Brevard Insurance Rates:

Brevard, NC homeowners insurance is roughly $509 to $698, about $42-$58/month. Our thorough analysis shows customers can save upto $241 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Brevard, NC Homeowners Insurance By Home Value

Brevard, NC Home Value Total Homes % of Total Average Brevard, NC Homeowners Insurance
Less than $50,000 343 12.0% $84
$60,000 to $69,999 47 1.0% $229
$70,000 to $79,999 48 1.0% $265
$80,000 to $89,999 191 7.0% $301
$90,000 to $99,999 63 2.0% $337
$100,000 to $124,999 299 11.0% $391
$125,000 to $149,999 273 10.0% $488
$150,000 to $174,999 309 11.0% $578
$175,000 to $199,999 271 10.0% $669
$200,000 to $249,999 288 10.0% $808
$250,000 to $299,999 348 12.0% $988
$300,000 to $399,999 209 7.0% $1254

Top Home Insurance Agents Near Brevard, NC

Home Insurance Company Near Brevard, NC Homeowners Insurance Agency Near Brevard, NC Address
NA Wmk Hightower Insurance Agency 202 E Stone Ave., Greenville, SC, 29609
Travelers American Auto Club Insurance Agency Llc 149 LEXINGTON AVE, ASHEVILLE, NC, 28801
Allstate Bill Hutto 145 Verdin Rd Ste C, Greenville, SC, 29607
Allstate Joyce Boyett 174B Weaverville Rd, Asheville, NC, 28804
Nationwide Kaylor Insurance Agency Inc. 128 Depot St, Franklin, NC, 28734

Cost Of Homeowners Insurance By Street Near Brevard, NC

Streets in Brevard Area Homeowners Insurance Cost
Wilds Lake Rd, Powell Rd, State Rd 1109, State Rd 1125, Raven Top Dr, Mill Ridge Cir, Whitetail Trl, Falls Creek Rd, Meece Rd, State Rd 1351$591
Cascade Lakes Rd, Dogwood Ln, State Rd 1337, Pasture Overlook, Barton Rd, Enon Rd, Pine Oak Dr, Chapman Hill Rd, Green Rd, Holland Rd$598
Spring Vista Ct, Jay Bird Ln, Asheville Hwy, Camp Strauss Rd, Coyote Ridge, Windsong Ln, Osborne Rd, Woodlander Vw, Sentelle Ln, Falcon Rd$611
N Johnson St, State Rd 1587, Holden Rd, Colter Rd, Jasmine Ln, Turnpike Rd, Blue Ridge Overlook Dr, Wild Hog Creek Rd, Chelsea Cir, Millbrook Dr$610
Fairway Dr, Staghorn Ln, Trowbridge Ln, Morgan Dr, Azalea Ave, Sugar Loaf Rd, Old Cartwright Pl, Lyday Loop Rd, Goins Ln, Fjord Rd$601
McGaha Mountain Rd, Whitmire Farms Dr, Trent Rd, Jessie Mackey Rd, Summitt Dr, Nottingham Ln, Tarheel Ln, Summit St, Peace Dr, State Rd 1339$591
Pine Mountain Trl, Valley Knoll Ct, Old Toxaway Rd, White Birch Ln, Williams Rd, E River Rd, Lonesome Trails Rd, Mason Creek Rd, Old Homeplace Dr, State Rd 1504$591
Cherryfield Creek Rd, Hamlin Ave, Chickadee Ln, Falls View Dr, Market St, Gordon, Camaro Dr, W Jordan St, Frozen Creek Rd, State Rd 1121$594
Pine St, Palisades Dr, Gaston St, Johnny's Creek Rd, Everett Rd, Grandview Ave, Patton Mountain Rd, Old CC Rd, State Rd 1159, State Rd 1348$605
Tree Haven Dr, Stoneridge Ln, Franklin St, Aiken St, Hubbard Hollow, King Cir, Calvert Rd, Canvasback Ct, Broadview Cir, Falling Snow Ln$605

Brevard, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Brevard$89 to $91
Catheys Creek$89
Transylvania County$90
Dunns Rock$94

Brevard, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Catheys Creek township, Transylvania County, North Carolina $89 $119 $179
Transylvania County, North Carolina $90 $120 $180
Boyd township, Transylvania County, North Carolina $89 $119 $179

Brevard, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Brevard, NC4.1%16.2%
Catheys Creek5.39%20.24%
Transylvania County4.7%16.86%
Boyd5.12%18.66%

Brevard Renters Insurance as a Percentage of Rent

Brevard Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 24 1.0% $325
$200 to $299 85 6.0% $775
$300 to $499 112 9.0% $1225
$500 to $749 474 38.0% $1900
$750 to $999 321 25.0% $2650
$1,000 to $1,499 120 9.0% $3775
$1,500 or more 100 8.0% $5425

