Brookfield Insurance Rates:

Brookfield, MO homeowners insurance is nearly $794 to $1,087, about $66-$90/month. Our thorough analysis shows customers can save upto $376 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Brookfield, MO Homeowners Insurance By Home Value

Brookfield, MO Home Value Total Homes % of Total Average Brookfield, MO Homeowners Insurance
Less than $50,000 433 31.0% $291
$50,000 to $59,999 86 6.0% $621
$60,000 to $69,999 111 7.0% $762
$70,000 to $79,999 77 5.0% $884
$80,000 to $89,999 129 9.0% $997
$90,000 to $99,999 70 5.0% $1119
$100,000 to $124,999 147 10.0% $1298
$125,000 to $149,999 107 7.0% $1618
$150,000 to $174,999 80 5.0% $1919
$175,000 to $199,999 43 3.0% $2211
$200,000 to $249,999 44 3.0% $2663
$250,000 to $299,999 19 1.0% $3255
$300,000 to $399,999 47 3.0% $4140

Top Home Insurance Agents Near Brookfield, MO

Home Insurance Company Near Brookfield, MO Homeowners Insurance Agency Near Brookfield, MO Address
NA Mccutchen And Son 1712 Main St, Unionville, MO, 63565
Travelers Consolidated Insurance Agency 208 N ROLLINS, MACON, MO, 63552
Travelers Consolidated Insurance Agency 208 N Rollins St, Macon, MO, 63552
Liberty Mutual Independent Robbins & Black Ins Agency 1818 E 9TH ST, TRENTON, MO, 64683
Allstate Scott Ellis 424 Washington St Ste A, Chillicothe, MO, 64601

Cost Of Homeowners Insurance By Street Near Brookfield, MO

Streets in Brookfield Area Homeowners Insurance Cost
Edgewood St, Hope Dr, Peck St, W Chicago Ave, Justice Dr, Nature Rd, W Washington St, S Brunswick St, W Dowden St, Co Rd Pp$944
Strawbridge St, Impala Rd, Keene Dr, E Sedgwick St, W 3rd St, Co Rd V, 3rd St, Grant Rd, Nation Dr, W Bisbee St$941
State Hwy 11, Freeman St, Old Hwy 36, Scott St, E Howell Ave, Minor Rd, Old Hwy 36, Co Rd F, Gage Rd, Sycamore Dr$934
W Hayden St, Mill Dr, Link Rd, E Lockling Ave, W Robard St, State Hwy 129, Gamble St, Co Rd Ww, Madrid Dr, E Front St$942
Sunrise Vista Pl, Landau Dr, Novel Rd, S Josephine St, Pettijohn St, E John St, Gaton Dr, Mary St, S Livingston St, Crest Rd$945

Brookfield, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Brookfield$139 to $142
Laclede$136
Linn County$140
Marceline$139

Brookfield, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Laclede city, Missouri $114 $151 $227
Linn County, Missouri $117 $155 $233
Marceline township, Linn County, Missouri $116 $155 $232

Brookfield, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Brookfield, MO8.7%28.7%
Laclede12.75%27.55%
Linn County8.58%24.58%
Marceline8.66%21.36%

Brookfield Renters Insurance as a Percentage of Rent

Brookfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 25 5.0% $360
$200 to $299 44 8.0% $810
$300 to $499 129 25.0% $1260
$500 to $749 181 36.0% $1935
$750 to $999 85 17.0% $2685
$1,000 to $1,499 33 6.0% $3810

Brookfield, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Brookfield Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,300$6,700
Net Savings to Brookfield Home Owner from High Deductible Plan $600

