes |
| 1971 | 425,000 | Shingles Roof | 1,570 | 3 | $500 Deductible | 1270 | 5 | Brick siding | No |
| 1982 | 510,000 | Membrane Roof | 1,800 | 2 | > $10,000 Deductible | 930 | 5 | Brick siding | No |
| 1943 | 350,000 | Shingles Roof | 1,220 | 2 | > $10,000 Deductible | 640 | 8 | Stone Siding | yes |
| 1986 | 525,000 | Asphalt Shingles Roof | 1,840 | 5 | $2500-$5000 Deductible | 320 | 1 | Vinyl siding | yes |
| 1975 | 325,000 | Tile Roof | 1,000 | 2 | $5000 to $10,000 Deductible | 950 | 6 | Stone Siding | yes |
| 1976 | 750,000 | Membrane Roof | 1,980 | 4 | $5000 to $10,000 Deductible | 4560 | 12 | Wood siding | No |
| 1947 | 530,000 | Slate Shingles Roof | 1,500 | 2 | $1000-$2500 Deductible | 810 | 2 | Stucco siding | No |
| 1984 | 1,130,000 | Metal Roof | 3,560 | 5 | $5000 to $10,000 Deductible | 2650 | 7 | Stucco siding | yes |
| 1946 | 455,000 | Composition Roof | 1,700 | 2 | $500- $1000 Deductible | 3890 | 12 | Wood siding | yes |
| 1986 | 715,000 | Metal Roof | 2,490 | 4 | $2500-$5000 Deductible | 2830 | 9 | Wood siding | yes |
| 1970 | 665,000 | Shingles Roof | 2,580 | 5 | $1000-$2500 Deductible | 3570 | 8 | Brick siding | No |
| 1946 | 550,000 | Wood Shake Roof | 1,510 | 3 | > $10,000 Deductible | 540 | 3 | Stucco siding | yes |
| 1977 | 295,000 | Membrane Roof | 990 | 2 | > $10,000 Deductible | 560 | 6 | Stone Siding | yes |
| 1985 | 330,000 | Metal Roof | 1,180 | 2 | $500 Deductible | 2470 | 12 | Stone Siding | No |
| 1941 | 445,000 | Composition Roof | 1,300 | 2 | $1000-$2500 Deductible | 1760 | 10 | Wood siding | No |
| 1984 | 1,270,000 | Tile Roof | 4,490 | 5 | $500 Deductible | 1970 | 3 | Wood siding | No |
| 1973 | 1,300,000 | Shingles Roof | 3,810 | 5 | > $10,000 Deductible | 1690 | 4 | Vinyl siding | yes |
| 1946 | 1,135,000 | Shingles Roof | 3,750 | 5 | $500- $1000 Deductible | 4030 | 7 | Brick siding | No |
| 1978 | 545,000 | Membrane Roof | 1,830 | 3 | $1000-$2500 Deductible | 3660 | 9 | Wood siding | yes |
| 1948 | 480,000 | Tile Roof | 1,750 | 3 | $2500-$5000 Deductible | 200 | 1 | Stone Siding | No |
| 1944 | 590,000 | Membrane Roof | 1,910 | 3 | $500 Deductible | 3480 | 8 | Wood siding | yes |
| 1948 | 1,080,000 | Composition Roof | 3,220 | 5 | $5000 to $10,000 Deductible | 2460 | 7 | Vinyl siding | No |
| 1988 | 735,000 | Asphalt Shingles Roof | 2,290 | 3 | > $10,000 Deductible | 1300 | 6 | Stone Siding | No |
| 1988 | 500,000 | Asphalt Shingles Roof | 1,760 | 3 | $2500-$5000 Deductible | 250 | 1 | Fiber-Cement Siding | yes |
| 1983 | 505,000 | Composition Roof | 1,380 | 2 | > $10,000 Deductible | 1390 | 8 | Fiber-Cement Siding | No |
| 1981 | 850,000 | Asphalt Shingles Roof | 3,260 | 4 | $1000-$2500 Deductible | 3720 | 6 | Brick siding | No |
| 1987 | 1,150,000 | Wood Shake Roof | 3,620 | 5 | $1000-$2500 Deductible | 5350 | 9 | Fiber-Cement Siding | yes |
| 1949 | 410,000 | Metal Roof | 1,460 | 2 | > $10,000 Deductible | 180 | 1 | Stucco siding | yes |