Bridgewater Insurance Rates:

Bridgewater, NJ homeowners insurance is roughly $759 to $1,031, about $63-$85/month. Our all inclusive analysis reveals consumers can save upto $358 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Universal Insurance
They have great customer service and are available to help you whenever you have a question or concern. they are also great at sending adjuster out quickly to check when you have a claim and assisting you with getting your claim filed in a timely fashion
Amica Mutual Insurance
At amica the prices tend not to be the lowest in the business and you don't have an agent if there are issues that you need dealt with.
Farmer's Insurance
I just received the service through an intermediary bank so my bank guy will be making the contacts with the insurance company. I am not sure what he says about the customer service side. But I am happy with my guy's customer service. And I like the policy and the price for it.
State Farm
I have not searched for other companies as I have all of my insurance through state farm - and the ease of having everything at one company helps
State Farm
I like that they are easy to deal with. I like having a local agent that I can call if I need anything. They are very responsive and pleasant to work with.
Nationwide
Very satisfied they are very knowledgeable and very good at explaining any questions that may arise over our policies. They also make suggestions on other products that may interest us
Farmer's Insurance
I would recommend them for coverage because I like that I get to work with one person from start to finish. I like that almost everything is covered for a reasonable price.

Bridgewater, NJ Homeowners Insurance By Home Value

Bridgewater, NJ Home Value Total Homes % of Total Average Bridgewater, NJ Homeowners Insurance
Less than $50,000 94 1.0% $44
$100,000 to $124,999 216 4.0% $214
$125,000 to $149,999 97 1.0% $268
$150,000 to $174,999 69 1.0% $313
$175,000 to $199,999 285 5.0% $366
$200,000 to $249,999 566 10.0% $438
$250,000 to $299,999 800 15.0% $537
$300,000 to $399,999 2,904 56.0% $689

Top Home Insurance Agents Near Bridgewater, NJ

Home Insurance Company Near Bridgewater, NJ Homeowners Insurance Agency Near Bridgewater, NJ Address
Travelers Foglia Insurance Inc 9456 STATE RD UNIT 4, PHILADELPHIA, PA, 19114
Travelers Heritage Wealth Insurance Brokers Inc 7 WEST BROAD ST STE 209, MOUNT VERNON, NY, 10552
Nationwide Jordan B. Rosen 8919 New Falls Rd Ste 9, Levittown, PA, 19054-1713
Travelers Lechner & Stauffer Inc 589 Main St, Pennsburg, PA, 18073
Allstate Mubarak Mahmood 139 N Central Ave Ste 1, Valley Stream, NY, 11580

Cost Of Homeowners Insurance By Street Near Bridgewater, NJ

Streets in Bridgewater Area Homeowners Insurance Cost
Murphy Dr, Diamond Pl, Daisy Ln, Cathy Ct, Miller Ave, Whortley Cir, Neskell Dr, Dumont Ct, Roanoke Rd, Wight St$925
Jarman Pl, Riha St, Vanderveer Rd, Kathleen Pl, Meadow View Dr, Sunny Slope Rd, Birch Hill Dr, Argonne Farm Dr, Black Ct, Bellacone St$855
Whitehead Rd, Sunset Ln, Bluestone Ln, N Mountain Ave, Southbrook Dr, Thruway Dr, Cypress Way, Harry Rd, Charlotte Dr W, North Xing$876
Twin Crook Rd, Prospect Ave, Simonson Ln, Mount Horeb Rd, Woodward Dr, Hart Dr, Krams Trl, Riddle Ct, Gate Rd, Sylvan Rd$907
Timberline Dr, Flanders Way, Middle Rd, Lee Pl, Mohawk Trl, Roosevelt St, Tall Oaks Dr, Lynne Way, Garfield Ave, Kiser Ln$949

Bridgewater, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bridgewater$133 to $136
Green Knoll$134
Somerville$127
Martinsville$139

Bridgewater, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Green Knoll CDP, New Jersey $112 $149 $223
Somerville borough, New Jersey $106 $141 $212
Martinsville CDP, New Jersey $116 $154 $231

Bridgewater, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bridgewater, NJ2.7%7.5%
Green Knoll2.54%7.45%
Somerville2.84%7.06%
Martinsville2.42%7.72%

Bridgewater Renters Insurance as a Percentage of Rent

Bridgewater Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 64 2.0% $763
$300 to $499 53 2.0% $1213
$500 to $749 26 1.0% $1888
$750 to $999 164 7.0% $2638
$1,000 to $1,499 594 26.0% $3763
$1,500 or more 1,350 59.0% $5413

