Brevard County, FL Home Insurance - Analysis On Quotes, Rates & Agents
Brevard County Insurance Rates:
Brevard County, FL homeowners insurance is roughly $990 to $1,340, about $82-$111/month. Our complete guide indicates shoppers can save as much as $466 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Get Cheap Homeowners Insurance in Brevard County, FL
The average home insurance cost in Brevard County, Florida, is $1497. Home insurance is a long–term commitment that helps protect your property against financial losses resulting from factors such as burglary, vandalism, and theft. Your home is indeed one of your important investments, for which you pay a considerable amount. Hence, taking out an ideal home insurance coverage that fits your requirements and budget should be the utmost priority.
You might want to know other things as a homeowner in Brevard County, including the factors responsible for the change in the home insurance rates. A few factors include the age of the home, deductible, coverage type, and many more. This article will give significant insights on the tips homeowners can utilize to reduce the home insurance rates in Brevard County, FL.
a. Multi-Policy insurance
Homeowners must consider multi-policy insurance by combining their home and auto insurance from one company. This may lead to lower home insurance rates in Brevard County, Florida. Purchasing multiple insurance products from the same provider is convenient and can keep you from paying extra for coverage. Many companies offer discounts to customers who bundle their policies and will eventually save you money on your insurance policy. After bundling, homeowners can avail of home insurance in Brevard County, FL, for $1227.54.
b. Safety features
Homeowners can avail discounts by making minor improvements in the home, i.e., installing safety features. For instance, deadbolts are one of the most comfortable and cost-effective ways to secure your home. Once you install deadbolts at your home, insurance providers may reduce the home insurance rates as it mitigates the risk of theft or burglary. Homeowners equipped with deadbolts pay $1332.33 for home insurance in Brevard County, FL.
c. Claims history
Insurance providers offer specific discounts to homeowners with no claims history. For example, homeowners with zero claims history have to pay a premium of $1317.36 on home insurance in Brevard County, FL. In contrast, homeowners with one or two claims have to pay $1571.85 and $1691.61 on homeowners insurance in Brevard County, FL.
Brevard County, FL Homeowners Insurance By Home Value
| Brevard County, FL Home Value | Total Homes | % of Total | Average Brevard County, FL Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 12,573 | 8.0% | $174 |
| $50,000 to $59,999 | 4,284 | 2.0% | $384 |
| $60,000 to $69,999 | 5,695 | 3.0% | $477 |
| $70,000 to $79,999 | 7,452 | 4.0% | $547 |
| $80,000 to $89,999 | 8,697 | 5.0% | $629 |
| $90,000 to $99,999 | 7,019 | 4.0% | $699 |
| $100,000 to $124,999 | 17,498 | 11.0% | $803 |
| $125,000 to $149,999 | 13,430 | 8.0% | $1013 |
| $150,000 to $174,999 | 19,001 | 12.0% | $1199 |
| $175,000 to $199,999 | 12,383 | 8.0% | $1386 |
| $200,000 to $249,999 | 18,259 | 12.0% | $1665 |
| $250,000 to $299,999 | 12,346 | 8.0% | $2038 |
| $300,000 to $399,999 | 12,629 | 8.0% | $2586 |
Top Home Insurance Agents Near Brevard County, FL
| Home Insurance Company Near Brevard County, FL | Homeowners Insurance Agency Near Brevard County, FL | Address |
|---|---|---|
| NA | Insurance Group Of Central Florida Inc | 7523 Aloma Ave Ste 106 , Winter Park, FL, 32792 |
| NA | Brightway Insurance | 2917 Canoe Creek Rd , St Cloud, FL, 34772 |
| Allstate | Christopher Webb | 1676 S Fiske Blvd, Rockledge, FL, 32955 |
| Allstate | Gary Olson | 6980 Aloma Ave # 32, Winter Park, FL, 32792 |
| Allstate | Polette Hernandez Gardner | 2606 E Robinson St, Orlando, FL, 32803 |