Brookfield, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Brookfield, MO Home Replacement Value MORE than Home Value Brookfield, MO Home Replacement Value LESS than Home Value
Replacement Value $87,000 $60,500
Insurance Premium based on Replacement Value $525 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,000 Risk Exposure from Under Insuring Coverage is $10,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Brookfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceChubb Group of InsuranceTravelers
Monthly Premium 393948
Year Built 196019831959
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$150000-$175000$100000-$125000
Deductible $500 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Brookfield, MO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1946 65,000 Composition Roof 1,280 3 $500- $1000 Deductible 130 6 Fiber-Cement Siding No
1982 105,000 Wood Shake Roof 1,720 5 $500- $1000 Deductible 280 8 Stone Siding No
1977 120,000 Slate Shingles Roof 2,130 4 $500- $1000 Deductible 520 10 Brick siding yes
1942 155,000 Asphalt Shingles Roof 2,790 4 $1000-$2500 Deductible 50 1 Stone Siding yes
1973 120,000 Metal Roof 1,940 5 $2500-$5000 Deductible 250 7 Fiber-Cement Siding No
1978 135,000 Membrane Roof 1,900 4 $500- $1000 Deductible 70 1 Vinyl siding yes
1982 80,000 Membrane Roof 1,300 3 $1000-$2500 Deductible 320 9 Fiber-Cement Siding No
1944 160,000 Wood Shake Roof 2,260 3 $2500-$5000 Deductible 170 4 Fiber-Cement Siding No
1989 295,000 Asphalt Shingles Roof 4,270 5 > $10,000 Deductible 850 12 Vinyl siding No
1945 170,000 Composition Roof 2,630 5 $2500-$5000 Deductible 50 1 Vinyl siding yes
1984 250,000 Wood Shake Roof 4,100 5 $500- $1000 Deductible 540 8 Stucco siding No
1964 180,000 Slate Shingles Roof 2,600 4 $2500-$5000 Deductible 140 3 Stucco siding No
1972 250,000 Shingles Roof 3,810 5 $2500-$5000 Deductible 410 7 Stone Siding No
1975 105,000 Shingles Roof 1,520 5 $500- $1000 Deductible 610 12 Brick siding yes
1944 70,000 Slate Shingles Roof 1,290 3 $500 Deductible 40 2 Stucco siding No
1982 135,000 Metal Roof 2,240 5 $500- $1000 Deductible 170 5 Stone Siding yes
1967 200,000 Tile Roof 3,340 4 $500 Deductible 500 7 Wood siding No
1942 105,000 Slate Shingles Roof 1,610 5 $2500-$5000 Deductible 140 5 Stucco siding No
1969 160,000 Wood Shake Roof 2,760 5 $500- $1000 Deductible 560 9 Stone Siding No
1940 80,000 Composition Roof 1,380 3 $500 Deductible 110 4 Stone Siding yes
1969 135,000 Asphalt Shingles Roof 1,900 3 $2500-$5000 Deductible 160 4 Vinyl siding yes
1976 125,000 Shingles Roof 2,110 4 $2500-$5000 Deductible 430 12 Vinyl siding No
1977 215,000 Tile Roof 4,050 5 $2500-$5000 Deductible 300 5 Vinyl siding yes
1963 130,000 Tile Roof 1,940 3 $500- $1000 Deductible 120 2 Brick siding yes
1982 150,000 Shingles Roof 2,350 4 $1000-$2500 Deductible 40 1 Vinyl siding No
1954 265,000 Wood Shake Roof 3,840 5 $500 Deductible 360 4 Stone Siding yes
1986 230,000 Metal Roof 3,180 4 $5000 to $10,000 Deductible 590 9 Vinyl siding yes
1968 290,000 Slate Shingles Roof 4,490 5 $2500-$5000 Deductible 820 8 Brick siding No
1948 185,000 Tile Roof 2,940 5 $500- $1000 Deductible 200 3 Brick siding No
1947 190,000 Composition Roof 2,800 5 $500 Deductible 720 12 Vinyl siding yes
1963 155,000 Slate Shingles Roof 2,350 3 $5000 to $10,000 Deductible 240 5 Fiber-Cement Siding No
1958 115,000 Wood Shake Roof 2,030 5 $1000-$2500 Deductible 250 9 Vinyl siding yes