Brentwood, TN Home Insurance - Analysis On Quotes, Rates & Agents
Brentwood Insurance Rates:
Brentwood, TN homeowners insurance is nearly $837 to $1,142, about $69-$95/month. Our thorough analysis reveals consumers can save upto $396 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
AllstateI like the website is easy to navigate. The easy navigation makes it easy to find what I need when I need it with just a few clicks.
Erie InsuranceI really like our insurance agent. He is a nice guy, but might not be the best salesman. I've never felt pressured when dealing with him. I really dislike salespeople.
State FarmThe company's customer service is very attentive and thoughtful whenever you speak to them. I asked if I would receive a discount after I installed a home surveillance system in my home and they answered and told me that it would definitely lower my premium and they also have a discount for those who install a surveillance system as well.
State FarmI love everything about this company. Their rate are affordable, their staff is wonderful. The take the time to learn their customer and the needs of the said customer.
AllstateGood company. Have been with for 15 yrs.
NationwideIf i have ever had to file a claim, they have never jack prices up ridiculously. anything they’ve ever raised it to was fair and within reason.
AmeripriseThe other thing i don't like about this company is the poor website that it has. it would be much more useful if it had a better system to do more things online.
American Home ShieldWhenever you need to reach a live person, it is always very simple. you do not have to go through automated phone menus or robo answering.
Brentwood, TN Homeowners Insurance By Home Value
| Brentwood, TN Home Value | Total Homes | % of Total | Average Brentwood, TN Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 95 | 2.0% | $49 |
| $80,000 to $89,999 | 34 | 1.0% | $168 |
| $100,000 to $124,999 | 81 | 2.0% | $217 |
| $150,000 to $174,999 | 183 | 5.0% | $326 |
| $175,000 to $199,999 | 188 | 5.0% | $376 |
| $200,000 to $249,999 | 323 | 10.0% | $455 |
| $250,000 to $299,999 | 609 | 18.0% | $554 |
| $300,000 to $399,999 | 1,704 | 52.0% | $702 |
Top Home Insurance Agents Near Brentwood, TN
| Home Insurance Company Near Brentwood, TN | Homeowners Insurance Agency Near Brentwood, TN | Address |
|---|---|---|
| Erie | Adams Insurance Strategies | 209 10th Avenue S Suite 343, Nashville, TN, 37203 |
| State Farm | Cathy Marks | 115 5th Ave N, Franklin, TN, 37064-2605 |
| State Farm | Herby Clark | 3441 Lebanon Pike, Hermitage, TN, 37076-2097 |
| State Farm | Marty Luffman | 782 Nissan Dr, Smyrna, TN, 37167-6480 |
| Travelers | Redman Davis Inc | 410 W 7TH ST, COLUMBIA, TN, 38401 |
Brentwood, TN Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Oak Hill city, Tennessee | $121 | $161 | $241 |
| Nolensville town, Tennessee | $111 | $147 | $221 |
| Forest Hills city, Tennessee | $136 | $181 | $271 |
Brentwood, TN Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Brentwood, TN | 3.1% | 13.0% |
| Oak Hill | 3.29% | 11.7% |
| Nolensville | 3.89% | 19.43% |
| Forest Hills | 2.64% | 10.48% |
Brentwood Renters Insurance as a Percentage of Rent
| Brentwood Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 24 | 3.0% | $1824 |
| $750 to $999 | 42 | 6.0% | $2574 |
| $1,000 to $1,499 | 99 | 15.0% | $3699 |
| $1,500 or more | 479 | 74.0% | $5349 |
Brentwood, TN Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,300 | $4,300 |
| Yearly Brentwood Homeowner Insurance Premium Example | $1,800 | $1,300 |
| Out of Pocket Expense During Claim | $1,300 | $4,300 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $13,900 | $13,400 |
| Net Savings to Brentwood Home Owner from High Deductible Plan | $500 | |
