Bristol Insurance Rates:

Bristol, TN homeowners insurance is nearly $669 to $911, about $55-$75/month. Our thorough research reveals consumers can save upto $316 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Ameriprise
They offer really competitive rates for costco member. this really helps.
Allstate
Overall i like allstate because its a very reliable company and gives me convenient local service that is what i need. what i would like is they can offer more competitive price for home insurance for small household.
Liberty Mutual
One of the aspects of liberty mutual home insurance i don't like is that i don't have an assigned agent. i sometimes feel like just a number.
Erie Insurance
They are easy to deal with and are always able to help me if I have questions about my policy. I don't feel like I need to contact them very often, which is probably a good thing and means that they are doing their job.
State Farm
I like that they seem to be about average rate and coverage. I like that I haven't had to contact them. I like that their website is easy. I like that they haven't dropped us and they haven't left the state.
State Farm
I like how easy it is to pay all my bills in one place. I pay for life, auto, home, and loan .they're really helpful and always have my best interest in mind
Allstate
I like the fact that they are a big company with a lot of different coverage options and that it is easy to communicate with customer service

Bristol, TN Homeowners Insurance By Home Value

Bristol, TN Home Value Total Homes % of Total Average Bristol, TN Homeowners Insurance
Less than $50,000 1,207 15.0% $189
$50,000 to $59,999 398 5.0% $410
$60,000 to $69,999 437 5.0% $505
$70,000 to $79,999 580 7.0% $584
$80,000 to $89,999 791 10.0% $663
$90,000 to $99,999 536 7.0% $742
$100,000 to $124,999 811 10.0% $861
$125,000 to $149,999 672 8.0% $1074
$150,000 to $174,999 693 9.0% $1271
$175,000 to $199,999 520 6.0% $1469
$200,000 to $249,999 374 4.0% $1761
$250,000 to $299,999 322 4.0% $2156
$300,000 to $399,999 308 4.0% $2741

Top Home Insurance Agents Near Bristol, TN

Home Insurance Company Near Bristol, TN Homeowners Insurance Agency Near Bristol, TN Address
NA Greystone Insurance Associates, Inc. 148 Hwy 105 Ext Ste 204 Boone, Town of Boone, NC, 28607
Erie Highlander Insurance Agency 1095 E King Street, Boone, NC, 28607
Erie Jenkins Insurance Services 201 E Center Street, Kingsport, TN, 37660
Erie The Insurance Center Of Tn 4104 N Roan Street Suite B, Johnson City, TN, 37601
Travelers Wamplers Insurance Agency Inc 445 PORTERFIELD HWY SUITE D, ABINGDON, VA, 24210

Cost Of Homeowners Insurance By Street Near Bristol, TN

Streets in Bristol Area Homeowners Insurance Cost
Meadow Dr, Roscommon Dr, Martindale Rd, Greenway Rd, Cedar Side Pl, Blackburn Cir, S Hollow Rd, Memory Lane Private Dr, Clark Pl, Logan Cir$801
Johnston Ave, Gentry Ln, Bentley Rd, Reynolds St, Twain Cir, Peters Rd, Tanglewood Dr, Lakes Edge, Deer Harbour Rd, State St$791
Richmond Heights Rd, Brookside Dr, Apple Tree, Hill Top Cir, Dartmouth Dr, Elizabeth St, Brown Dr, Lazy Acres, Old Jonesboro Rd, Mockingbird Pl$785
Blanches View Dr, Bear Dr, Hart Blvd, Leona St, Carol Ln Exd, State Rte 75, Brookwood Dr, Savoy Dr, Bristol Ave, Vance Rd$806
Polaris Dr, Carasil Private Dr, Redstone Dr, Old Beidleman Rd, N Paperville Rd, Concord Cir, Henson Rd, Travelers Way, Three Oaks Rd, Arkansas Ave$825
Oakwood St, Honeysuckle Ln, Glendale St, Fairwood Dr, Bristol Caverns Hwy, Raytheon Rd, Tipton Ln, Andys Ln, Cortland St, County Home Rd$796
Sugar Hollow Trl, Morris St, Sheltered Cove Pvt Dr, Plainview Dr, Carisil Rd, Woods St, Essies Private Dr, Steele Creek Park Rd, Mayfield Dr, Old Stage Trl$792
Tipperary Cir, Lake Front Ln, Locust Rd, 3rd St, Lavinder Ln, Spring Dr, Clear Branch Cir, Upland Way, Bramm Ln, Beechwood Dr$791
Worley Dr, Reedy Creek Rd, Campbell Cross Rd, Lewis St, Maxwell Dr, Rose St, Locust Dr, Quail Ln, Littrell Private Dr, Donegal Way$817
Willow St, Duncan St, Anderson Rd, 16th St, Emmett Rd, 5th St, Knob Park Rd, Dairy Cir, Mount Area Dr, Isley Rd$776

