Bristol Insurance Rates:

Bristol, RI homeowners insurance is approximately $956 to $1,300, about $79-$108/month. Our all inclusive analysis shows customers can save as much as $451 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide
I like the fact i can rely on them whenever needed and have everything taking care of if anything happens.
Allstate
Why do they hire peyton manning to work in new england advertisements? that must frustrate people who are patriots fans.
State Farm
Pleasant staff members to deal with. always polite and patient when i have questions about my insurance policy or my bill.
State Farm
This is primarily with claims, but they seem to be very proactive and helpful from the initial claim throughout the resolution.
State Farm
I haven't compared other insurances, but I have always been pleased with our insurance and their communication with us. When we had a car accident our claim was handled very professionally.
State Farm
Anytime we have a question we are able to get a prompt response from our local agent.
Narragansett Bay Insurance Company
I like that they offer good coverage for a fair price. They answer all questions, send the policy quickly. And whenever I have called they have been very helpful.

Bristol, RI Homeowners Insurance By Home Value

Bristol, RI Home Value Total Homes % of Total Average Bristol, RI Homeowners Insurance
Less than $50,000 82 1.0% $78
$125,000 to $149,999 52 1.0% $462
$150,000 to $174,999 105 2.0% $552
$175,000 to $199,999 214 4.0% $631
$200,000 to $249,999 832 19.0% $767
$250,000 to $299,999 1,111 25.0% $936
$300,000 to $399,999 1,904 43.0% $1195

Top Home Insurance Agents Near Bristol, RI

Home Insurance Company Near Bristol, RI Homeowners Insurance Agency Near Bristol, RI Address
NA Thomas Zamagni Insurance Agency 75 Donna Drive, Hanson, MA, 2341
Nationwide Lemieux Insurance & Financial Services Llc 60 Hartford Pike, Dayville, CT, 6241
Travelers Oliver Insurance Agency Inc 645 Metacom Ave, Bristol, RI, 2809
Liberty Mutual Ryan Mcallian 690 Canton Street Ste 300, Westwood, MA, 2090
Travelers The Insurance Agency Of Cape Cod 480 Route 6A , East Sandwich, MA, 2537

Cost Of Homeowners Insurance By Street Near Bristol, RI

Streets in Bristol Area Homeowners Insurance Cost
Middleton Rd, Francis St, Laurie Ln, Stephen Dr, State St, Wendy Dr, Dolly Dr, Dana St, Harborview Ave, Narrows Rd$1,139
Prenda Ln, Pagnano St, Milford St, Division St, Manchester St, Highview Dr, Christopher Dr, Ridge Rd, Pawtucket Ave, Gibson Rd$1,134
Varnum Ave, Washington St, Woburn St, Addy Dr, Siegel St, Constitution St, Heritage Rd, Congregational St, Howe St, Evangeline Ct$1,107
Sherman Ave, Sampson St, Smith St, Michael Dr, Francesca Ln, Cole St, Oliver St, Wapping Dr, King Philip Ave, Justin St$1,122
Charles St, Prucia Dr, Magnolia St, Saint Theresa Ave, Platt St, Hydraulion Ave, Ursula Dr, Mount Pleasant Ave, Peter Rd, Massasoit Ave$1,126

Bristol, RI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bristol$168 to $171
Bristol County$170
Warren$166
Barrington$174

Bristol, RI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bristol County, Rhode Island $142 $189 $283
Warren town, Bristol County, Rhode Island $138 $184 $276
Barrington town, Bristol County, Rhode Island $145 $193 $290

Bristol, RI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bristol, RI4.2%13.8%
Bristol County4.17%12.33%
Warren4.69%13.05%
Barrington3.81%9.89%

Bristol Renters Insurance as a Percentage of Rent

Bristol Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 119 4.0% $779
$300 to $499 218 7.0% $1229
$500 to $749 695 25.0% $1904
$750 to $999 773 28.0% $2654
$1,000 to $1,499 702 25.0% $3779
$1,500 or more 219 7.0% $5429

Bristol, RI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Bristol Homeowner Insurance Premium Example $2,800$2,600
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $23,600$23,000
Net Savings to Bristol Home Owner from High Deductible Plan $600