Bridgewater, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$3,500
Yearly Bridgewater Homeowner Insurance Premium Example $3,600$3,100
Out of Pocket Expense During Claim$1,500$3,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $26,700$25,200
Net Savings to Bridgewater Home Owner from High Deductible Plan $1,500

Bridgewater, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bridgewater, NJ Home Replacement Value MORE than Home Value Bridgewater, NJ Home Replacement Value LESS than Home Value
Replacement Value $822,000 $509,000
Insurance Premium based on Replacement Value $3,775 $2,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $143,500 Risk Exposure from Under Insuring Coverage is $169,500
Premium Impact Insurance cheaper by $775/year Insurance costlier by $650/year

Example Bridgewater Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersState FarmGEICO Insurance
Monthly Premium 50143324
Year Built 200119941977
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $250000-$300000$500000-$600000$700000-$800000
Deductible > $10,000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Bridgewater, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1991 420,000 Shingles Roof 2,210 5 $500 Deductible 1120 6 Stone Siding yes
2007 585,000 Shingles Roof 2,430 4 $5000 to $10,000 Deductible 940 8 Stucco siding No
1972 820,000 Asphalt Shingles Roof 4,030 5 $1000-$2500 Deductible 1700 8 Stucco siding No
1965 820,000 Membrane Roof 3,170 4 $5000 to $10,000 Deductible 2360 9 Brick siding yes
1993 795,000 Shingles Roof 3,230 4 $1000-$2500 Deductible 1610 6 Fiber-Cement Siding yes
2003 895,000 Metal Roof 4,520 5 $2500-$5000 Deductible 2570 12 Fiber-Cement Siding yes
1973 590,000 Metal Roof 2,370 4 $1000-$2500 Deductible 1040 7 Fiber-Cement Siding yes
2006 295,000 Metal Roof 1,390 3 > $10,000 Deductible 700 12 Vinyl siding yes
1960 280,000 Metal Roof 1,290 3 $1000-$2500 Deductible 850 9 Stucco siding No
2001 585,000 Metal Roof 2,240 3 $5000 to $10,000 Deductible 1420 7 Wood siding yes
1997 415,000 Shingles Roof 1,890 5 $2500-$5000 Deductible 540 5 Fiber-Cement Siding No
1983 920,000 Metal Roof 4,760 5 $2500-$5000 Deductible 1120 4 Brick siding yes
1981 575,000 Shingles Roof 2,460 5 > $10,000 Deductible 920 6 Fiber-Cement Siding No
1973 555,000 Metal Roof 2,660 5 $5000 to $10,000 Deductible 1330 8 Wood siding No
1988 310,000 Membrane Roof 1,280 3 $500- $1000 Deductible 1190 10 Brick siding No
1996 355,000 Membrane Roof 1,350 3 $2500-$5000 Deductible 790 9 Stone Siding yes
2001 350,000 Shingles Roof 1,680 3 > $10,000 Deductible 740 10 Brick siding yes
1968 1,035,000 Membrane Roof 4,710 5 $500 Deductible 1280 3 Fiber-Cement Siding No
2004 385,000 Composition Roof 1,670 3 $1000-$2500 Deductible 300 2 Stucco siding yes
1994 695,000 Asphalt Shingles Roof 3,080 5 $500 Deductible 510 2 Stucco siding No
1972 325,000 Slate Shingles Roof 1,330 3 $2500-$5000 Deductible 660 7 Stucco siding yes
2007 400,000 Shingles Roof 1,890 3 > $10,000 Deductible 280 3 Vinyl siding No
1973 560,000 Metal Roof 2,500 5 $5000 to $10,000 Deductible 340 3 Stucco siding yes
1977 335,000 Metal Roof 1,310 3 $1000-$2500 Deductible 830 7 Wood siding yes
1981 370,000 Asphalt Shingles Roof 1,500 3 $2500-$5000 Deductible 480 4 Brick siding No
2009 990,000 Wood Shake Roof 4,850 5 $500- $1000 Deductible 1080 3 Wood siding No
1977 865,000 Wood Shake Roof 4,470 5 > $10,000 Deductible 1020 8 Fiber-Cement Siding No
1991 1,200,000 Shingles Roof 4,670 5 $500- $1000 Deductible 2120 7 Brick siding No
2001 450,000 Composition Roof 2,380 3 > $10,000 Deductible 260 3 Brick siding yes
1994 440,000 Composition Roof 1,810 3 $5000 to $10,000 Deductible 1240 12 Brick siding yes
1979 405,000 Asphalt Shingles Roof 1,590 3 > $10,000 Deductible 250 4 Fiber-Cement Siding yes
1976 545,000 Tile Roof 2,680 5 $500 Deductible 910 3 Wood siding yes