Brevard, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Brevard Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,700$6,100
Net Savings to Brevard Home Owner from High Deductible Plan $600

Brevard, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Brevard, NC Home Replacement Value MORE than Home Value Brevard, NC Home Replacement Value LESS than Home Value
Replacement Value $227,500 $146,500
Insurance Premium based on Replacement Value $900 $575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $51,500 Risk Exposure from Under Insuring Coverage is $29,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $225/year

Example Brevard Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceLiberty MutualAmica Mutual Insurance Company
Monthly Premium 6110396
Year Built 196319891977
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$250000-$300000$250000-$300000
Deductible $2500-$5000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Brevard, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1966 165,000 Wood Shake Roof 1,520 3 $500- $1000 Deductible 460 8 Wood siding No
1992 175,000 Shingles Roof 1,780 3 $500- $1000 Deductible 100 2 Fiber-Cement Siding No
1964 185,000 Wood Shake Roof 1,910 3 $500- $1000 Deductible 490 7 Stone Siding yes
1961 525,000 Metal Roof 4,630 5 $500 Deductible 850 4 Vinyl siding yes
1972 540,000 Slate Shingles Roof 4,970 5 $500 Deductible 2520 10 Wood siding No
1995 170,000 Metal Roof 1,920 4 $2500-$5000 Deductible 370 7 Wood siding No
2002 180,000 Tile Roof 2,020 5 $2500-$5000 Deductible 380 9 Stucco siding yes
1996 410,000 Shingles Roof 3,550 5 $500 Deductible 140 1 Vinyl siding yes
1969 325,000 Metal Roof 3,980 5 $2500-$5000 Deductible 910 10 Stucco siding yes
2006 265,000 Asphalt Shingles Roof 2,410 4 $2500-$5000 Deductible 890 12 Stucco siding No
1963 195,000 Tile Roof 1,800 5 $500 Deductible 330 5 Vinyl siding yes
2009 235,000 Slate Shingles Roof 2,240 4 $2500-$5000 Deductible 490 6 Vinyl siding yes
1985 190,000 Slate Shingles Roof 1,840 3 $2500-$5000 Deductible 80 1 Fiber-Cement Siding yes
1985 375,000 Asphalt Shingles Roof 3,170 5 $2500-$5000 Deductible 1270 12 Stone Siding yes
1976 300,000 Slate Shingles Roof 2,760 4 $500 Deductible 830 6 Wood siding No
1973 155,000 Metal Roof 1,590 3 $5000 to $10,000 Deductible 440 10 Fiber-Cement Siding yes
1978 140,000 Slate Shingles Roof 1,590 5 $1000-$2500 Deductible 240 7 Stucco siding yes
1975 420,000 Membrane Roof 3,550 5 > $10,000 Deductible 1020 12 Vinyl siding yes
1994 435,000 Membrane Roof 4,150 5 > $10,000 Deductible 100 1 Vinyl siding No
2007 115,000 Shingles Roof 1,400 3 $2500-$5000 Deductible 100 4 Fiber-Cement Siding No
1969 155,000 Wood Shake Roof 1,630 4 $2500-$5000 Deductible 260 6 Wood siding yes
1972 185,000 Tile Roof 1,990 5 $1000-$2500 Deductible 290 3 Vinyl siding yes
1996 200,000 Shingles Roof 1,800 5 $500- $1000 Deductible 150 2 Stucco siding yes
1961 165,000 Wood Shake Roof 1,920 3 $2500-$5000 Deductible 200 4 Wood siding yes
1968 320,000 Composition Roof 3,280 4 $500- $1000 Deductible 780 6 Vinyl siding yes
2009 300,000 Asphalt Shingles Roof 2,850 4 $500 Deductible 410 3 Stone Siding yes
1969 215,000 Composition Roof 2,180 3 $2500-$5000 Deductible 50 1 Vinyl siding yes
1972 255,000 Metal Roof 2,580 4 $500- $1000 Deductible 810 8 Wood siding yes
1967 315,000 Metal Roof 3,770 5 $1000-$2500 Deductible 720 8 Brick siding No
1967 305,000 Composition Roof 3,100 4 $500 Deductible 1200 7 Brick siding No
1981 295,000 Shingles Roof 2,990 4 $500 Deductible 850 7 Brick siding yes
1990 180,000 Membrane Roof 2,180 3 $500 Deductible 80 1 Stone Siding No
1962 155,000 Asphalt Shingles Roof 1,610 3 $5000 to $10,000 Deductible 40 1 Fiber-Cement Siding No
1996 135,000 Asphalt Shingles Roof 1,590 3 $500- $1000 Deductible 620 9 Stone Siding yes