Bristol, RI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bristol, RI Home Replacement Value MORE than Home Value Bristol, RI Home Replacement Value LESS than Home Value
Replacement Value $378,500 $269,500
Insurance Premium based on Replacement Value $4,550 $3,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $71,500 Risk Exposure from Under Insuring Coverage is $37,500
Premium Impact Insurance cheaper by $450/year Insurance costlier by $875/year

Example Bristol Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateGEICO InsuranceNationwide Insurance
Monthly Premium 337795332
Year Built 196519871940
Home Details 4 Beds, 2 Baths5 Beds, 3 Baths3 Beds, 2 Baths
Coverage Amount $350000-$400000More than 10000000$400000-$500000
Deductible $500 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Bristol, RI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1945 660,000 Membrane Roof 3,290 4 > $10,000 Deductible 3080 12 Vinyl siding No
1983 345,000 Tile Roof 2,140 3 $500 Deductible 1650 7 Stucco siding yes
1949 440,000 Composition Roof 2,540 4 $1000-$2500 Deductible 3070 9 Stone Siding yes
1981 235,000 Tile Roof 1,630 4 $1000-$2500 Deductible 1230 6 Stucco siding No
1989 230,000 Composition Roof 1,470 3 $2500-$5000 Deductible 950 8 Stucco siding yes
1985 290,000 Slate Shingles Roof 2,050 3 $1000-$2500 Deductible 360 2 Wood siding No
1979 345,000 Metal Roof 2,150 4 > $10,000 Deductible 1130 8 Stone Siding No
1981 350,000 Asphalt Shingles Roof 2,140 3 $500- $1000 Deductible 420 2 Vinyl siding No
1968 365,000 Membrane Roof 1,980 3 $500 Deductible 1190 4 Stone Siding yes
1946 245,000 Tile Roof 1,460 2 $500 Deductible 1270 8 Fiber-Cement Siding No
1978 170,000 Composition Roof 1,030 2 $500 Deductible 120 1 Vinyl siding yes
1972 200,000 Asphalt Shingles Roof 1,300 3 $1000-$2500 Deductible 1000 7 Wood siding No
1945 220,000 Asphalt Shingles Roof 1,150 2 $1000-$2500 Deductible 1520 10 Vinyl siding No
1998 180,000 Tile Roof 1,230 3 $500- $1000 Deductible 1750 12 Wood siding yes
1985 350,000 Metal Roof 1,870 5 $5000 to $10,000 Deductible 1160 7 Stucco siding yes
1992 225,000 Shingles Roof 1,250 2 > $10,000 Deductible 980 8 Stucco siding No
1943 440,000 Asphalt Shingles Roof 2,390 3 $2500-$5000 Deductible 740 3 Vinyl siding yes
1970 665,000 Slate Shingles Roof 4,570 5 $1000-$2500 Deductible 620 2 Fiber-Cement Siding yes
1962 275,000 Membrane Roof 1,570 3 > $10,000 Deductible 590 4 Vinyl siding yes
1961 490,000 Tile Roof 2,480 5 $2500-$5000 Deductible 2130 8 Wood siding No
1978 300,000 Wood Shake Roof 1,740 4 $500- $1000 Deductible 2130 7 Fiber-Cement Siding yes
1976 250,000 Asphalt Shingles Roof 1,780 4 $500 Deductible 880 4 Stucco siding No
1988 265,000 Composition Roof 1,860 3 $500- $1000 Deductible 1230 7 Stucco siding No
1997 590,000 Shingles Roof 3,120 4 $1000-$2500 Deductible 2510 6 Vinyl siding yes
1941 595,000 Composition Roof 3,260 5 $500 Deductible 3400 7 Brick siding yes
1989 300,000 Asphalt Shingles Roof 1,830 3 $2500-$5000 Deductible 200 1 Vinyl siding yes
1943 480,000 Tile Roof 2,540 4 $5000 to $10,000 Deductible 2050 7 Brick siding yes
1944 320,000 Slate Shingles Roof 1,680 3 > $10,000 Deductible 1150 9 Vinyl siding yes
1967 285,000 Shingles Roof 1,750 3 $1000-$2500 Deductible 1090 6 Wood siding yes
1963 390,000 Tile Roof 2,140 4 $500- $1000 Deductible 1350 5 Fiber-Cement Siding No
1990 250,000 Membrane Roof 1,510 2 > $10,000 Deductible 860 10 Stucco siding No
1942 495,000 Composition Roof 3,200 4 $500- $1000 Deductible 4430 9 Brick siding yes