Brevard County Insurance Rates:

Brevard County, FL homeowners insurance is roughly $990 to $1,340, about $82-$111/month. Our complete guide indicates shoppers can save as much as $466 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Get Cheap Homeowners Insurance in Brevard County, FL

The average home insurance cost in Brevard County, Florida, is $1497. Home insurance is a long–term commitment that helps protect your property against financial losses resulting from factors such as burglary, vandalism, and theft. Your home is indeed one of your important investments, for which you pay a considerable amount. Hence, taking out an ideal home insurance coverage that fits your requirements and budget should be the utmost priority.

You might want to know other things as a homeowner in Brevard County, including the factors responsible for the change in the home insurance rates. A few factors include the age of the home, deductible, coverage type, and many more. This article will give significant insights on the tips homeowners can utilize to reduce the home insurance rates in Brevard County, FL.

a. Multi-Policy insurance

Homeowners must consider multi-policy insurance by combining their home and auto insurance from one company. This may lead to lower home insurance rates in Brevard County, Florida. Purchasing multiple insurance products from the same provider is convenient and can keep you from paying extra for coverage. Many companies offer discounts to customers who bundle their policies and will eventually save you money on your insurance policy. After bundling, homeowners can avail of home insurance in Brevard County, FL, for $1227.54.

b. Safety features

Homeowners can avail discounts by making minor improvements in the home, i.e., installing safety features. For instance, deadbolts are one of the most comfortable and cost-effective ways to secure your home. Once you install deadbolts at your home, insurance providers may reduce the home insurance rates as it mitigates the risk of theft or burglary. Homeowners equipped with deadbolts pay $1332.33 for home insurance in Brevard County, FL.

Get_Cheap_Homeowners_Insurance_in_Brevard_County_FL

c. Claims history

Insurance providers offer specific discounts to homeowners with no claims history. For example, homeowners with zero claims history have to pay a premium of $1317.36 on home insurance in Brevard County, FL. In contrast, homeowners with one or two claims have to pay $1571.85 and $1691.61 on homeowners insurance in Brevard County, FL.

Brevard County, FL Homeowners Insurance By Home Value

Brevard County, FL Home Value Total Homes % of Total Average Brevard County, FL Homeowners Insurance
Less than $50,000 12,573 8.0% $174
$50,000 to $59,999 4,284 2.0% $384
$60,000 to $69,999 5,695 3.0% $477
$70,000 to $79,999 7,452 4.0% $547
$80,000 to $89,999 8,697 5.0% $629
$90,000 to $99,999 7,019 4.0% $699
$100,000 to $124,999 17,498 11.0% $803
$125,000 to $149,999 13,430 8.0% $1013
$150,000 to $174,999 19,001 12.0% $1199
$175,000 to $199,999 12,383 8.0% $1386
$200,000 to $249,999 18,259 12.0% $1665
$250,000 to $299,999 12,346 8.0% $2038
$300,000 to $399,999 12,629 8.0% $2586

Top Home Insurance Agents Near Brevard County, FL

Home Insurance Company Near Brevard County, FL Homeowners Insurance Agency Near Brevard County, FL Address
NA Insurance Group Of Central Florida Inc 7523 Aloma Ave Ste 106 , Winter Park, FL, 32792
NA Brightway Insurance 2917 Canoe Creek Rd , St Cloud, FL, 34772
Allstate Christopher Webb 1676 S Fiske Blvd, Rockledge, FL, 32955
Allstate Gary Olson 6980 Aloma Ave # 32, Winter Park, FL, 32792
Allstate Polette Hernandez Gardner 2606 E Robinson St, Orlando, FL, 32803

Brevard County, FL Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Brevard County, FL