Brentwood, TN Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Brentwood, TN Home Replacement Value MORE than Home Value | Brentwood, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $461,000 | $327,000 |
| Insurance Premium based on Replacement Value | $2,125 | $1,500 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $67,000 | Risk Exposure from Under Insuring Coverage is $67,000 |
| Premium Impact | Insurance cheaper by $325/year | Insurance costlier by $300/year |
Example Brentwood Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | Travelers | GEICO Insurance | Erie Insurance |
| Monthly Premium | 185 | 340 | 161 |
| Year Built | 1980 | 2004 | 1997 |
| Home Details | 4 Beds, 3 Baths | 5 Beds, 2 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $400000-$500000 | More than 10000000 | $800000-$900000 |
| Deductible | $500- $1000 Deductible | $1000-$2500 Deductible | > $10,000 Deductible |
Sample Home Insurance Rates for Brentwood, TN from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 2008 | 710,000 | Slate Shingles Roof | 2,600 | 5 | $2500-$5000 Deductible | 2000 | 8 | Stucco siding | No |
| 1993 | 770,000 | Slate Shingles Roof | 3,730 | 5 | $500 Deductible | 3250 | 10 | Brick siding | yes |
| 1990 | 540,000 | Membrane Roof | 2,770 | 5 | > $10,000 Deductible | 1010 | 12 | Fiber-Cement Siding | No |
| 1984 | 1,200,000 | Tile Roof | 4,710 | 5 | $500- $1000 Deductible | 3750 | 10 | Fiber-Cement Siding | yes |
| 2012 | 770,000 | Tile Roof | 2,940 | 4 | $1000-$2500 Deductible | 1890 | 8 | Fiber-Cement Siding | yes |
| 2013 | 845,000 | Composition Roof | 3,220 | 4 | $500 Deductible | 4460 | 12 | Stone Siding | yes |
| 2014 | 445,000 | Wood Shake Roof | 1,640 | 4 | > $10,000 Deductible | 270 | 4 | Vinyl siding | No |
| 2013 | 825,000 | Tile Roof | 3,630 | 5 | > $10,000 Deductible | 1760 | 12 | Fiber-Cement Siding | No |
| 2011 | 425,000 | Composition Roof | 1,890 | 4 | > $10,000 Deductible | 820 | 7 | Vinyl siding | yes |
| 2002 | 825,000 | Wood Shake Roof | 4,010 | 5 | $500- $1000 Deductible | 600 | 2 | Stucco siding | yes |
| 1993 | 1,215,000 | Wood Shake Roof | 4,830 | 5 | $500 Deductible | 3660 | 8 | Stucco siding | yes |
| 1989 | 850,000 | Membrane Roof | 3,260 | 4 | $1000-$2500 Deductible | 950 | 3 | Brick siding | yes |
| 1983 | 395,000 | Metal Roof | 1,840 | 4 | $5000 to $10,000 Deductible | 490 | 5 | Wood siding | yes |
| 1982 | 685,000 | Wood Shake Roof | 2,710 | 4 | $2500-$5000 Deductible | 1340 | 7 | Vinyl siding | No |
| 1997 | 460,000 | Composition Roof | 2,350 | 5 | $500 Deductible | 340 | 2 | Fiber-Cement Siding | No |
| 1993 | 630,000 | Membrane Roof | 2,330 | 4 | > $10,000 Deductible | 1610 | 9 | Fiber-Cement Siding | No |
| 2014 | 680,000 | Metal Roof | 2,720 | 5 | $500 Deductible | 2860 | 9 | Stucco siding | yes |
| 2012 | 970,000 | Membrane Roof | 4,750 | 5 | $500- $1000 Deductible | 1950 | 5 | Stucco siding | yes |
| 2007 | 1,000,000 | Tile Roof | 4,540 | 5 | $500 Deductible | 2450 | 6 | Stone Siding | No |
| 2008 | 565,000 | Membrane Roof | 2,620 | 4 | $1000-$2500 Deductible | 440 | 3 | Wood siding | No |
| 1995 | 685,000 | Wood Shake Roof | 3,060 | 4 | $500 Deductible | 2080 | 7 | Wood siding | No |
| 2009 | 610,000 | Shingles Roof | 3,110 | 5 | $500- $1000 Deductible | 320 | 1 | Vinyl siding | yes |
| 2013 | 890,000 | Metal Roof | 3,250 | 4 | > $10,000 Deductible | 480 | 2 | Wood siding | No |
| 1983 | 755,000 | Tile Roof | 3,230 | 4 | $500- $1000 Deductible | 710 | 2 | Stone Siding | yes |
| 2014 | 740,000 | Shingles Roof | 2,680 | 5 | $2500-$5000 Deductible | 1800 | 10 | Fiber-Cement Siding | No |
| 1991 | 680,000 | Slate Shingles Roof | 3,190 | 5 | $1000-$2500 Deductible | 1540 | 6 | Stucco siding | No |
| 2003 | 545,000 | Asphalt Shingles Roof | 1,930 | 5 | $5000 to $10,000 Deductible | 640 | 4 | Wood siding | No |
| 1983 | 540,000 | Shingles Roof | 2,830 | 5 | $500 Deductible | 1090 | 5 | Vinyl siding | No |