Bristol, TN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bristol$117 to $119
Walnut Hill$120
Bristol$104
Sullivan County$119

Bristol, TN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Walnut Hill CDP, Tennessee $100 $133 $200
Bristol city, Virginia $87 $116 $174
Sullivan County, Tennessee $100 $133 $199

Bristol, TN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bristol, TN6.5%19.3%
Walnut Hill7.03%26.28%
Bristol6.14%18.09%
Sullivan County6.66%22.65%

Bristol Renters Insurance as a Percentage of Rent

Bristol Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 183 5.0% $364
$200 to $299 269 7.0% $814
$300 to $499 633 18.0% $1264
$500 to $749 1,359 38.0% $1939
$750 to $999 805 23.0% $2689
$1,000 to $1,499 172 4.0% $3814
$1,500 or more 73 2.0% $5464

Bristol, TN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Bristol Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,200$6,600
Net Savings to Bristol Home Owner from High Deductible Plan $600

Bristol, TN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bristol, TN Home Replacement Value MORE than Home Value Bristol, TN Home Replacement Value LESS than Home Value
Replacement Value $106,500 $75,000
Insurance Premium based on Replacement Value $525 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,500 Risk Exposure from Under Insuring Coverage is $13,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $100/year

Example Bristol Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersGEICO InsuranceChubb Group of Insurance
Monthly Premium 414282
Year Built 200319761986
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $125000-$150000$150000-$175000$250000-$300000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Bristol, TN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1970 195,000 Tile Roof 2,830 4 $5000 to $10,000 Deductible 480 9 Brick siding No
1980 130,000 Slate Shingles Roof 1,540 5 $1000-$2500 Deductible 250 6 Stone Siding No
1974 325,000 Shingles Roof 4,300 5 $500 Deductible 780 5 Stucco siding yes
1996 145,000 Metal Roof 1,990 3 $1000-$2500 Deductible 310 6 Vinyl siding No
1975 140,000 Tile Roof 2,350 3 $500- $1000 Deductible 550 12 Vinyl siding No
1990 135,000 Membrane Roof 1,900 3 $2500-$5000 Deductible 290 9 Brick siding yes
1986 265,000 Slate Shingles Roof 3,380 4 > $10,000 Deductible 500 9 Stone Siding No
2010 140,000 Slate Shingles Roof 2,220 3 $1000-$2500 Deductible 600 12 Fiber-Cement Siding No
2003 185,000 Shingles Roof 2,190 5 $500 Deductible 170 2 Stone Siding yes
1989 295,000 Wood Shake Roof 3,630 5 > $10,000 Deductible 50 1 Vinyl siding No
1997 160,000 Membrane Roof 2,040 3 $2500-$5000 Deductible 520 12 Brick siding yes
1996 305,000 Shingles Roof 4,660 5 $5000 to $10,000 Deductible 900 12 Stucco siding yes
1945 145,000 Tile Roof 1,790 4 $2500-$5000 Deductible 430 12 Fiber-Cement Siding No
1990 145,000 Metal Roof 2,230 3 $500 Deductible 670 12 Wood siding No
1973 170,000 Wood Shake Roof 2,170 3 $500- $1000 Deductible 500 9 Fiber-Cement Siding No
2013 105,000 Tile Roof 1,540 5 $500 Deductible 200 4 Vinyl siding No
2007 355,000 Membrane Roof 4,240 5 $500 Deductible 1310 10 Fiber-Cement Siding No
2010 140,000 Wood Shake Roof 2,330 4 $2500-$5000 Deductible 30 1 Brick siding No
1972 295,000 Asphalt Shingles Roof 4,770 5 $1000-$2500 Deductible 830 8 Wood siding yes
1992 205,000 Tile Roof 2,860 4 $5000 to $10,000 Deductible 330 5 Wood siding No
1968 155,000 Wood Shake Roof 1,960 3 $5000 to $10,000 Deductible 400 12 Vinyl siding yes
1960 85,000 Tile Roof 1,320 3 $500- $1000 Deductible 140 4 Brick siding yes
1973 100,000 Composition Roof 1,400 3 $1000-$2500 Deductible 30 1 Fiber-Cement Siding yes
2011 105,000 Metal Roof 1,850 3 $500 Deductible 80 2 Stone Siding No
1948 135,000 Tile Roof 1,850 5 $1000-$2500 Deductible 180 4 Wood siding No