Bristol, CT homeowners insurance is roughly $717 to $971, about $59-$80/month. Our detailed guide reveals consumers can save as much as $338 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Bristol, CT | Homeowners Insurance Agency Near Bristol, CT | Address |
|---|---|---|
| Liberty Mutual | Christopher Perrier | 360 Bloomfield Ave Suite 202, Windsor, CT, 6095 |
| Nationwide | James J. Eagan | 336 Federal Rd, Brookfield, CT, 06804-2406 |
| Allstate | Joseph D'Errico | 647 W Main St, Norwich, CT, 6360 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Terryville CDP, Connecticut | $126 | $168 | $252 |
| Plainville town, Hartford County, Connecticut | $126 | $168 | $252 |
| Plymouth town, Litchfield County, Connecticut | $127 | $169 | $254 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Bristol, CT | 4.0% | 9.9% |
| Terryville | 3.92% | 9.72% |
| Plainville | 3.99% | 10.21% |
| Plymouth | 3.74% | 9.57% |
| Bristol Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 196 | 2.0% | $344 |
| $200 to $299 | 366 | 4.0% | $794 |
| $300 to $499 | 477 | 5.0% | $1244 |
| $500 to $749 | 1,497 | 18.0% | $1919 |
| $750 to $999 | 2,826 | 34.0% | $2669 |
| $1,000 to $1,499 | 2,522 | 30.0% | $3794 |
| $1,500 or more | 254 | 3.0% | $5444 |
| Streets in Bristol Area | Homeowners Insurance Cost |
|---|---|
| Rambler St, James Drew Ln, Holt St, Tyler Way, Maureen Dr, Cameron Dr, Turtlebrook Ln, Glenn St, Marvin St, Fox Hollow Ln | $847 |
| Lee St, Alder St, New St, Runge Ave, Alexander St, Middle St, Rudolph Pl, Evergreen St, Northmont Rd Exd, Yale Dr | $859 |
| Oak Hill Dr, Damato Rd, Swanson Dr, Mercier Ave, Richmond Pl, Knox Pl, John Ave, Matthews St, Kathern St, Cemetery Ave | $838 |
| Julia Rd, Sheeran Rd, Topview Ter, Massachusetts Dr, Southdown Dr, Birge Rd, Moody Ct, Amy Ln, Bethel St, Lynn Rd | $856 |
| Holt Pl, Pound St, Lawson Rd, Anderson Ave, Baldwin Dr, Currey Ct, Dallas Ave, Middle St, Mine Rd, Indiana St | $844 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Bristol | $126 to $128 |
| Terryville | $126 |
| Burlington | $132 |
| Farmington | $133 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,400 | $4,400 |
| Yearly Bristol Homeowner Insurance Premium Example | $3,100 | $2,500 |
| Out of Pocket Expense During Claim | $1,400 | $4,400 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $26,200 | $24,400 |
| Net Savings to Bristol Home Owner from High Deductible Plan | $1,800 | |
| Scenario | Bristol, CT Home Replacement Value MORE than Home Value | Bristol, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $275,500 | $188,000 |
| Insurance Premium based on Replacement Value | $3,150 | $2,150 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $62,500 | Risk Exposure from Under Insuring Coverage is $25,000 |
| Premium Impact | Insurance cheaper by $300/year | Insurance costlier by $700/year |
| Insurance Company | Chubb Group of Insurance | Travelers | Farmers Insurance |
| Monthly Premium | 299 | 97 | 72 |
| Year Built | 1990 | 1973 | 1940 |
| Home Details | 5 Beds, 1 Baths | 2 Beds, 1 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $400000-$500000 | $150000-$175000 | $100000-$125000 |
| Deductible | $500- $1000 Deductible | $2500-$5000 Deductible | $500- $1000 Deductible |