Streets in Brevard County Area Homeowners Insurance Cost
Gerrity St SW, Glenda Dr, Barrett Dr, Riveredge Dr, Waneta St SE, Greenboro Dr, Lakeglen Dr, Krin Ct NE, Horseshoe Ave, Summit Rd SE$1,144
Via de la Reina, Santa Maria Ct, Carissa Ct, Rosemary Dr, Yorkshire Dr, Cepheus Ct, McArthur Cir, Tiffany Pl, Windbrook Dr SE, Possum Ln$1,234
Glasbern Cir, Edgewood Dr NE, Goldenrod Cir NE, Boychuk Pl, High Dr, Cedar Ln, Cape Shore Dr, Royal Palm Ave, Meritage Pl, Woodland Park Dr$1,127
Apollo Rd, George Ave, E Seminole Ave, Masek Ave, Derby Ln, Chicago St, Desert Sands Ave, Stetson Ct, Hobbs Pl, Paul St$1,156
Discovery Pl, Brockett Rd, Genoa St, Kings Way, Bent Oak Dr, Melissa Dr, Hamwood St, Hoag Ave, Horizon Ct, la Havre Ct$1,151
Aquarina Beach Dr, Nottingham Rd, Appalachian Dr, State Hwy 405, Hammonton St SW, Starboard St NW, Espana Ct, Palmer Way, Roxbury Ct NE, Mc Cullough Rd$1,141
Stratford Pointe Dr, Espanola Way, Mizell Dr, West Virginia Dr, Oxbury Ave, Bayberry Ln, Celestial Dr, Milford Point Dr, Windsor Pl, Vallee St NW$1,185
Bel Ct, Albert Ln, Bernice Ct, Reef Ct, White Rock St SW, Berri Patch Pl, Coach Club Dr, Beech Ct, Golden Beach Blvd, Jamaica Blvd$1,151
Marlin Ave, Exist Rd, Spanks St, Lafayette St SW, Freeman Ln, Sage Ave SW, Flamingo Rd, Meadow Lark Dr, Worth Ave, E Dove Ave$1,162
Nyack St NW, W Roundtree Dr, Kristina Ln, Cypress Ave, Ransom Dr, Sandpiper Ln, Freedom Ave, Bailey Ter NE, Ashcroft St NW, Sheila Dr$1,131

Brevard County, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Brevard County$174 to $176
Rockledge$174
Viera East$178
Viera West$183

Brevard County, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Rockledge city, Florida $175 $233 $350
Viera East CDP, Florida $179 $238 $357
Viera West CDP, Florida $183 $244 $366

Brevard County, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Brevard County, FL6.8%22.6%
Rockledge6.39%22.95%
Viera East6.18%18.4%
Viera West5.25%17.42%

Brevard County Renters Insurance as a Percentage of Rent

Brevard County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 1,035 1.0% $788
$300 to $499 2,308 4.0% $1238
$500 to $749 11,267 21.0% $1913
$750 to $999 16,524 31.0% $2663
$1,000 to $1,499 16,241 30.0% $3788
$1,500 or more 4,689 8.0% $5438

Average Cost Of Home Insurance By Company In Areas Nearby Brevard County For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO First Protective Insurance $2,054
150,000 27 NO Florida Farm Bureau Casualty Insurance $3,113
150,000 27 NO St. Johns Insurance $2,750
150,000 27 NO State Farm Florida Insurance $3,474
150,000 27 NO Tower Hill Signature Insurance $2,511
150,000 27 YES Florida Farm Bureau Casualty Insurance $1,028
150,000 27 YES State Farm Florida Insurance $1,999
150,000 27 YES Universal Insurance $1,470
300,000 12 NA Federated National Insurance $2,190
300,000 12 NA St. Johns Insurance $2,142

Latest Home Insurance Reviews by Location

Merritt Island, FL

Farmer's Insurance
My homeowner's insurance company has excellent customer service! The wait time can be a bit long if you call at certain times, but they are always courteous and happy to help.
Read more Merritt Island home insurance reviews

Melbourne, FL

Geico
I recommend it, it's the best for people who have few resources and help a lot
Read more Melbourne home insurance reviews

Titusville, FL

State Farm
I would totally recommend them because customer does come in first.
Read more Titusville home insurance reviews

Palm Bay, FL

Usaa
If any person has the ability to use USAA - which is open to military family - they really need to look into it - options from insurance on your home at lower rates than others in your area is ideal.
Read more Palm Bay home insurance reviews

How To Make Your Brevard County, FL Home Insurance Cheaper

How Much Does Brevard County, FL Home Insurance Cost?