Brockton Insurance Rates:
Brockton, MA homeowners insurance is roughly $867 to $1,176, about $72-$98/month. Our exhaustive research shows customers can save upto $408 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
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Home Insurance Companies in Brockton, MA: Customer-Reviewed Options
Top Home Insurance Agents Near Brockton, MA
| Home Insurance Company Near Brockton, MA |
Homeowners Insurance Agency Near Brockton, MA |
Address |
| Travelers |
Legacy Insurance Agency Group |
213 MAIN ST, WAREHAM, MA, 2571 |
| Liberty Mutual |
Mary Beth Cafferty |
141 Congress Street, Boston, MA, 2110 |
| Liberty Mutual Independent |
Michals Ins Agency Inc |
85 MAIN ST STE 101, WATERTOWN, MA, 2472 |
| Travelers |
F I Patnode Ins Agcy Inc |
396 WASHINGTON ST, BRIGHTON, MA, 2135 |
Brockton, MA Auto & Homeowners Insurance Bundling Discounts
| Place |
1 Car Bundle Savings On Insurance |
2 Car Bundle Savings On Insurance |
3 Car Bundle Savings On Insurance |
| Avon town, Norfolk County, Massachusetts |
$131 |
$174 |
$261 |
| West Bridgewater town, Plymouth County, Massachusetts |
$131 |
$174 |
$261 |
| Holbrook CDP, Massachusetts |
$129 |
$172 |
$258 |
Brockton, MA Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
| Brockton, MA | 4.4% | 13.5% |
| Avon | 4.37% | 14.25% |
| West Bridgewater | 3.89% | 13.49% |
| Holbrook | 4.11% | 12.43% |
Brockton Renters Insurance as a Percentage of Rent
| Brockton Home By Monthly Rent |
Total Homes |
% of Total |
Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|
| Less than $200 |
294 |
2.0% |
$366 |
| $200 to $299 |
1,184 |
8.0% |
$816 |
| $300 to $499 |
932 |
6.0% |
$1266 |
| $500 to $749 |
1,447 |
10.0% |
$1941 |
| $750 to $999 |
2,544 |
18.0% |
$2691 |
| $1,000 to $1,499 |
5,418 |
40.0% |
$3816 |
| $1,500 or more |
1,590 |
11.0% |
$5466 |
Brockton, MA Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible |
|---|
| Deductible | $1,000 | $4,000 |
| Yearly Brockton Homeowner Insurance Premium Example | $1,100 | $600 |
| Out of Pocket Expense During Claim | $1,000 | $4,000 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim |
$8,700 | $8,200 |
| Net Savings to Brockton Home Owner from High Deductible Plan |
$500 |
Brockton, MA Home Insurance Costs With Home Replacement Value Scenarios
| Scenario |
Brockton, MA Home Replacement Value MORE than Home Value |
Brockton, MA Home Replacement Value LESS than Home Value |
| Replacement Value |
$251,000 |
$163,500 |
| Insurance Premium based on Replacement Value |
$1,750 |
$1,150 |
| Risk Exposure from Under Insuring Coverage |
Unnecessary Home Insurance Coverage of $60,500 |
Risk Exposure from Under Insuring Coverage is $27,000 |
| Premium Impact |
Insurance cheaper by $175/year |
Insurance costlier by $425/year |
Example Brockton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company |
State Farm | Liberty Mutual | Amica Mutual Insurance Company |
| Monthly Premium |
124 | 313 | 136 |
| Year Built |
1968 | 1945 | 1975 |
| Home Details |
3 Beds, 1 Baths | 5 Beds, 3 Baths | 4 Beds, 1 Baths |
| Coverage Amount |
$250000-$300000 | $500000-$600000 | $300000-$350000 |
| Deductible |
$5000 to $10,000 Deductible | $2500-$5000 Deductible | $5000 to $10,000 Deductible |