Brevard County, FL Home Insurance Agents for Top Companies
Cost Of Homeowners Insurance By Street Near Brevard County, FL
| Streets in Brevard County Area | Homeowners Insurance Cost |
|---|---|
| Gerrity St SW, Glenda Dr, Barrett Dr, Riveredge Dr, Waneta St SE, Greenboro Dr, Lakeglen Dr, Krin Ct NE, Horseshoe Ave, Summit Rd SE | $1,144 |
| Via de la Reina, Santa Maria Ct, Carissa Ct, Rosemary Dr, Yorkshire Dr, Cepheus Ct, McArthur Cir, Tiffany Pl, Windbrook Dr SE, Possum Ln | $1,234 |
| Glasbern Cir, Edgewood Dr NE, Goldenrod Cir NE, Boychuk Pl, High Dr, Cedar Ln, Cape Shore Dr, Royal Palm Ave, Meritage Pl, Woodland Park Dr | $1,127 |
| Apollo Rd, George Ave, E Seminole Ave, Masek Ave, Derby Ln, Chicago St, Desert Sands Ave, Stetson Ct, Hobbs Pl, Paul St | $1,156 |
| Discovery Pl, Brockett Rd, Genoa St, Kings Way, Bent Oak Dr, Melissa Dr, Hamwood St, Hoag Ave, Horizon Ct, la Havre Ct | $1,151 |
| Aquarina Beach Dr, Nottingham Rd, Appalachian Dr, State Hwy 405, Hammonton St SW, Starboard St NW, Espana Ct, Palmer Way, Roxbury Ct NE, Mc Cullough Rd | $1,141 |
| Stratford Pointe Dr, Espanola Way, Mizell Dr, West Virginia Dr, Oxbury Ave, Bayberry Ln, Celestial Dr, Milford Point Dr, Windsor Pl, Vallee St NW | $1,185 |
| Bel Ct, Albert Ln, Bernice Ct, Reef Ct, White Rock St SW, Berri Patch Pl, Coach Club Dr, Beech Ct, Golden Beach Blvd, Jamaica Blvd | $1,151 |
| Marlin Ave, Exist Rd, Spanks St, Lafayette St SW, Freeman Ln, Sage Ave SW, Flamingo Rd, Meadow Lark Dr, Worth Ave, E Dove Ave | $1,162 |
| Nyack St NW, W Roundtree Dr, Kristina Ln, Cypress Ave, Ransom Dr, Sandpiper Ln, Freedom Ave, Bailey Ter NE, Ashcroft St NW, Sheila Dr | $1,131 |
Brevard County, FL Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Brevard County | $174 to $176 |
| Rockledge | $174 |
| Viera East | $178 |
| Viera West | $183 |
Brevard County, FL Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Rockledge city, Florida | $175 | $233 | $350 |
| Viera East CDP, Florida | $179 | $238 | $357 |
| Viera West CDP, Florida | $183 | $244 | $366 |
Brevard County, FL Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Brevard County, FL | 6.8% | 22.6% |
| Rockledge | 6.39% | 22.95% |
| Viera East | 6.18% | 18.4% |
| Viera West | 5.25% | 17.42% |
Brevard County Renters Insurance as a Percentage of Rent
| Brevard County Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 1,035 | 1.0% | $788 |
| $300 to $499 | 2,308 | 4.0% | $1238 |
| $500 to $749 | 11,267 | 21.0% | $1913 |
| $750 to $999 | 16,524 | 31.0% | $2663 |
| $1,000 to $1,499 | 16,241 | 30.0% | $3788 |
| $1,500 or more | 4,689 | 8.0% | $5438 |
Average Cost Of Home Insurance By Company In Areas Nearby Brevard County For Different Scenarios
| Home value ($) | Age of home (years) | Wind mitigation | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 150,000 | 27 | NO | First Protective Insurance | $2,054 |
| 150,000 | 27 | NO | Florida Farm Bureau Casualty Insurance | $3,113 |
| 150,000 | 27 | NO | St. Johns Insurance | $2,750 |
| 150,000 | 27 | NO | State Farm Florida Insurance | $3,474 |
| 150,000 | 27 | NO | Tower Hill Signature Insurance | $2,511 |
| 150,000 | 27 | YES | Florida Farm Bureau Casualty Insurance | $1,028 |
| 150,000 | 27 | YES | State Farm Florida Insurance | $1,999 |
| 150,000 | 27 | YES | Universal Insurance | $1,470 |
| 300,000 | 12 | NA | Federated National Insurance | $2,190 |
| 300,000 | 12 | NA | St. Johns Insurance | $2,142 |
Latest Home Insurance Reviews by Location
Merritt Island, FL
Farmer's InsuranceMy homeowner's insurance company has excellent customer service! The wait time can be a bit long if you call at certain times, but they are always courteous and happy to help.
Palm Bay, FL
UsaaIf any person has the ability to use USAA - which is open to military family - they really need to look into it - options from insurance on your home at lower rates than others in your area is ideal.